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Complete company report
Generated 25-07-2026
Active BE 0739.965.686Foreign entity

SEFRAM

ZAC Klengbousbierg 25 ·7795 Bissen, Luxembourg· 6 yrs active
Sector: Financial services (64210)
Conclusion Checked

SEFRAM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 6 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview
No financial data
No annual-account figures are available for this company yet. New companies are added continuously, check back soon, or email us to prioritise this one.
Legal Structure
NACE primary Financial services(64210)
Legal form Foreign entity(030)
Incorporation23-12-2019
StatusActive
Postal code7795
Establishment units 1 location
SEFRAM
Nieuwstraat 38, 8610 KortemarkHoldings
since 20192.298.052.734
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
32011C1501/00S003 Flanders 1,447 m² 1 · 160 m² 10.8 m · 2 fl.
Methodology
via establishment units: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-02-2025
State Gazette act Director changes
Tim CARNEWAL
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
24-02-2025 1 director appointed, 1 resigning Director changes·Tim CARNEWAL
  • DESIMPEL Lucie Louise Marie, Bestuurder
  • DESIMPEL Lucie Louise Marie, Bestuurder
Notary: Tim CARNEWAL · BrusselFirm: BERQUIN NOTARISSEN
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DESIMPEL Lucie Louise Marie",
        "address": null,
        "birth_date": "1977-12-15",
        "profession": null,
        "birth_place": "Roeselare"
      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DESIMPEL Lucie Louise Marie",
        "address": null,
        "birth_date": "1977-12-15",
        "profession": null,
        "birth_place": "Roeselare"
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering beslist de volgende persoon als bestuurder te benoemen voor onbepaalde duur in de vennootschap naar Luxemburgs recht als leden van het bestuursorgaan",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DESIMPEL Lucie Louise Marie",
        "address": null,
        "birth_date": "1977-12-15",
        "profession": null,
        "birth_place": "Roeselare"
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Tim CARNEWAL",
    "firm_city": null,
    "firm_name": "BERQUIN NOTARISSEN",
    "office_city": "Brussel",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-02-24",
    "filing_date": "2025-02-11",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-12-31",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0739.965.686",
    "name_full": "SEFRAM",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Tim CARNEWAL",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaris"
  },
  "co_filed_documents": [
    "een uitgifte van het proces-verbaal",
    "een uitgifte van de akte",
    "interne balans",
    "het voorstel voor de grensoverschrijdende omzetting",
    "een certificaat de dato 18 september 2024 opgemaakt door de administratie van de Federale Overheidsdienst Financi\u00EBn",
    "een certificaat de dato 19 december 2024, opgemaakt door de inningsinstellingen van sociale zekerheidsbijdragen",
    "een certificaat de dato 4 december 2024, opgemaakt door de inningsinstelling van de bijdragen"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL SEFRAM
Registered office
ZAC Klengbousbierg 25
7795 Bissen, Luxembourg
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative