Overdue debts
€84,675 on 31-12-2025
The annual accounts state €6,996 of overdue tax debts and €77,679 of overdue social security (RSZ) debts on 31-12-2025.
SEFIBEL
Information for creditors
French-language Enterprise Court of Brussels · Official Gazette of 03-08-2026Opened on 22 July 2026 · moratorium until 18 November 2026
Steps, deadlines and articles of law
The procedure
- Track
- Reorganisation by collective agreement
- Docket number
- 20260179
- Moratorium until
- 18 November 2026
- Creditors' vote
- 4 November 2026
- Delegated judge
- ANDRé Claes
- Official Gazette
- 03-08-2026search the document for 2026/133251
Steps for a creditor
- Do not attach assets or start enforcement for debts from before the opening while the moratorium runs.
- Check the amount the company lists you for. It has to tell you. Dispute a wrong amount in writing.
- The company files a reorganisation plan and creditors vote on it at a hearing. A plan approved and confirmed by the court also binds those who voted against.
- What you deliver after the opening is not covered by the moratorium. Agree clear payment terms for it.
- The file is in RegSol, where you can read the documents of the procedure.
The moratorium runs until 18 November 2026, unless the court extends or ends it earlier. The date of the vote on the plan is in the judgment and in RegSol.
Your claim still exists, but while the moratorium runs you cannot enforce it. What you do now depends on the track of the reorganisation.
Follow
Follow this reorganisation and you are notified of an extension, the court's approval, the closure or a bankruptcy.
This is general information, not legal advice. If in doubt, your lawyer or your accountant can help.
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Lifetime
16 annual accounts with figures on one time axispeak €391,605 (2021)
€106,010▼ 66.6%
lowest -€145,495 (2025)
-€145,495▼ €151,246
peak €28,195 (2024)
-€117,300▼ €145,495
€228,928▲ 116%
peak 5.7 FTE (2020)
-not published
Board2 names since 2019
1 directorSEFIANI Rachid
Documentsfilings and deeds
20-06-202641 days before the deadline
2025micro format
Gross margin from €317,790 to €106,010Loss of €145,495Equity from €28,195 to -€117,300Debts from €105,793 to €228,928
Key points
from the 2025 annual accountsEquity
-€117,300
Debts exceed assets in financial year 2025.
Result
-€145,495 -€145,495
From profit to loss in 2025, after a profit of €5,751 in 2024.
Debts
€228,928 205% of the balance sheet
Financial debts 29%Suppliers 10%Taxes and wages 53%Other 8%
Of this, €212,295 falls due within a year.
Liquidity
0.34 was 1.03 in 2024
Short-term debts rose from €75,544 to €212,295.
Position in the sector
-105.1%
Lower solvency than 95% of companies in building services and landscaping. Sector median 40.5% · 5,728 companies.
Reorganisation running: about 1 in 4 bankrupt within the year
Checked score
0
Critical
Without a bankruptcy probability, the score rests on the figures alone.
Bankruptcy probability within 12 months
Judicial reorganisation
About 1 in 4 comparable companies went bankrupt within the year
A judicial reorganisation is open. There is then no bankruptcy probability from the figures. Of every Belgian company in an open or failed reorganisation, 25% to 26% went bankrupt within twelve months (measured in 2024 and 2025).
Financial strengthWeak
Credit verdict
No credit on open account during an ongoing judicial reorganisation
Liquidity is insufficient, with a current ratio of 0.34 (1.03 in 2024), below 1. Short-term debt is 190.2% of total assets. Equity is negative.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Three signals.
raises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€117,300
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-06-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 days early
2024
7 days early
2023
11 days early
2022
21 days early
2021
30 days early
2020
31 days late
2019
112 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Judicial reorganisation opened
French-language Enterprise Court of Brussels · collective agreement (SME) · judgment of 22-07-2026 · Judicial reorganisation
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0821756086
Registered office moved within Ganshoren
New registered office: Rue prince Baudouin 67 bte 15 à 1083 Ganshoren · Previous registered office: Rue de l'Education 7 à 1083 Ganshoren · Resignation: Bakhat Habibi Anouar (director) · General meeting of 01-10-2023 · Gazette deed
Transfer of 50 shares from Bakhat Habibi Anouar to Sefiani Rachid
Appointment: Bakhat Habibi Anouar (director) · Sefiani Rachid holds 100 shares · General meeting of 06-01-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SEFIBEL Ganshoren | €111,628 | €106,010 | -105.1% | - |
| SHAN-B Schaerbeek | €123,702 | €108,923 | 35.6% | - |
| ARO-INVEST Ixelles | €100,957 | €113,591 | 80.6% | - |
| VERSTRAETEN-VLASSENBROEK Ninove | €123,238 | €101,217 | 88.3% | - |
| BUBBLES CLEAN INDUSTRIAL Oudenaarde | €124,935 | €104,485 | 32.9% | - |
| N.F. BATI Anderlecht | €112,936 | €88,589 | 76.4% | - |
| CAPA-BEREKET Schaerbeek | €135,997 | €83,554 | 22.3% | - |
These companies have the same main activity as SEFIBEL: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €101,000 and €136,000, founded between 2007 and 2012.
Official details
Source: KBO- Status
- Active since 24-12-2009Judicial reorganisation since 22-07-2026, moratorium until 18-11-2026
- Activity
- General cleaning of buildingsNACE 81210and 2 others
- Joint committees
- 121Cleaning
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.211.376.2071083 Ganshoren, since 03-05-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 22-01-2026
Annual accounts 2025
- ≈ €360,000estimated
- €111,628▼ 16.7%
- Employeeson 31-12-2025
- 7▼ 12.5%
- Filing
- Filed on 20-06-2026, 41 days before the end of the filing period
Insights on SEFIBEL
SEFIBEL files the micro format. That format states no turnover. The gross margin rose from €32,604 in 2010 to €106,010 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SEFIBEL
- What is the company number of SEFIBEL?
- The company number of SEFIBEL is 0821.756.086. The VAT number is the same number with BE in front: BE 0821.756.086.
- Where is SEFIBEL based?
- The registered office is at Opvoedingsstraat 7, 1083 Ganshoren.Company details
- What does SEFIBEL do?
- According to the KBO register, the main activity is general cleaning of buildings (NACE 81210).
- What is the legal form of SEFIBEL?
- SEFIBEL is a private limited company (BV).
- When was SEFIBEL founded?
- SEFIBEL was founded on 24-12-2009.
- Is SEFIBEL still active?
- Yes, SEFIBEL is in the KBO register. A judicial reorganisation is running.
- How many employees does SEFIBEL have?
- SEFIBEL had an average of 8.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SEFIBEL fall under?
- In its 2025 annual accounts, SEFIBEL states joint committees 121 (Cleaning) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of SEFIBEL?
- The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €106,010 and 36 comparable companies (NACE 812). It probably lies between €210,000 and €620,000.
- Is SEFIBEL profitable?
- In financial year 2025, SEFIBEL made a loss of €145,495.
- Where can I find the annual accounts of SEFIBEL?
- SEFIBEL filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SEFIBEL due?
- SEFIBEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Check what to know before you do business with this company.Supplier due diligence See this company's board, registered office and name on a given date.Company as of a date Check whether the registered address is a letterbox address or a business centre.Addresses Check your own customer list for customers at risk.Process a list See how the general cleaning of buildings sector is doing.Sector figures