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SEFIBEL

Judicial reorganisation
Private limited companyfounded 200916 yrs activeOpvoedingsstraat 7, 1083 Ganshoren, BelgiumKBO/BCE: BE 0821.756.086
Summary

The file of SEFIBEL contains 1 judicial reorganisation, as published in the Belgian State Gazette. The KBO register records for SEFIBEL the legal situation: special situation; this is today's state according to the register itself, which carries no start date. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2024 annual accounts show equity of €28k and a net result of €6k. Equity is growing by ~69.3% per year across the filed fiscal years. Its solvency ranks better than 28% of 5893 sector peers (fiscal year 2024).

Checked score

Score 2024
44 / 100
Weak
An ongoing judicial reorganisation from the Belgian State Gazette caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▼-3
Solvency46▲+5
Growth78=
Track record30
Credit verdict
No credit on open account during an ongoing judicial reorganisation
Liquidity tight (current ratio 1.03 against 0.91 in 2023; short-term debt: 56.4% of total assets), and 79% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: special situation
The KBO register records the legal situation: special situation. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · In judicial reorganisation
Ongoing procedure under court protection (Book XX WER). The company is restructuring.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
7 d early
2023
11 d early
2022
21 d early
2021
30 d early
2020
31 d late
2019
112 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€28k▲ 25.6%
2023 · €22k
Total assets
€134k▼ 4.1%
2023 · €140k
Net result
€6k▼ 72.6%
2023 · €21k
Working capital
€2k
2023 · €-7k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€38k€36k▼ 5.4%€28k▼ 21.9%€40k▲ 41.1%€17k▼ 57.6%
Net result€42k€28k▼ 32.1%€6k▼ 79.0%€21k▲ 251%€6k▼ 72.6%
Equity€-26k▲ 64.8%€-5k▲ 82.8%€1k€22k▲ 1,450%€28k▲ 25.6%
Total assets€80k▲ 1,225%€97k▲ 20.9%€86k▼ 11.0%€140k▲ 61.8%€134k▼ 4.1%
Debt€107k▲ 31.8%€102k▼ 4.8%€85k▼ 16.4%€117k▲ 38.2%€106k▼ 9.8%
Working capital€-27k▲ 64.4%€-14k▲ 46.2%€-10k▲ 29.2%€-7k▲ 33.0%€2k
Staff (FTE)5.7▲ 338%1.4▼ 75.4%8.6▲ 514%6.7▼ 22.1%6.1▼ 9.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2020: €38k€38kNet result 2020: €42k€42kOperating result 2021: €36k€36kNet result 2021: €28k€28kOperating result 2022: €28k€28kNet result 2022: €6k€6kOperating result 2023: €40k€40kNet result 2023: €21k€21kOperating result 2024: €17k€17kNet result 2024: €6k€6k20202021202220232024€0€10k€20k€30k€40kOperating result 2022: €28k€28kNet result 2022: €6k€6kOperating result 2023: €40k€40kNet result 2023: €21k€21kOperating result 2024: €17k€17kNet result 2024: €6k€5.8k202220232024
The operating result falls in 2024; 2024 is 58% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €134k
Fixed assets €56k ▼ 22.3%
Current assets €78k ▲ 15.5%
Equity and liabilities €134k
Equity €28k ▲ 25.6%
Debt €106k ▼ 9.8%
Debt's share of the balance-sheet total falls from 83.9% to 79.0%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€38k▼
2023 · €60k
Cash flow
€27k▼
2023 · €41k
Current ratio
1.03▲
2023 · 0.91
Debt to equity
3.75▼
2023 · 5.23
ROE
20.4%▼
2023 · 93.5%
ROA
4.3%▼
2023 · 15.0%
Interest coverage
8.60▲
2023 · 4.69
Debt ≤ 1 year
€76k▲
2023 · €74k
Debt > 1 year
€30k▼
2023 · €43k
Income taxes
€9k▲
2023 · €6k
Staff costs
€277k▲
2023 · €252k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet Code20232024
Assets
Total assets20/58€140k€134k▼
Fixed assets21/28€73k€56k▼
Tangible fixed assets22/27€72k€56k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€68k€51k▼
Other tangible fixed assets26-€2k
Financial fixed assets28€550€650▲
Current assets29/58€67k€78k▲
Amounts receivable within one year40/41€17k€72k▲
Trade receivables40€17k€59k▲
Other amounts receivable41-€13k
Cash at bank and in hand54/58€43k-
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€140k€134k▼
Equity10/15€22k€28k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€4k€10k▲
Amounts payable17/49€117k€106k▼
Amounts payable after more than one year17€43k€30k▼
Financial debts170/4€43k€30k▼
Amounts payable within one year42/48€74k€76k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€14k€25k▲
Suppliers440/4€14k€25k▲
Taxes, remuneration and social security45€40k€30k▼
Taxes450/3€10k€11k▲
Remuneration and social security454/9€30k€19k▼
Other amounts payable47/48€7k-
Income statement Code20232024
Remuneration, social security and pensions62€252k€277k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€1k-
Gross operating margin9900€316k€318k▲
Operating profit (loss)9901€40k€17k▼
Financial income75/76B€250€3k▲
Recurring financial income75€250€2k▲
Non-recurring financial income76B-€490
Financial charges65/66B€13k€4k▼
Recurring financial charges65€13k€4k▼
Profit (loss) for the period before taxes9903€27k€15k▼
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€21k€6k▼
Profit (loss) for the period to be appropriated9905€21k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€10k▲
Profit (loss) brought forward from the previous period14P€-17k€4k▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Remuneration, social security and pensions62-€351k€257k€252k€277k▲ 10.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47€1k€4k€20k€21k▲ 3.7%
Other operating charges640/8-€4k€1k€4k€3k▼ 15.2%
Non-recurring operating charges66A-€95-€1k--
Gross operating margin9900€257k€392k€291k€316k€318k▲ 0.5%
Operating profit (loss)9901€38k€36k€28k€40k€17k▼ 57.6%
Financial income75/76B-€12€328€250€3k▲ 1,003%
Recurring financial income75€4k€12€328€250€2k▲ 807%
Non-recurring financial income76B----€490-
Financial charges65/66B-€427€5k€13k€4k▼ 65.6%
Recurring financial charges65€30€427€5k€13k€4k▼ 65.6%
Profit (loss) for the period before taxes9903€42k€35k€24k€27k€15k▼ 44.1%
Income taxes67/77-€7k€18k€6k€9k▲ 54.9%
Profit (loss) for the period9904€42k€28k€6k€21k€6k▼ 72.6%
Profit (loss) for the period to be appropriated9905€42k€28k€6k€21k€6k▼ 72.6%
Line20202021202220232024Change
Assets
Total assets20/58€80k€97k€86k€140k€134k▼ 4.1%
Fixed assets21/28€392€10k€12k€73k€56k▼ 22.3%
Intangible fixed assets21€142-----
Tangible fixed assets22/27-€10k€11k€72k€56k▼ 22.6%
Plant, machinery and equipment23--€3k€4k€3k▼ 21.3%
Furniture and vehicles24-€10k€8k€68k€51k▼ 25.1%
Other tangible fixed assets26----€2k-
Financial fixed assets28€250€550€550€550€650▲ 18.2%
Current assets29/58€80k€87k€75k€67k€78k▲ 15.5%
Amounts receivable within one year40/41€35k€44k€53k€17k€72k▲ 317%
Trade receivables40-€44k€53k€17k€59k▲ 242%
Other amounts receivable41----€13k-
Current investments50/53-€36k€16k---
Cash at bank and in hand54/58€45k€7k€5k€43k--
Deferred charges and accrued income490/1---€7k€5k▼ 26.5%
Equity and liabilities
Total equity and liabilities10/49€80k€97k€86k€140k€134k▼ 4.1%
Equity10/15€-26k€-5k€1k€22k€28k▲ 25.6%
Contributions10/11€19k€19k€19k€19k€19k=
Profit (loss) carried forward14€-45k€-23k€-17k€4k€10k▲ 150%
Amounts payable17/49€107k€102k€85k€117k€106k▼ 9.8%
Amounts payable after more than one year17---€43k€30k▼ 30.1%
Financial debts170/4---€43k€30k▼ 30.1%
Amounts payable within one year42/48€107k€101k€85k€74k€76k▲ 2.0%
Current portion of amounts payable after more than one year42---€13k€13k▲ 4.3%
Financial debts43----€7k-
Credit institutions430/8----€7k-
Trade debts44€14k€26k€22k€14k€25k▲ 76.7%
Suppliers440/4-€26k€22k€14k€25k▲ 76.7%
Taxes, remuneration and social security45-€23k€45k€40k€30k▼ 26.1%
Taxes450/3-€4k€7k€10k€11k▲ 11.0%
Remuneration and social security454/9-€19k€38k€30k€19k▼ 38.3%
Other amounts payable47/48-€52k€17k€7k--
Accrued charges and deferred income492/3-€221----
Line20202021202220232024Change
Profit (loss) for the period9904€42k€28k€6k€21k€6k▼ 72.6%
+ Depreciation and write-downs630€47€1k€4k€20k€21k▲ 3.7%
Operating cash flow (approximation)€42k€30k€10k€41k€27k▼ 35.2%
Investment in fixed assets (approximation)-€-11k€-6k€-81k€-5k▲ 94.2%
Change in cash-€-38k€-2k€37k--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
03-08
Judicial reorganisation Opening
Tribunal de l’entreprise francophone de Bruxelles · collective agreement (SME) · event 22-07-2026
2025
24-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
20-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Back to profitnet €42k
Net result €42k after 2 loss-making years.
20-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 112 days late
2019
30-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
05-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 36 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 28 days late
2016
26-10
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 87 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2012
seat establishment The establishment unit on the map
Ground area
72 m²
Building footprint
54 m²
Volume, LiDAR
369 m³
Parcel 21008A0332/00F010, Brussels · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
seficlean
Opvoedingsstraat 7, 1083 GanshorenPrinting and reproduction of recorded media
since 20122.211.376.207
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21008A0332/00F010 Brussels 72 m² 1 · 54 m² 10.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,361 companies in sector 81210 we hold annual accounts for 2,731. 2,184 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-12-2009
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
43221Plumbing work
43350Other building finishing work
Contact

Scores and ratios are computed by Checked and are not a credit decision.