ARO-INVEST
ActiveSummary
The computed 12-month bankruptcy probability of ARO-INVEST is 2.1% (moderate). The 2024 annual accounts show equity of €54,312 and a net result of -€10,435. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 63% of 5896 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 6 accounts on average 312 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €534,382 | €666,223 | €776,598 | €660,773 | €613,398 | ▼ 7.2% |
| Non-recurring operating income76A | - | €3,730 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €571,450 | €706,796 | €583,740 | €530,653 | ▼ 9.1% |
| Remuneration, social security and pensions62 | - | €30,382 | €58,533 | €69,090 | €97,218 | ▲ 40.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,757 | €14,782 | €10,708 | €10,837 | €9,650 | ▼ 11.0% |
| Other operating charges640/8 | - | €4,702 | €2,575 | €3,537 | €1,587 | ▼ 55.1% |
| Gross operating margin9900 | €38,336 | €98,504 | €74,479 | €95,654 | €100,512 | ▲ 5.1% |
| Operating profit (loss)9901 | -€3,484 | €48,639 | €2,663 | €12,191 | -€7,943 | ▼ 165% |
| Financial income75/76B | - | €9 | - | €3 | €4 | ▲ 41.9% |
| Recurring financial income75 | €13 | €9 | - | €3 | €4 | ▲ 41.9% |
| Financial charges65/66B | - | €3,757 | €2,067 | €2,346 | €2,497 | ▲ 6.4% |
| Recurring financial charges65 | €1,222 | €3,757 | €2,067 | €2,346 | €2,497 | ▲ 6.4% |
| Profit (loss) for the period before taxes9903 | -€4,692 | €44,891 | €597 | €9,848 | -€10,435 | ▼ 206% |
| Income taxes67/77 | €1,825 | €15,313 | €4,670 | €5,560 | - | - |
| Profit (loss) for the period9904 | -€6,517 | €29,577 | -€4,073 | €4,288 | -€10,435 | ▼ 343% |
| Profit (loss) for the period to be appropriated9905 | -€6,517 | €29,577 | -€4,073 | €4,288 | -€10,435 | ▼ 343% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €96,926 | €119,192 | €116,002 | €108,751 | €101,094 | ▼ 7.0% |
| Fixed assets21/28 | €18,439 | €30,748 | €32,472 | €19,615 | €15,653 | ▼ 20.2% |
| Tangible fixed assets22/27 | €17,389 | €29,698 | €31,422 | €17,434 | €12,184 | ▼ 30.1% |
| Plant, machinery and equipment23 | - | €6,477 | €5,867 | €2,488 | €2,604 | ▲ 4.7% |
| Furniture and vehicles24 | - | €23,222 | €25,555 | €14,946 | €9,580 | ▼ 35.9% |
| Financial fixed assets28 | €1,050 | €1,050 | €1,050 | €2,181 | €3,469 | ▲ 59.0% |
| Current assets29/58 | €78,487 | €88,443 | €83,530 | €89,136 | €85,441 | ▼ 4.1% |
| Amounts receivable within one year40/41 | €56,371 | €72,913 | €71,436 | €73,626 | €74,775 | ▲ 1.6% |
| Trade receivables40 | - | €72,347 | €67,359 | €73,626 | €73,630 | = |
| Other amounts receivable41 | - | €566 | €4,077 | - | €1,144 | - |
| Cash at bank and in hand54/58 | €22,116 | €15,530 | €12,095 | €15,510 | €10,667 | ▼ 31.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €96,926 | €119,192 | €116,002 | €108,751 | €101,094 | ▼ 7.0% |
| Equity10/15 | €34,955 | €64,532 | €60,459 | €64,747 | €54,312 | ▼ 16.1% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €11,860 | €11,860 | €11,860 | €11,860 | €11,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | €16,895 | €46,472 | €42,399 | €46,687 | €36,252 | ▼ 22.4% |
| Amounts payable17/49 | €61,971 | €54,659 | €55,543 | €44,004 | €46,783 | ▲ 6.3% |
| Amounts payable within one year42/48 | €61,971 | €54,659 | €55,543 | €44,004 | €46,783 | ▲ 6.3% |
| Trade debts44 | €14,387 | €1,854 | €1,066 | €2,042 | €5,862 | ▲ 187% |
| Suppliers440/4 | - | €1,854 | €1,066 | €2,042 | €5,862 | ▲ 187% |
| Taxes, remuneration and social security45 | - | €24,559 | €26,231 | €21,074 | €13,290 | ▼ 36.9% |
| Taxes450/3 | - | €20,146 | €20,650 | €16,594 | €13,290 | ▼ 19.9% |
| Remuneration and social security454/9 | - | €4,413 | €5,580 | €4,480 | - | - |
| Other amounts payable47/48 | - | €28,246 | €28,246 | €20,888 | €27,630 | ▲ 32.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,517 | €29,577 | -€4,073 | €4,288 | -€10,435 | ▼ 343% |
| + Depreciation and write-downs630 | €12,757 | €14,782 | €10,708 | €10,837 | €9,650 | ▼ 11.0% |
| Operating cash flow (approximation) | €6,240 | €44,359 | €6,635 | €15,125 | -€786 | ▼ 105% |
| Investment in fixed assets (approximation) | - | -€27,091 | -€12,431 | €2,020 | -€5,688 | ▼ 382% |
| Change in cash | - | -€6,586 | -€3,435 | €3,415 | -€4,843 | ▼ 242% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
04-09
State Gazette act
Resignations: Monica Garcia Rios (director) and José Criollo Criollo (director)Reappointments: Monica Garcia Rios (director) and José Criollo Criollo (director) · Capital conversion · Reserve release11 facts ▸
- General meeting, 21-08-2026
- Capital conversion, compte de capitaux propres statutairement indisponible
- Reserve release, unanimité des voix, inclut les éventuels versements futurs de la part non encore libérée des apports inscrits sur un compte de capitaux propres 'apports non app…
- Purpose change
- Statutes amendment
- Capital
- Director resignation, Monica Garcia Rios (director)
- Director reappointment, Monica Garcia Rios (director)
- Director resignation, José Criollo Criollo (director)
- Director reappointment, José Criollo Criollo (director)
- Power of attorney, Jimmy Lubana
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
Not every act has been read: a resignation may be missing here
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0355/00S007 | Brussels | 730 m² | 1 · 172 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| José Criollo Criollo |
|
| Monica Garcia Rios |
|
Articles of association
Full purpose (27 activities)
- Atelier spécial de l'industrie des fabrications métalliques
- Atelier de réparation de matériel électrique et radio électrique d'appareils automatiques de distribution et de jeux mécaniques uniquement pour le courant faible
- La fabrication d'appareils d'alarme et de sécurité, d'appareils utilisés dans un système d'alarme ou de sécurité (y compris le placement et uniquement sur véhicule)
- L'installation de chauffage central
- L’'entreprise de plafonnage-cimenterie
- L’'entreprise de peinture
- L'entreprise de maçonnerie et de béton, coffrage, ferraillage, etcetera
- L'entreprise de carrelage
- L'installation électrique
- L'entreprise de vitrage
- L'installation sanitaire et de plomberie
- L'installation de chauffage au gaz par appareil individuel
- L’'entreprise de zinguerie et de couvertures métalliques de constructions
- L'entreprise de couvertures non métalliques de constructions
- L'entreprise d'étanchéité de constructions
- L'entreprise de travaux de démolition
- Le commerce de détail de tous matériels se rapportant à ses activités
- L’'activité de nettoyage industriel et privé, tel que nettoyage de bureau, maisons, usines et en général de tout bien immeuble et de toute installation industrielle
- L'achat, la vente, l'importation, l'exportation, la distribution et le commerce en gros et de détail, sous toutes formes, de produits, matériels, équipements et consommables de nettoyage, d'entretien, d'hygiène et de désinfection
- Le transport national et international sous toutes ses formes et par tous moyens, de toutes marchandises et produits dont la charge nette n'excède pas cinq cents kilos
- L'exploitation d'une agence de publicité, distribution, imprimerie, etcetera
- Tout commerce de marché ambulant
- La négociation, la commission, la représentation
- L'achat, la vente, l'importation, la représentation, la vente à tempérament, la location à court ou à long terme sous toutes modalités, ainsi que le commerce sous toutes ses formes, de véhicules automobiles, de quelque nature qu'ils soient, neufs ou d'occasion et de tout article se rattachant à l'industrie automobile ou mécanique
- L'exploitation de garages, d'ateliers d'entretien et de réparation de ces véhicules, de même que l'exploitation de magasins de pièces de rechange et d'accessoires pour l'automobile, ainsi que l'exploitation d'un ou de plusieurs car-wash
- L'exploitation de restaurant, snack, friterie, pizzeria, salon de consommation, taverne, brasserie, débit de boissons, ainsi qu'à l'importation, l'achat, la vente et le commerce en général de denrées alimentaires et de boissons alcoolisées ou non alcoolisées, accessoirement et éventuellement, l'exploitation d'hôtels et tout ce qui est relatif à de pareilles activités; la société peut donc avoir pour objet tout ce qui touche à l'horeca, l'importation et l'exportation
- Intermédiaire commercial
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
Capital and shareholders
- 04-09-2026 Converted to unavailable equity
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.