SEERDEN David
ActiveThe computed 12-month bankruptcy probability of SEERDEN David is 1.6% (moderate). The 2025 annual accounts show equity of €122k and a net result of €56k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 56% of 3663 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-6
Solvency60▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.72 against 0.53 in 2024; short-term debt: 44.6% and cash: 8.3% of total assets), and 65.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
16.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €122k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
22 d early
2024
31 d early
2023
23 d early
2022
3 d early
2021
34 d early
2020
3 d early
2019
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€122k=
2024 · €122k
2018: €7k
2019: €13k
2020: €-11k
2021: €24k
2022: €69k
2023: €69k
2024: €122k
2018 → 2025
Total assets
€348k▲ 34.8%
2024 · €259k
2018: €267k
2019: €241k
2020: €217k
2021: €244k
2022: €222k
2023: €197k
2024: €259k
2018 → 2025
Net result
€56k▲ 4.7%
2024 · €54k
2018: €2k
2019: €6k
2020: €-24k
2021: €35k
2022: €46k
2023: €519
2024: €54k
2018 → 2025
Working capital
€-44k▲ 5.9%
2024 · €-47k
2018: €-151k
2019: €-124k
2020: €-128k
2021: €-113k
2022: €-48k
2023: €-32k
2024: €-47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€69k▲ 192%€69k=€122k▲ 77.1%€122k=
Operating result€40k-€72k▲ 81.6%€6k▼ 92.2%€84k▲ 1,377%€80k▼ 4.6%
Net result€35k-€46k▲ 31.3%€519▼ 98.9%€54k▲ 10,261%€56k▲ 4.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €348k
Fixed assets
€237k▲ 15.0%
Current assets
€111k▲ 113%
Equity and liabilities €348k
Equity
€122k=
Debt
€227k▲ 65.6%
The debt ratio rises from 53.0% to 65.1%. Debt is higher.
Key figures and ratios
EBITDA
€117k▼
2024 · €119k
Cash flow
€93k▲
2024 · €89k
Solvency
34.9%▼
2024 · 47.0%
Current ratio
0.72▲
2024 · 0.53
Quick ratio
0.67▲
2024 · 0.46
Debt / equity
1.86▲
2024 · 1.13
ROE
46.3%▲
2024 · 44.2%
ROA
16.2%▼
2024 · 20.8%
Interest coverage
41.26▼
2024 · 43.40
Debt
€227k▲
2024 · €137k
Debt ≤ 1 year
€155k▲
2024 · €99k
Debt > 1 year
€69k▲
2024 · €36k
Income taxes
€21k▼
2024 · €27k
Staff costs
€547▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€259k€348k▲
Fixed assets21/28€206k€237k▲
Intangible fixed assets21€29k€18k▼
Tangible fixed assets22/27€83k€125k▲
Plant, machinery and equipment23€31k€24k▼
Furniture and vehicles24€19k€53k▲
Other tangible fixed assets26€33k€48k▲
Financial fixed assets28€94k€94k=
Current assets29/58€52k€111k▲
Stocks and contracts in progress3€7k€7k▲
Stocks30/36€7k€7k▲
Amounts receivable within one year40/41€214€73k▲
Trade receivables40-€601
Other amounts receivable41€214€72k▲
Cash at bank and in hand54/58€41k€29k▼
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€259k€348k▲
Equity10/15€122k€122k=
Contributions10/11€6k€6k=
Reserves13€115k€115k=
Distributable reserves133€115k€115k=
Amounts payable17/49€137k€227k▲
Amounts payable after more than one year17€36k€69k▲
Financial debts170/4€36k€69k▲
Amounts payable within one year42/48€99k€155k▲
Current portion of amounts payable after more than one year42€14k€30k▲
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€40k€46k▲
Suppliers440/4€40k€46k▲
Taxes, remuneration and social security45€15k€18k▲
Taxes450/3€15k€18k▲
Other amounts payable47/48€31k€56k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€8k€547▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€37k▲
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€10k-
Gross operating margin9900€140k€120k▼
Operating profit (loss)9901€84k€80k▼
Financial income75/76B€328€286▼
Recurring financial income75€328€286▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€81k€77k▼
Income taxes67/77€27k€21k▼
Profit (loss) for the period9904€54k€56k▲
Profit (loss) for the period to be appropriated9905€54k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€56k▲
Transfer from equity791/2-€55k
Transfer to equity691/2€53k€55k▲
To other reserves6921€53k€55k▲
Profit to be distributed694/7€859€56k▲
Return on contributions (dividend)694€859€56k▲
Social balance
Average headcount (FTE)90870.5-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €56k ▲4.7%
Net result €56k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €100kEq €122k ▲77.1%
4 profitable years in a row build equity to €122k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-24k ▼493%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heistraat 1799100 Sint-NiklaasGround area
269 m²
Building footprint
235 m²
Volume, LiDAR
817 m³
Parcel 46021A0727/00M000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
@p@t@t
since 20172.268.174.457
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46021A0727/00M000 | Flanders | 269 m² | 1 · 235 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Niklaas2.268.174.457
Dual-learning approval
2 live approvalsMedewerker fastfood (vwo)
Medewerker fastfood duaal (so)
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SOLE MIO / PIZZA TIME
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't Specialleken
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TRA.ME.V
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,783. 7,566 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2017
Fiscal year end31-12
Trade name NL
@p@t@t
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.