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SEEONEE

Active
Private limited companyfounded 198541 yrs activeChaussée de La Croix 56, 1340 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0427.453.957
Summary

SEEONEE has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170,217 and a net result of €45,808. Equity is shrinking by ~3.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability57▼-28
Solvency51▲+8
Growth52▼-6
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 2.8 against 1.95 in 2024; short-term debt: 34.3% and cash: 2.6% of total assets), but 74.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 41 years 0 50 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-06-2026, 123 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
123 d early
2025
100 d early
2024
70 d early
2023
14 d early
2022
31 d early
2021
123 d early
2020
30 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 70 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 22 August (4 of the last 5 filed years within 53 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 July 1985, SEEONEE was incorporated.1 HWatteyne Consulting has served as director of the company since 2026.2 Total assets went from EUR 450,067 in 2019 to EUR 656,780 in 2025 and headcount from 0.5 full-time equivalents in 2021 to 1.6 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 20-07-2026
  3. 3National Bank, annual accounts 2019, 2021 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€45,808▼ 48.8%
2024 · €89,493
Working capital
€405,656▲ 28.0%
2024 · €316,906
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€122,222▲ 46.3%€170,097▲ 39.2%€129,263▼ 24.0%€138,889▲ 7.4%€90,524▼ 34.8%
Net result€82,332within the sector's middle half▲ 28.5%€116,274within the sector's middle half▲ 41.2%€88,185within the sector's middle half▼ 24.2%€89,493within the sector's middle half▲ 1.5%€45,808within the sector's middle half▼ 48.8%
Equity€282,218within the sector's middle half▲ 41.2%€146,731within the sector's middle half▼ 48.0%€134,916within the sector's middle half▼ 8.1%€124,409within the sector's middle half▼ 7.8%€170,217within the sector's middle half▲ 36.8%
Total assets€668,738within the sector's middle half▲ 29.7%€492,306within the sector's middle half▼ 26.4%€673,822within the sector's middle half▲ 36.9%€684,592within the sector's middle half▲ 1.6%€656,780within the sector's middle half▼ 4.1%
Debt€386,520▲ 22.4%€345,575▼ 10.6%€538,906▲ 55.9%€560,183▲ 3.9%€486,564▼ 13.1%
Working capital€446,132above the sector's middle half▲ 18.8%€331,320within the sector's middle half▼ 25.7%€328,386within the sector's middle half▼ 0.9%€316,906within the sector's middle half▼ 3.5%€405,656within the sector's middle half▲ 28.0%
Solvency42.2%within the sector's middle half▲ 3.4pp29.8%within the sector's middle half▼ 12.4pp20.0%within the sector's middle half▼ 9.8pp18.2%within the sector's middle half▼ 1.8pp25.9%within the sector's middle half▲ 7.7pp
Current ratio3.06above the sector's middle half▼ 0.833.09above the sector's middle half▲ 0.041.97within the sector's middle half▼ 1.131.95within the sector's middle half▼ 0.022.80above the sector's middle half▲ 0.85
Return on assets (ROA)12.3%above the sector's middle half▼ 0.1pp23.6%above the sector's middle half▲ 11.3pp13.1%above the sector's middle half▼ 10.5pp13.1%above the sector's middle half=7.0%within the sector's middle half▼ 6.1pp
Staff (FTE)0.5below the sector's middle half1below the sector's middle half▲ 100%1below the sector's middle half=1.6below the sector's middle half▲ 60.0%1.6below the sector's middle half=
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €122,222€122,222Net result 2021: €82,332€82,332Operating result 2022: €170,097€170,097Net result 2022: €116,274€116,274Operating result 2023: €129,263€129,263Net result 2023: €88,185€88,185Operating result 2024: €138,889€138,889Net result 2024: €89,493€89,493Operating result 2025: €90,524€90,524Net result 2025: €45,808€45,80820212022202320242025€0€50,000€100,000€150,000Operating result 2023: €129,263€129,000Net result 2023: €88,185€88,200Operating result 2024: €138,889€139,000Net result 2024: €89,493€89,500Operating result 2025: €90,524€90,500Net result 2025: €45,808€45,800202320242025
The operating result falls in 2025; 2025 is 35% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €656,780
Fixed assets €25,778 ▼ 21.1%
Current assets €631,002 ▼ 3.2%
Equity and liabilities €656,780
Equity €170,217 ▲ 36.8%
Debt €486,564 ▼ 13.1%
Debt's share of the balance-sheet total falls from 81.8% to 74.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€97,434▼
2024 · €143,181
Cash flow
€52,718▼
2024 · €93,785
Quick ratio
0.18▲
2024 · 0.10
Debt to equity
2.86▼
2024 · 4.50
ROE
26.9%▼
2024 · 71.9%
Interest coverage
3.59▼
2024 · 8.30
Debt ≤ 1 year
€225,346▼
2024 · €334,997
Debt > 1 year
€261,217▲
2024 · €225,186
Income taxes
€17,611▼
2024 · €32,373
Staff costs
€82,854▲
2024 · €73,224
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,818 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.0% went bankrupt
3.7% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,818 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€684,592€656,780▼
Fixed assets21/28€32,688€25,778▼
Tangible fixed assets22/27€32,513€25,603▼
Furniture and vehicles24€23,424€17,769▼
Other tangible fixed assets26€9,090€7,834▼
Financial fixed assets28€175€175=
Current assets29/58€651,904€631,002▼
Stocks and contracts in progress3€619,855€591,542▼
Stocks30/36€619,855€591,542▼
Amounts receivable within one year40/41€8,881€18,944▲
Trade receivables40€8,881€6,322▼
Other amounts receivable41-€12,622
Cash at bank and in hand54/58€19,918€17,122▼
Deferred charges and accrued income490/1€3,249€3,394▲
Equity and liabilities
Total equity and liabilities10/49€684,592€656,780▼
Equity10/15€124,409€170,217▲
Contributions10/11€86,763€86,763=
Reserves13€8,676€8,676=
Distributable reserves133€8,676€8,676=
Profit (loss) carried forward14€28,970€74,778▲
Amounts payable17/49€560,183€486,564▼
Amounts payable after more than one year17€225,186€261,217▲
Financial debts170/4€225,186€261,217▲
Amounts payable within one year42/48€334,997€225,346▼
Current portion of amounts payable after more than one year42€69,594€66,620▼
Trade debts44€107,197€85,175▼
Suppliers440/4€107,197€85,175▼
Taxes, remuneration and social security45€53,206€48,341▼
Taxes450/3€41,402€31,212▼
Remuneration and social security454/9€11,804€17,128▲
Other amounts payable47/48€105,000€25,210▼
Income statement Code20242025
Remuneration, social security and pensions62€73,224€82,854▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,292€6,910▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€9,773€19,977▲
Other operating charges640/8€3,912€2,432▼
Gross operating margin9900€230,090€202,697▼
Operating profit (loss)9901€138,889€90,524▼
Financial income75/76B€227€12▼
Recurring financial income75€227€12▼
Financial charges65/66B€17,250€27,117▲
Recurring financial charges65€17,250€27,117▲
Profit (loss) for the period before taxes9903€121,866€63,419▼
Income taxes67/77€32,373€17,611▼
Profit (loss) for the period9904€89,493€45,808▼
Profit (loss) for the period to be appropriated9905€89,493€45,808▼
Appropriation of the result
Profit (loss) to be appropriated9906€128,970€74,778▼
Profit (loss) brought forward from the previous period14P€39,477€28,970▼
Profit to be distributed694/7€100,000-
Return on contributions (dividend)694€100,000-
Social balance
Average headcount (FTE)90871.6-

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€47,739€57,579€73,224€82,854▲ 13.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,262€3,148€1,193€4,292€6,910▲ 61.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€5,469€5,283€9,773€19,977▲ 104%
Other operating charges640/8-€933€2,150€3,912€2,432▼ 37.9%
Gross operating margin9900€150,757€216,449€195,469€230,090€202,697▼ 11.9%
Operating profit (loss)9901€122,222€170,097€129,263€138,889€90,524▼ 34.8%
Financial income75/76B--€1,034€227€12▼ 94.8%
Recurring financial income75--€1,034€227€12▼ 94.8%
Financial charges65/66B-€13,501€11,779€17,250€27,117▲ 57.2%
Recurring financial charges65€13,635€13,501€11,779€17,250€27,117▲ 57.2%
Profit (loss) for the period before taxes9903€108,587€156,596€118,518€121,866€63,419▼ 48.0%
Income taxes67/77€26,255€40,322€30,333€32,373€17,611▼ 45.6%
Profit (loss) for the period9904€82,332€116,274€88,185€89,493€45,808▼ 48.8%
Profit (loss) for the period to be appropriated9905€82,332€116,274€88,185€89,493€45,808▼ 48.8%
Line20212022202320242025Change
Assets
Total assets20/58€668,738€492,306€673,822€684,592€656,780▼ 4.1%
Fixed assets21/28€5,932€2,784€5,714€32,688€25,778▼ 21.1%
Tangible fixed assets22/27€5,757€2,609€5,539€32,513€25,603▼ 21.3%
Furniture and vehicles24-€1,297€432€23,424€17,769▼ 24.1%
Other tangible fixed assets26-€1,312€5,107€9,090€7,834▼ 13.8%
Financial fixed assets28€175€175€175€175€175=
Current assets29/58€662,806€489,522€668,108€651,904€631,002▼ 3.2%
Stocks and contracts in progress3€438,028€468,403€591,852€619,855€591,542▼ 4.6%
Stocks30/36-€468,403€591,852€619,855€591,542▼ 4.6%
Amounts receivable within one year40/41€191,635€6,118€59,037€8,881€18,944▲ 113%
Trade receivables40-€6,118€11,837€8,881€6,322▼ 28.8%
Other amounts receivable41--€47,200-€12,622-
Cash at bank and in hand54/58€30,348€12,171€14,128€19,918€17,122▼ 14.0%
Deferred charges and accrued income490/1-€2,830€3,090€3,249€3,394▲ 4.4%
Equity and liabilities
Total equity and liabilities10/49€668,738€492,306€673,822€684,592€656,780▼ 4.1%
Equity10/15€282,218€146,731€134,916€124,409€170,217▲ 36.8%
Contributions10/11-€86,763€86,763€86,763€86,763=
Reserves13€8,676€8,676€8,676€8,676€8,676=
Non-distributable reserves130/1-€8,676€8,676---
Reserves not available under the articles1311-€8,676€8,676---
Distributable reserves133---€8,676€8,676=
Profit (loss) carried forward14€186,779€51,292€39,477€28,970€74,778▲ 158%
Amounts payable17/49€386,520€345,575€538,906€560,183€486,564▼ 13.1%
Amounts payable after more than one year17€169,846€187,373€199,184€225,186€261,217▲ 16.0%
Financial debts170/4-€187,373€199,184€225,186€261,217▲ 16.0%
Amounts payable within one year42/48€216,673€158,202€339,722€334,997€225,346▼ 32.7%
Current portion of amounts payable after more than one year42-€39,597€49,278€69,594€66,620▼ 4.3%
Trade debts44€45,918€62,760€109,925€107,197€85,175▼ 20.5%
Suppliers440/4-€62,760€109,925€107,197€85,175▼ 20.5%
Taxes, remuneration and social security45-€55,845€80,519€53,206€48,341▼ 9.1%
Taxes450/3-€48,073€68,537€41,402€31,212▼ 24.6%
Remuneration and social security454/9-€7,772€11,982€11,804€17,128▲ 45.1%
Other amounts payable47/48--€100,000€105,000€25,210▼ 76.0%
Line20212022202320242025Change
Profit (loss) for the period9904€82,332€116,274€88,185€89,493€45,808▼ 48.8%
+ Depreciation and write-downs630€4,262€3,148€1,193€4,292€6,910▲ 61.0%
Operating cash flow (approximation)€86,594€119,422€89,378€93,785€52,718▼ 43.8%
Investment in fixed assets (approximation)-€0-€4,123-€31,266€0▲ 100%
Change in cash--€18,177€1,958€5,790-€2,796▼ 148%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
20-07
State Gazette act Resignation: Trek & Tech SRL (director)
Appointment: HWatteyne Consulting SRL (director) · Director discharge4 facts ▸
  • General meeting, 30-06-2026
  • Director resignation, Trek & Tech SRL (director)
  • Director discharge, Trek & Tech SRL (director)
  • Director appointment, HWatteyne Consulting SRL (director)
30-06
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
23-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial Weakest financial yearnet €45,808 ▼48.8%
Net result drops to €45,808, the lowest in the series.
31-03
Financial Equity above €150,000Eq €170,217 ▲36.8%
7 profitable years in a row build equity to €170,217.
2024
22-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2023
17-10
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2022
30-09
NBB filing Annual accounts filed
fiscal year 2022 · full schema
31-03
Financial Highest result since 2019net €116,274 ▲41.2%
Operating result €170,097, net result €116,274, both a record.
2021
30-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
31-03
Financial Equity above €200,000Eq €282,218 ▲41.2%
3 profitable years in a row build equity to €282,218.
2020
01-10
NBB filing Annual accounts filed
fiscal year 2020 · full schema
Show earlier events
31-03
Financial Equity above €150,000Eq €199,886 ▲47.1%
2 profitable years in a row build equity to €199,886.
2019
14-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2018
25-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
09-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 8 acts read
About the unread acts

Of the 8 Belgian State Gazette acts we know for this company, 1 has been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 director, last change in 2026

Board 1

HWatteyne Consulting
Director · since 30-06-2026 · Private limited company · perm. rep.: Harold Watteyne
Current

Permanent representatives 1

Harold Watteyne
Permanent representative · since 30-06-2026 · for HWatteyne Consulting
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
7 of this company's 8 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 1985
seat establishment The establishment unit on the map
Ground area
385 m²
Building footprint
89 m²
Volume, LiDAR
802 m³
Parcel 25083D0234/00B013, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
SEEONEE
Chaussée de La Croix 56, 1340 Ottignies-Louvain-la-NeuveNACE 5247001
since 19852.027.463.811
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25083D0234/00B013 Wallonia 385 m² 1 · 89 m² 11.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
HWatteyne Consulting
  • Director, from 30-06-2026 to date
Trek & Tech SRL
  • Director, until 20-07-2026
See the board, name and seat on a given date →

Articles of association

Who signs

Structure & network

Owners and holdings

1 owner

Chain of control

  1. Trek & Tech 99.82%
  2. SEEONEE

Highest known parent: Trek & Tech. The sources do not say who stands above it.

Owners 1

Holdings 0

The accounts to 31-03-2024 list no holdings, and no other source names one.

According to the annual accounts to 31-03-2024 of SEEONEE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

1 current director
Depth

The group is listed under Ownership & control below; here you explore it as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Similar companies · same sector, comparable size

Of 1,312 companies in sector 47639 we hold annual accounts for 624. 498 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-07-1985
Fiscal year end31-03
Activities, NACEBEL 2025
47639Retail sale of other sporting goods
E-invoicing
Reachable via Peppol
Peppol ID 0208:0427453957
Also 9925:BE0427453957
Registered 12-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.