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ALBERT COLLECTION

Active
Private limited companyfounded 199630 yrs activeVoorstadstraat(KOM) 68-70-72, 7780 Comines-Warneton, BelgiumKBO/BCE: BE 0457.604.725
Summary

ALBERT COLLECTION has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170,145 and a net result of €1,584. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 43% of 11293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

What they do
Retail sale of other sporting goods
NACE 47639Retail sale of games and toys NACE 47640NACE 52482
1 site
How big
€547,290total assets 2025
Staff
2.2 FTE
Equity
€170,145
Profit
€1,584
Financially healthy?
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Accounts 35 d early0 of 1 deed read
Why 88- Sector Retail trade (NACE 47)+ Founded in 1996+ Liquidity: current ratio 1.15, cash €108,899+ Size: 2.2 FTE, total assets €547,290Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 39% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 56+3
equity 31.1% of total assets
Liquidity 41-6
short-term debt 64.3% · cash 19.9%
Profitability 40-1
return on assets 0.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
  • Founded in 1996 lowers the probability for this profile
  • Liquidity: current ratio 1.15, cash €108,899 lowers the probability
  • Sector Retail trade (NACE 47) raises the probability
  • Size: 2.2 FTE, total assets €547,290 lowers the probability for this profile
Credit up to €14,000 at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.17 in 2024; short-term debt: 64.3% and cash: 19.9% of total assets), and 68.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 46%, liquidity 39%, profitability 30%, growth against the median 42%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1996
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.15, cash €108,899
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Size: 2.2 FTE, total assets €547,290
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 d early
2024
24 d early
2023
43 d early
2022
14 d early
2021
31 d late
2020
3 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Back to profitnet €9,718

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Active since 1996founded 25-03-1996 30 years View
  • Total assets 20256 fiscal years filed €547,290 View

By topic

Financials

Fiscal year
2025
Total assets
€547,290
Profit
€1,584
Solvency
31.1%
Total assets▼ 8.9%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 26-06-2026Annual accounts filed
  2. 07-07-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of other sporting goodsNACE 47639
Founded
25-03-1996
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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