Age9 yrs
Real estate2 parcels · 2.2 ha
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Seenspire is 0.4% (very low). The 2024 annual accounts show negative equity (€-3.38M) and a net result of €-284k. Equity is shrinking by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 297 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 5 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.4%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Annual accounts: weaker financial profile
+Lower-risk legal form
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 20 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 8 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 11-07-2025 | 20 d early | 2025-00272609 |
| 31-12-2023 | 31-07-2024 | 11-07-2024 | 20 d early | 2024-00249901 |
| 31-12-2022 | 31-07-2023 | 30-06-2023 | 31 d early | 2023-00198053 |
| 31-12-2021 | 31-07-2022 | 30-06-2022 | 31 d early | 2022-20182051 |
| 31-12-2020 | 31-07-2021 | 30-06-2021 | 31 d early | 2021-28700477 |
| 31-12-2019 | 31-07-2020 | 01-07-2020 | 30 d early | 2020-24900473 |
| 31-12-2018 | 31-07-2019 | 04-09-2019 | 35 d late | 2019-63400473 |
| 31-12-2017 | 31-07-2018 | 01-02-2019 | 185 d late | 2019-04400009 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2016, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
Turnover€704k-10.3%
EBIT margin-36.6%-19.0pp
Net result€-284k-74.9%
Working capital€-21k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 11-07-2025 with the NBB · fiscal year 2024 · volledig
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~18.1%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -4288.9% | 42.8% | |
| Net result | €-284k | €28k | |
| Equity | €-3.38M | €78k | |
| Staff costs | €206k | €386k | |
| Employees (FTE) | 2.5 | 5.9 |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P5
Stable position over 2020-2024
· n=107-297
P8
Stable position over 2020-2024
· n=107-297
P5
Stable position over 2020-2024
· n=107-297
P39
Stable position over 2021-2024
· n=74-149
Describes the position versus peers, not a forecast.
€704k
-10.3%
20-24
€-254k
-120.4%
20-24
€-284k
-74.9%
20-24
€-280k
-100.7%
20-24
€79k
-41.8%
20-24
€-3.38M
-9.2%
20-24
€-21k
-
20-24
3
0.0%
20-24
Show 14 other metrics
€206k
-1.9%
20-24
€2k
+86.6%
20-24
€3.46M
+7.0%
20-24
€99k
-8.6%
20-24
€2.90M
+8.0%
20-24
0.79
-34.5%
20-24
0.79
-34.5%
20-24
-4288.9%
-87.6%
20-24
-1.02
+2.0%
20-24
8.4%
+60.2%
20-24
-360.4%
-200.5%
20-24
-40.3%
-94.9%
20-24
-36.1%
-145.7%
20-24
-8.75
-112.1%
20-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | €704k |
| EBITDA | €-254k |
| Net profit | €-284k |
| Cash flow | €-280k |
| Staff costs | €206k |
| Income taxes | €2k |
| Dividends | - |
| Total assets | €79k |
| Equity | €-3.38M |
| Debt | €3.46M |
| of which ≤ 1y | €99k |
| of which > 1y | €2.90M |
| Working capital | €-21k |
| Employees (FTE) | 2.5 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.79 |
| Quick ratio | 0.79 |
| Working capital ratio | -26.0% |
| Solvency | -4288.9% |
| Debt / equity | -1.02 |
| Long-term debt ratio | -0.86 |
| Interest coverage | -8.75 |
| Gross margin | - |
| Net margin | -40.3% |
| ROA | -360.4% |
| ROE | 8.4% |
| EBITDA margin | -36.1% |
| Days sales outstanding | 29d |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €79k |
| Fixed assets | 21/28 | €317 |
| Tangible fixed assets | 22/27 | €317 |
| Current assets | 29/58 | €78k |
| Amounts receivable within one year | 40/41 | €64k |
| Cash & bank | 54/58 | €14k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €79k |
| Equity | 10/15 | €-3.38M |
| Contributions / capital | 10/11 | €2.06M |
| Accumulated profits (losses) | 14 | €-5.44M |
| Amounts payable | 17/49 | €3.46M |
| Amounts payable after one year | 17 | €2.90M |
| Amounts payable within one year | 42/48 | €99k |
| Trade debts payable within one year | 44 | €70k |
| Income statement | ||
| Turnover | 70 | €704k |
| Operating result | 9901 | €-258k |
| Financial income | 75 | €5k |
| Financial charges | 65 | €29k |
| Result before taxes | 9903 | €-282k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €-284k |
| Result to be appropriated | 9905 | €-284k |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed0
/ 100
Critical
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
No directors on record
No directors or mandates are on record for this company in the CBE. Not every legal form publishes directors; if they appear in the Belgian State Gazette later, they show up here automatically.
Statutory auditor
1 auditor| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Forvis Mazars Réviseurs d’EntreprisesCurrent Statutory auditor · represented by Potters Koen |
- | 14-02-2025 → present |
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Ontwerpen van computerprogramma’s(62100) |
| Legal form | Public limited company(014) |
| Incorporation | 12-09-2016 |
| Status | Active |
| Postal code | 2550 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationSeenspire
since 20162.257.608.682
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2.2 ha
Buildings2
Building footprint1.4 ha
Volume (LiDAR)70,359 m³
Tallest building31.0 m · ±10 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024G0051/00D006 | Flanders | 1.7 ha | 1 · 1.1 ha | - |
| 11802B0059/00G002 | Flanders | 4,909 m² | 1 · 2,973 m² | 31.0 m · 10 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts Address history · 1
29-08-2025
v3.2
All acts · 3
updated 11 months ago
2025
29-08-2025 Registered office moved within Antwerpen
- Entrepotkaai 11, 2000 Antwerpen → Godefriduskaai 56, 2000 Antwerpen
Summary:
v3.2
14-02-2025 Potters Koen appointed as statutory auditor
2016
14-09-2016 Incorporation of a new NV
Summary:
oprichting
Analysis
Financial profile
5 of 5 axes measured42
/ 100
Fragile profile, watch health in particular.
All 5 axes are computed from data Checked has read.
Health
0
Profitability
14
Solvency
40
Growth
58
Stability
100
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 2,810 of the 16,751 companies in this sector. 249 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Activiteiten van grafische designers74103Grafisch ontwerp en visuele communicatie74120
Primary activity highlighted.
Names & trade names
| Legal nameNL | Seenspire |
Registered office
Satenrozen 2A
2550 Kontich, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.