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Respectfully Yours

Active
Public limited companyfounded 201016 yrs activeVeldkant 33 A, 2550 Kontich, BelgiumKBO/BCE: BE 0826.338.941
Summary

The computed 12-month bankruptcy probability of Respectfully Yours is 2.6% (moderate). The 2025 annual accounts show negative equity (-€485,357) and a net result of -€31,643. Equity is shrinking by ~27% per year across the filed fiscal years. Its solvency ranks better than 5% of 1541 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
Respectfully YoursActiveChecked score 49/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200NACE 62010IT consultancy NACE 62020
1 site
Size
€348,784turnover 2025
Staff
3.1 FTE
Equity
-€485,357
Loss
-€31,643
Financial health
49 Fair Checked score 2025
Bankruptcy chance 12 m
2.6%
Structure
Parent
De Cronos Groep · 98%
Accounts 4 d early0 of 10 deeds read
Why 49- Negative equity -€485,357- Loss of €31,643, the second in a row (FY 2025)- Founded in 2010+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 11% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -526.0% of total assets
Liquidity 10+4
short-term debt 626.0% · cash 7.9%
Profitability 9+9
return on assets -34.3%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,520 companies)
Last 16 months 07-2025: 1.2%lowest value 08-2025: 3.1%▲ +170% vs 07-2025 09-2025: 3.1%▼ -0.7% vs 08-2025 10-2025: 3.1%● 0.0% vs 09-2025 11-2025: 3.1%● 0.0% vs 10-2025 12-2025: 3.1%● 0.0% vs 11-2025 01-2026: 3.2%▲ +3.2% vs 12-2025 02-2026: 3.2%▲ +1.3% vs 01-2026 03-2026: 3.4%▲ +4.7% vs 02-2026highest value 04-2026: 3.4%● 0.0% vs 03-2026highest value 05-2026: 3.3%▼ -3.6% vs 04-2026 06-2026: 3.1%▼ -4.0% vs 05-2026 07-2026: 3.3%▲ +5.8% vs 06-2026 08-2026: 2.6%▼ -22.8% vs 07-2026 09-2026: 2.6%● 0.0% vs 08-2026 10-2026: 2.6%● 0.0% vs 09-2026
  • Negative equity -€485,357 raises the probability
  • Loss of €31,643, the second in a row (FY 2025) raises the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Founded in 2010 raises the probability for this profile
No credit on open account
Liquidity short (current ratio 0.15 against 0.23 in 2024; short-term debt: 626% and cash: 7.9% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 3%, liquidity 4%, profitability 12%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€485,357
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €31,643, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Founded in 2010
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€485,357
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
23 d early
2023
20 d early
2022
1 d late
2021
2 d early
2020
26 d early
2019
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€485,357 View
  • Risk: 8 loss-making years in a rowloss fiscal year 2025 -€31,643 View
  • Caution: Among the weakest 5% on solvencysector median 39.2% · 1,541 companies -526.0% View
  • Caution: Turnover fell in 2025from €514,410 to €348,784 ▼ 32.2% View
  • Controlled by De Cronos Groepknown shareholders 98% 98% View

By topic

Financials

Fiscal year
2025
Turnover
€348,784
Loss
-€31,643
Solvency
-526.0%
Turnover▼ 32.2%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 27-07-2026Annual accounts filed
  2. 08-07-2025Annual accounts filed
  3. 11-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
28-05-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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