SEEGERS
ActiveThe computed 12-month bankruptcy probability of SEEGERS is 1.5% (moderate). The annual accounts of SEEGERS for fiscal year 2025 show a net loss of 54% of total assets and of 50% of the equity at the start of that year. The 2025 annual accounts show equity of €33k and a net result of €-33k. Equity is growing by ~34.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 7027 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-96
Solvency78▼-22
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.32 against 3.31 in 2024; short-term debt: 46.9% and cash: 27.5% of total assets), and 46.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.1%
Return on assets
-53.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
30 d late
2022
57 d late
2021
31 d late
2020
45 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▼ 50.2%
2024 · €67k
2019: €2k
2020: €-12k
2021: €-3k
2022: €33k
2023: €48k
2024: €67k
2019 → 2025
Total assets
€62k▼ 27.3%
2024 · €86k
2019: €45k
2020: €6k
2021: €24k
2022: €75k
2023: €95k
2024: €86k
2019 → 2025
Net result
€-33k
2024 · €19k
2019: €93
2020: €-14k
2021: €9k
2022: €36k
2023: €25k
2024: €19k
2019 → 2025
Working capital
€9k▼ 78.8%
2024 · €45k
2019: €1k
2020: €-12k
2021: €-3k
2022: €-4k
2023: €19k
2024: €45k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€33k€48k▲ 44.1%€67k▲ 39.7%€33k▼ 50.2%
Operating result€9k-€46k▲ 406%€32k▼ 28.9%€25k▼ 22.1%€-33k
Net result€9k-€36k▲ 320%€25k▼ 32.0%€19k▼ 23.0%€-33k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €33k after €25k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€24k▲ 7.8%
Current assets
€39k▼ 39.4%
Equity and liabilities €62k
Equity
€33k▼ 50.2%
Debt
€29k▲ 51.9%
The debt ratio rises from 22.4% to 46.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-21k▼
2024 · €35k
Cash flow
€-22k▼
2024 · €29k
Solvency
53.1%▼
2024 · 77.6%
Current ratio
1.32▼
2024 · 3.31
Quick ratio
1.32▼
2024 · 3.31
Debt / equity
0.88▲
2024 · 0.29
ROE
-100.9%▼
2024 · 28.4%
ROA
-53.6%▼
2024 · 22.1%
Interest coverage
-397.51▼
2024 · 205.81
Debt
€29k▲
2024 · €19k
Debt ≤ 1 year
€29k▲
2024 · €19k
Income taxes
€141▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€62k▼
Fixed assets21/28€22k€24k▲
Tangible fixed assets22/27€22k€24k▲
Plant, machinery and equipment23€2k€9k▲
Furniture and vehicles24€20k€10k▼
Other tangible fixed assets26-€5k
Current assets29/58€64k€39k▼
Amounts receivable within one year40/41€12k€19k▲
Trade receivables40€12k€19k▲
Cash at bank and in hand54/58€52k€17k▼
Deferred charges and accrued income490/1€132€2k▲
Equity and liabilities
Total equity and liabilities10/49€86k€62k▼
Equity10/15€67k€33k▼
Contributions10/11€2k€2k=
Reserves13€65k€65k=
Distributable reserves133€65k€65k=
Profit (loss) carried forward14-€-33k
Amounts payable17/49€19k€29k▲
Amounts payable within one year42/48€19k€29k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€13k€11k▼
Taxes450/3€9k€8k▼
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€4k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€1k€484▼
Gross operating margin9900€36k€-21k▼
Operating profit (loss)9901€25k€-33k▼
Financial income75/76B€3€1▼
Recurring financial income75€3€1▼
Financial charges65/66B€171€54▼
Recurring financial charges65€171€54▼
Profit (loss) for the period before taxes9903€25k€-33k▼
Income taxes67/77€6k€141▼
Profit (loss) for the period9904€19k€-33k▼
Profit (loss) for the period to be appropriated9905€19k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€-33k▼
Transfer to equity691/2€19k-
To other reserves6921€19k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-33k ▼277%
Net result drops to €-33k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.31
Current ratio from 1.41 to 3.31; short-term debt falls from €48k to €19k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
31-12
Financial
Highest result since 2019net €36k ▲320%
Operating result €46k, net result €36k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 45 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Venelle Gaspard 301300 WavreGround area
1,878 m²
Building footprint
72 m²
Parcel 25772I0314/00B000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772I0314/00B000 | Wallonia | 1,878 m² | 1 · 72 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,226 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-02-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.