SEED
ActiveSEED has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €1k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 33% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-2
Solvency60▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 6.07 against 4.4 in 2024; short-term debt: 16.5% of total assets), but 65.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.8%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
76 d early
2023
58 d early
2022
80 d early
2021
31 d late
2020
4 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 3.7%
2024 · €36k
2018: €27k
2019: €27k
2020: €26k
2021: €3k
2022: €40k
2023: €34k
2024: €36k
2018 → 2025
Total assets
€107k▼ 5.0%
2024 · €113k
2018: €91k
2019: €82k
2020: €88k
2021: €59k
2022: €99k
2023: €92k
2024: €113k
2018 → 2025
Net result
€1k▼ 9.8%
2024 · €1k
2018: €131
2019: €69
2020: €-950
2021: €-24k
2022: €37k
2023: €-6k
2024: €1k
2018 → 2025
Working capital
€89k▲ 3.8%
2024 · €86k
2018: €76k
2019: €77k
2020: €75k
2021: €52k
2022: €90k
2023: €83k
2024: €86k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€40k▲ 1,297%€34k▼ 13.8%€36k▲ 4.3%€37k▲ 3.7%
Operating result€-22k-€42k€-6k€1k€2k▲ 40.1%
Net result€-24k-€37k€-6k€1k€1k▼ 9.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 40% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €107k
Equity
€37k▲ 3.7%
Debt
€70k▼ 9.1%
The debt ratio falls from 68.1% to 65.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3k▲
2024 · €3k
Cash flow
€3k▼
2024 · €3k
Solvency
34.8%▲
2024 · 31.9%
Current ratio
6.07▲
2024 · 4.40
Quick ratio
6.07▲
2024 · 4.40
Debt / equity
1.87▼
2024 · 2.14
ROE
3.6%▼
2024 · 4.1%
ROA
1.3%▼
2024 · 1.3%
Interest coverage
1.22▼
2024 · 1.42
Debt
€70k▼
2024 · €77k
Debt ≤ 1 year
€18k▼
2024 · €25k
Debt > 1 year
€50k=
2024 · €50k
Income taxes
€1k▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€107k▼
Fixed assets21/28€1k€0▼
Tangible fixed assets22/27€1k€0▼
Plant, machinery and equipment23€1k€0▼
Current assets29/58€111k€107k▼
Amounts receivable within one year40/41€107k€103k▼
Trade receivables40€47k€46k▼
Other amounts receivable41€60k€57k▼
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€113k€107k▼
Equity10/15€36k€37k▲
Contributions10/11€49k€49k=
Reserves13€1k€0▼
Distributable reserves133€1k€0▼
Profit (loss) carried forward14€-14k€-11k▲
Amounts payable17/49€77k€70k▼
Amounts payable after more than one year17€50k€50k=
Financial debts170/4€50k€50k=
Amounts payable within one year42/48€25k€18k▼
Financial debts43€5k€4k▼
Credit institutions430/8€5k€4k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€15k€11k▼
Taxes450/3€15k€11k▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€5k€6k▲
Operating profit (loss)9901€1k€2k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€3k€3k▼
Income taxes67/77€1k€1k▼
Profit (loss) for the period9904€1k€1k▼
Profit (loss) for the period to be appropriated9905€1k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-12k▲
Profit (loss) brought forward from the previous period14P€-15k€-14k▲
Transfer from equity791/2-€1k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €37k
Net result €37k after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 32.36
Current ratio from 9.20 to 32.36; short-term debt falls from €6k to €3k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 17.21
Current ratio from 6.37 to 17.21; short-term debt falls from €14k to €5k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blauwe gaanweg 459150 Beveren-Kruibeke-ZwijndrechtGround area
1,001 m²
Building footprint
204 m²
Volume, LiDAR
837 m³
Parcel 46001B0902/00S000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SEED
since 20082.171.187.226
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46001B0902/00S000 | Flanders | 1,001 m² | 1 · 204 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 276 EUR awarded · 276 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 276 EUR |
| 2023 | 1 | 276 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,916 companies in sector 71112 we hold annual accounts for 1,295. 1,059 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2008
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
46471Wholesale trade
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
74112Other professional, scientific and technical activities
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.