Skip to content

KO-OK

Active
Private limited company (pre-2019)founded 200619 yrs activePapenberg 16, 2490 Balen, BelgiumKBO/BCE: BE 0885.655.035

KO-OK has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €6k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 9384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
94 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+22
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 22.76 against 43.19 in 2024), and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95.6%
Return on assets
7.1%
Age of the figures
14 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €85k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 d early
2024
51 d early
2023
54 d early
2022
55 d early
2021
52 d early
2020
48 d early
2019
45 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€85k▲ 8.0%
2024 · €79k
2019: €73k 2020: €77k 2021: €74k 2022: €76k 2023: €76k 2024: €79k
2019 → 2025
Total assets
€89k▲ 10.4%
2024 · €80k
2019: €78k 2020: €77k 2021: €74k 2022: €77k 2023: €77k 2024: €80k
2019 → 2025
Net result
€6k▲ 164%
2024 · €2k
2019: €4k 2020: €4k 2021: €-2k 2022: €2k 2023: €-22 2024: €2k
2019 → 2025
Working capital
€85k▲ 8.5%
2024 · €78k
2019: €73k 2020: €75k 2022: €74k 2023: €75k 2024: €78k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€74k-€76k▲ 2.3%€76k=€79k▲ 3.1%€85k▲ 8.0%
Operating result€-2k-€2k€243▼ 88.4%€4k▲ 1,492%€10k▲ 154%
Net result€-2k-€2k€-22€2k€6k▲ 164%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10kOperating result 2021: €-2k€-2kNet result 2021: €-2k€-2kOperating result 2022: €2k€2kNet result 2022: €2k€2kOperating result 2023: €243€243Net result 2023: €-22€-22Operating result 2024: €4k€4kNet result 2024: €2k€2kOperating result 2025: €10k€10kNet result 2025: €6k€6k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 154% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets €356▼ 46.9%
Current assets €88k▲ 10.9%
Equity and liabilities €89k
Equity €85k▲ 8.0%
Debt €4k▲ 110%
The debt ratio rises from 2.3% to 4.4%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€10k
2024 · €5k
Cash flow
€7k
2024 · €3k
Solvency
95.6%
2024 · 97.7%
Current ratio
22.76
2024 · 43.19
Quick ratio
22.76
2024 · 43.19
Debt / equity
0.05
2024 · 0.02
ROE
7.4%
2024 · 3.0%
ROA
7.1%
2024 · 3.0%
Interest coverage
217.75
2024 · 58.04
Debt
€4k
2024 · €2k
Debt ≤ 1 year
€4k
2024 · €2k
Income taxes
€3k
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€80k€89k
Fixed assets21/28€671€356
Tangible fixed assets22/27€671€356
Plant, machinery and equipment23€671€356
Current assets29/58€80k€88k
Amounts receivable within one year40/41€75k€80k
Trade receivables40€48k€48k
Other amounts receivable41€27k€32k
Cash at bank and in hand54/58€906€7k
Deferred charges and accrued income490/1€4k€2k
Equity and liabilities
Total equity and liabilities10/49€80k€89k
Equity10/15€79k€85k
Contributions10/11€19k€19k=
Reserves13€22k€28k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€20k€26k
Profit (loss) carried forward14€38k€38k=
Amounts payable17/49€2k€4k
Amounts payable within one year42/48€2k€4k
Taxes, remuneration and social security45€2k€4k
Taxes450/3€2k€4k
Income statement Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€682€315
Other operating charges640/8€109€118
Gross operating margin9900€5k€10k
Operating profit (loss)9901€4k€10k
Financial charges65/66B€78€47
Recurring financial charges65€78€47
Profit (loss) for the period before taxes9903€4k€10k
Income taxes67/77€1k€3k
Profit (loss) for the period9904€2k€6k
Profit (loss) for the period to be appropriated9905€2k€6k
Appropriation of the result
Profit (loss) to be appropriated9906€38k€45k
Profit (loss) brought forward from the previous period14P€36k€38k
Transfer to equity691/2-€6k
To other reserves6921-€6k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
12-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Highest result since 2019net €6k ▲164%
Operating result €10k, net result €6k, both a record.
2024
11-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
2023
08-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
07-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
2021
10-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial Weakest financial yearnet €-2k ▼157%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
2020
14-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial Liquidity times 8current ratio 122.95
Current ratio from 15.76 to 122.95; short-term debt falls from €5k to €616.
2019
17-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
05-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
06-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
15-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
1,351 m²
Building footprint
168 m²
Volume, LiDAR
1,119 m³
Parcel 13342B1992/00R005, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KO-OK
Papenberg 16, 2490 BalenActivities of interior architects
since 20062.158.729.654
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13342B1992/00R005 Flanders 1,351 m² 1 · 168 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,911 companies in sector 71112 we hold annual accounts for 1,290. 1,064 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded14-12-2006
Fiscal year end30-06
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.