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SEEB CONCEPT

Active
Private limited companyfounded 2024active for 2 yearsLaekebeeklaan 63, 1601 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 1006.603.543
Summary

The computed 12-month bankruptcy probability of SEEB CONCEPT is 3.1% (moderate). The 2024 annual accounts show equity of €4,565 and a net result of €565. Its solvency ranks better than 52% of 9,838 sector peers (NACE 41, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
≈ €46,000turnover 2024, estimated
Staff
≈ 0 FTE, estimated
Equity
€4,565
Profit
€565
Turnover estimated from the gross margin
Financial health
51 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.1%
Structure
2024 accounts filed 33 days late
Why 51raises riskFounded in 2024Figures for financial year 2024 (filed 02-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 33 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 1.79, cash €5,049Show the evidence

Checked score

Score 2024
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 52% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency 69
equity 44.2% of total assets
Liquidity 71
short-term debt 55.8% · cash 48.9%
Profitability 51
return on assets 5.5%
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,446 companies, NACE 41, micro)
Last 24 months 03-2025: 3.6% 04-2025: 3.6%● unchanged vs 03-2025 05-2025: 3.7%▲ +0.1 percentage points vs 04-2025 06-2025: 4.1%▲ +0.4 percentage points vs 05-2025 07-2025: 4.2%▲ +0.1 percentage points vs 06-2025 08-2025: 4.6%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 4.6%● unchanged vs 08-2025highest value 10-2025: 1.6%▼ -3.0 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.5%▼ -0.1 percentage points vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025lowest value 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.6%▲ +0.1 percentage points vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.6%● unchanged vs 04-2026 06-2026: 1.6%● unchanged vs 05-2026 07-2026: 1.7%▲ +0.1 percentage points vs 06-2026 08-2026: 2.2%▲ +0.5 percentage points vs 07-2026 09-2026: 2.4%▲ +0.2 percentage points vs 08-2026 10-2026: 3.1%▲ +0.7 percentage points vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 52% on solvency, 76% on liquidity and 29% on profitability.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2024 (filed 02-09-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.79, cash €5,049
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 33 days late; 1 of the last 3 late
NBB · filings
raises risk · 2024 accounts filed 33 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-09-2025, 33 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
33 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 33 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. IncorporationAppointment: ROSU Sebastian-Grigore (director) ·…

Financials · financial year 2024, micro format

2024 annual accounts filed late (33 days) Filed on 2 September 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00470935.

Turnover
≈ €46,000
Estimated: probably between €24,000 and €84,000
Total assets
€10,318
Net result
€565
Working capital
€4,565

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €10,318
Equity €4,565
Debt €5,753
Debt finances 55.8% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
1.79
Debt to equity
1.26
ROE
12.4%
ROA
5.5%
Debt ≤ 1 year
€5,753
Income taxes
€149
Staff costs
€383

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a higher bankruptcy probability: 3.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 29 lines
Balance sheet Code2024
Assets
Total assets20/58€10,318
Current assets29/58€10,318
Amounts receivable within one year40/41€4,366
Trade receivables40€2,787
Other amounts receivable41€1,579
Cash at bank and in hand54/58€5,049
Deferred charges and accrued income490/1€903
Equity and liabilities
Total equity and liabilities10/49€10,318
Equity10/15€4,565
Contributions10/11€4,000
Profit (loss) carried forward14€565
Amounts payable17/49€5,753
Amounts payable within one year42/48€5,753
Trade debts44€3,579
Suppliers440/4€3,579
Taxes, remuneration and social security45€149
Taxes450/3€149
Other amounts payable47/48€2,025
Income statement Code2024
Remuneration, social security and pensions62€383
Other operating charges640/8€394
Gross operating margin9900€3,851
Operating profit (loss)9901€3,073
Financial charges65/66B€2,359
Recurring financial charges65€2,359
Profit (loss) for the period before taxes9903€714
Income taxes67/77€149
Profit (loss) for the period9904€565
Profit (loss) for the period to be appropriated9905€565
Appropriation of the result
Profit (loss) to be appropriated9906€565

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€383
Other operating charges640/8€394
Gross operating margin9900€3,851
Operating profit (loss)9901€3,073
Financial charges65/66B€2,359
Recurring financial charges65€2,359
Profit (loss) for the period before taxes9903€714
Income taxes67/77€149
Profit (loss) for the period9904€565
Profit (loss) for the period to be appropriated9905€565
Line2024
Assets
Total assets20/58€10,318
Current assets29/58€10,318
Amounts receivable within one year40/41€4,366
Trade receivables40€2,787
Other amounts receivable41€1,579
Cash at bank and in hand54/58€5,049
Deferred charges and accrued income490/1€903
Equity and liabilities
Total equity and liabilities10/49€10,318
Equity10/15€4,565
Contributions10/11€4,000
Profit (loss) carried forward14€565
Amounts payable17/49€5,753
Amounts payable within one year42/48€5,753
Trade debts44€3,579
Suppliers440/4€3,579
Taxes, remuneration and social security45€149
Taxes450/3€149
Other amounts payable47/48€2,025
Line2024
Profit (loss) for the period9904€565
Operating cash flow (approximation)€565

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2024 micro format 02-09-2025 2025-00470935

Similar companies · same sector, comparable size

Of the 29,226 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,354. 6,309 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
ROSU Sebastian-Grigore
Director · since 04-03-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
ROSU Sebastian-Grigore
  • Director, from 04-03-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 04-03-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 04-03-2024 Incorporation · €4,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 29 February 2024, SEEB CONCEPT was incorporated as a private limited company by one natural person, with a starting capital of €4,000.12 ROSU Sebastian-Grigore has served as director of the company since 2024.2 The company has filed annual accounts once, for financial year 2024.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 04-03-2024
  3. 3National Bank, annual accounts 2024

Acts, filings and financial milestones

2025
02-09
NBB filing Annual accounts filed
financial year 2024 · micro format · 33 days late
2024
04-03
Gazette deed Incorporation
Appointment: ROSU Sebastian-Grigore (director) · Founder · Founding capital9 facts ▸
  • Founder, ROSU Sebastian-Grigore (comparant)
  • Incorporation, “SEEB CONCEPT” (deed in Dutch)
  • Founding capital, €4,000
  • Other provision, “financieel plan, overhandigd aan notaris” (deed in Dutch)
  • Other provision, “aansprakelijkheid oprichters bij faillissement binnen drie jaar na oprichting bij kennelijk ontoereikend aanvangsvermogen, gewezen door notaris” (deed in Dutch)
  • Registered office clause, “1601 Sint-Pieters-Leeuw (Ruisbroek),Laekebeeklaan 63/2” (deed in Dutch)
  • Board rule, 1, “enige aandeelhouder” (deed in Dutch)
  • Director appointment, ROSU Sebastian-Grigore (director)
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded29-02-2024
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43230Insulation installation
43320Joinery installation
43341Painting of buildings
Contact
E-mail seebconcept@gmail.comSint-Pieters-Leeuw
Phone +32(0)467836246Sint-Pieters-Leeuw
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006603543
Also 9925:BE1006603543
Registered 05-03-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1006.603.543

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
1,988 m²
Building footprint
171 m²
Building volume
2,011 m³
Parcel 23069B0205/00W004, Flanders · tallest building 15.5 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
SEEB CONCEPT
Laekebeeklaan 63, 1601 Sint-Pieters-LeeuwGeneral construction of residential buildings
since 2024unit no. 2.356.418.525
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
23069B0205/00W004 Flanders 1,988 m² 1 · 171 m² 15.5 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
SEEB CONCEPT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren in België of buitenland bij enkel besluit…” (deed in Dutch)

deed of 04-03-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“TITEL IV. BESTUUR - CONTROLE Artikel 11. Bestuursorgaan De vennootschap wordt bestuurd door één of meer bestuurders, natuurlijke personen of…”
Board ruleHow the board is made up, meets and takes decisions.
“Bestuursorgaan, algemene vergadering die bestuurder(s) benoemt” (deed in Dutch)

deed of 04-03-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“100, gelijk recht in winstverdeling” (deed in Dutch)
“Op naam, register van aandelen op naam” (deed in Dutch)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
One provision in the deed
Share issue ruleHow and by whom new shares can be issued.
“Inbreng in geld met uitgifte nieuwe aandelen, per e-mail,of bij gewone post zonder e-mailadres,op dezelfde dag als e-mail” (deed in Dutch)

deed of 04-03-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Thursday of June at 18:00

deed of 04-03-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Algemene vergadering, vormen vereist voor statutenwijziging” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Bevoegdheden omlijnen, vergoeding bepalen” (deed in Dutch)

deed of 04-03-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Ondeelbaarheid van de effecten, rechten uitgeoefend door vruchtgebruiker” (deed in Dutch)
Other provision: “Vergoeding van de bestuurders, al dan niet ten kosteloze titel” (deed in Dutch)
Other provision: “Drie jaar, één of meerdere commissarissen” (deed in Dutch)
Other provision: “Schriftelijke algemene vergadering, binnen wettelijke grenzen voor alle besluiten bevoegdheid algemene vergadering” (deed in Dutch)
Other provision: “Toegang tot de algemene vergadering, ingeschreven in register van effecten op naam met betrekking tot zijn categorie” (deed in Dutch)
Other provision: “Bestuurder,of bij gebrek aanwezige aandeelhouder met meeste aandelen,bij pariteit oudste, zittingen-processen-verbaal” (deed in Dutch)
Other provision: “Schriftelijke volmacht aan ieder ander persoon,al dan niet aandeelhouder,door alle middelen van overdracht, beraadslagingen” (deed in Dutch)
Other provision: “Bestuursorgaan tijdens zitting, verdaging” (deed in Dutch)
Other provision: “Bestemming van de winst-reserves, bij gebrek aan bestemmingsbeslissing helft gereserveerd en helft uitgekeerd” (deed in Dutch)
Other provision: “Uitkering van dividenden en interimdividenden, vóór einde van boekjaar waarin dividendbedrag is vastgesteld” (deed in Dutch)
Liquidation distribution: “Na aanzuivering schulden,lasten,kosten of consignatie nodige sommen, goederen nog in natura op dezelfde wijze verdeeld” (deed in Dutch)
Other provision: “Mededelingen,aanmaningen,dagvaardingen,betekeningen geldig, woonstkeuze” (deed in Dutch)
Other provision: “Gemeen recht, bepalingen Wetboek van vennootschappen en verenigingen waarvan niet geldig afgeweken” (deed in Dutch)
Other provision: “Slot-en overgangsbepalingen-uitwerking, in overeenstemming met de wet” (deed in Dutch)
4 more provisions in the deed, see the deed of 04-03-2024

deed of 04-03-2024