Skip to content

SEDS Esco

Active
Private limited companyfounded 20223 years activeNijverheidsstraat 13, 2260 Westerlo, BelgiumKBO/BCE: BE 0794.615.486
Summary

SEDS Esco has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €296,892 and a net result of -€305,286. Equity is growing by ~79.6% per year across the filed fiscal years. Its solvency ranks better than 12% of 9,546 sector peers (NACE 43, fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
#10 company by total assets in Westerlo, Construction sector1 site
Size
€2.8mtotal assets 2025
Equity
€296,892
Loss
-€305,286
Turnover not published (abridged schema)Total assets +135%: capital increase
Financial health
63 Healthy Checked score 2025
Bankruptcy probability, 12 months
1.4%
Structure
Largest shareholder
Dipar V · 50%
Board
2 members
Accounts filed 31 days late
Why 63- Sector Specialised construction activities (NACE 43)- Latest accounts 31 days late; 1 of the last 3 late- Equity €296,892 (10.7% of total assets)+ Size: total assets €2.8mShow the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 29% of its sector peers (NACE 43, small)
Financial strength · tick = 2024
Weak
Solvency 36+16
equity 10.7% of total assets
Liquidity 7-7
short-term debt 85.2% · cash 3.3%
Profitability 5+4
return on assets -11.0%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,636 companies)
Last 24 months 11-2024: 1.3%lowest value 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.4%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.6%▲ +0.2 percentage points vs 05-2025 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 2.4%▲ +0.8 percentage points vs 07-2025 09-2025: 2.3%▼ -0.1 percentage points vs 08-2025 10-2025: 2.3%● unchanged vs 09-2025 11-2025: 2.3%● unchanged vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.3%● unchanged vs 12-2025 02-2026: 2.3%● unchanged vs 01-2026 03-2026: 2.3%● unchanged vs 02-2026 04-2026: 2.3%● unchanged vs 03-2026 05-2026: 2.4%▲ +0.1 percentage points vs 04-2026 06-2026: 2.5%▲ +0.1 percentage points vs 05-2026 07-2026: 2.5%● unchanged vs 06-2026 08-2026: 3.0%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 1.4%▼ -1.6 percentage points vs 08-2026 10-2026: 1.4%● unchanged vs 09-2026
Credit up to €18,000 at 30 days acceptable
Liquidity short (current ratio 0.21 against 0.54 in 2024; short-term debt: 85.2% and cash: 3.3% of total assets), and 89.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 11% on solvency, 3% on liquidity, 4% on profitability and 100% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €2.8m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
KBO
raises risk · Latest accounts 31 days late; 1 of the last 3 late
NBB · filings
raises risk · Equity €296,892 (10.7% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9546 sector peers (2025).
NBB · sector comparison
Position among 9546 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 days late
2024
21 days early
2023
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (3 of the last 3 filed years within 51 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€305,286
  3. Equity above €200,000Eq €296,892

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€305,286 View
  • Caution: Result fell in 2025from -€172,337 to -€305,286 ▼ 77.1% View
  • Caution: Among the weakest 5% on net resultsector median €27,689 · 9,539 companies -€305,286 View

By topic

Financials

Fiscal year
2025
Total assets
€2.8m
Loss
-€305,286
Solvency
10.7%
Total assets▲ 135%
Net result
20232025
Go to Financials

Timeline

Events
10
Since
2022
Next accounts
by 31-07-2027
  1. 14-11-2025Miscellaneous
  2. 10-07-2025Annual accounts filed
  3. 29-01-2025Resignations: B & R, KOMART BEHEER and…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
09-12-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
2
Purpose
De vennootschap heeft tot voorwerp: - het ontwerpen, bouwen , plaatsen en onderhouden van…
Go to Articles of association

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.