SEDIS
ActiveThe annual accounts of SEDIS for fiscal year 2024 show a net loss of 66% of total assets. The 2024 annual accounts show equity of €29k and a net result of €-19k. Equity is shrinking by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 19356 sector peers (fiscal year 2024). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-49
Solvency100▲+41
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 21.58 against 1.34 in 2023; short-term debt: 2.2% and cash: 39.1% of total assets), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.8%
Return on assets
-65.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
41 d early
2022
40 d early
2021
41 d early
2020
40 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€29k▼ 40.2%
2023 · €48k
2018: €40k
2019: €58k
2020: €55k
2021: €68k
2022: €29k
2023: €48k
2018 → 2024
Total assets
€29k▼ 79.3%
2023 · €141k
2018: €910k
2019: €1.00M
2020: €1.04M
2021: €517k
2022: €475k
2023: €141k
2018 → 2024
Net result
€-19k
2023 · €18k
2018: €89k
2019: €19k
2020: €-4k
2021: €13k
2022: €-39k
2023: €18k
2018 → 2024
Working capital
€13k▼ 57.4%
2023 · €31k
2018: €-500k
2019: €-459k
2020: €-445k
2021: €66k
2022: €13k
2023: €31k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€55k-€68k▲ 24.6%€29k▼ 56.9%€48k▲ 62.8%€29k▼ 40.2%
Operating result€21k-€39k▲ 86.8%€-26k€51k€-17k
Net result€-4k-€13k€-39k€18k€-19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €17k after €51k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €29k
Fixed assets
€15k▼ 7.2%
Current assets
€14k▼ 88.8%
Equity and liabilities €29k
Equity
€29k▼ 40.2%
Debt
€650▼ 99.3%
The debt ratio falls from 66.2% to 2.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-16k▼
2023 · €52k
Cash flow
€-18k▼
2023 · €19k
Solvency
97.8%▲
2023 · 33.8%
Current ratio
21.58▲
2023 · 1.34
Quick ratio
21.58▲
2023 · 1.34
Debt / equity
0.02▼
2023 · 1.96
ROE
-67.3%▼
2023 · 38.6%
ROA
-65.8%▼
2023 · 13.0%
Interest coverage
-7.65▼
2023 · 1.72
Debt
€650▼
2023 · €94k
Debt ≤ 1 year
€650▼
2023 · €94k
Income taxes
€427▼
2023 · €2k
Staff costs
€8k▼
2023 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€141k€29k▼
Fixed assets21/28€16k€15k▼
Tangible fixed assets22/27€1k€160▼
Plant, machinery and equipment23€669€69▼
Furniture and vehicles24€660€90▼
Financial fixed assets28€15k€15k=
Current assets29/58€125k€14k▼
Amounts receivable within one year40/41€89k€3k▼
Trade receivables40€89k-
Other amounts receivable41-€3k
Cash at bank and in hand54/58€36k€11k▼
Deferred charges and accrued income490/1€134-
Equity and liabilities
Total equity and liabilities10/49€141k€29k▼
Equity10/15€48k€29k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€40k€20k▼
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€38k€18k▼
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€94k€650▼
Amounts payable within one year42/48€94k€650▼
Trade debts44€12k€223▼
Suppliers440/4€12k€223▼
Taxes, remuneration and social security45€34k€427▼
Taxes450/3€25k€427▼
Remuneration and social security454/9€9k-
Other amounts payable47/48€48k-
Income statement
Code20232024
Remuneration, social security and pensions62€42k€8k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€13k€963▼
Gross operating margin9900€107k€-7k▼
Operating profit (loss)9901€51k€-17k▼
Financial income75/76B€1€3▲
Recurring financial income75€1€3▲
Financial charges65/66B€30k€2k▼
Recurring financial charges65€30k€2k▼
Profit (loss) for the period before taxes9903€21k€-19k▼
Income taxes67/77€2k€427▼
Profit (loss) for the period9904€18k€-19k▼
Profit (loss) for the period to be appropriated9905€18k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€-18k▼
Profit (loss) brought forward from the previous period14P€1k€2k▲
Transfer from equity791/2-€20k
Transfer to equity691/2€18k-
To other reserves6921€18k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 16current ratio 21.58
Current ratio from 1.34 to 21.58; short-term debt falls from €94k to €650.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-39k ▼389%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.15
Current ratio from 0.55 to 1.15; short-term debt falls from €984k to €431k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Monument 29A1340 Ottignies-Louvain-la-NeuveGround area
614 m²
Building footprint
169 m²
Volume, LiDAR
1,930 m³
Parcel 25083D0071/00E005, Wallonia · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SEDIS
since 20042.145.132.927
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25083D0071/00E005 | Wallonia | 614 m² | 1 · 169 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 4,347 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-11-2004
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70111
70112
70113
70120
70201
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:010 41 89 31