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SED INVEST

Active
Private limited companyfounded 2017active for 9 yearsVanderdussenstraat 24, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0670.873.279

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SED INVEST has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €358,758 and a net result of €36,557. Equity has been growing by about 17% per year since 2018. Its solvency ranks better than 26% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

KBO
Status
Active since 08-02-2017 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 1 other
Establishment unit
2.262.695.640 1080 Sint-Jans-Molenbeek, since 08-02-2017
Financial year end
31 December
Peppol
Left the register on 23-10-2026

Board and ownership

Board
  • Seddik RachidDirector · since 08-02-2017

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
€288,453
▼ 13.4%
Turnover
≈ €510,000
estimated
Profit
€36,557
▼ 43.3%
Equity
€358,758
▲ 11.3%
Total assets
€4.7m
▲ 5.5%
Filed on 31-08-2026, 31 days after the deadlineat the National Bank
Score breakdownraises riskLiquidity: current ratio 0.83, cash €2,162Last filed accounts filed 31 days late; 2 of the last 3 accounts latelowers riskSize: total assets €4.7mSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 37% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Weak
Solvency 33+1
equity 7.6% of total assets
Liquidity 22-3
short-term debt 55.5% · cash 0.0%
Profitability 37-2
return on assets 0.8%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,990 companies, NACE 68, small)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025lowest value 03-2025: 1.1%▲ +0.2 percentage points vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.2%▲ +0.1 percentage points vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.8%▲ +0.6 percentage points vs 07-2025 09-2025: 2.3%▲ +0.5 percentage points vs 08-2025highest value 10-2025: 2.0%▼ -0.3 percentage points vs 09-2025 11-2025: 2.0%● unchanged vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 1.3%▼ -0.7 percentage points vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.7%▲ +0.4 percentage points vs 07-2026 09-2026: 1.1%▼ -0.6 percentage points vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.83 (0.85 in 2024), below 1. Short-term debt is 55.5% and cash 0% of total assets. 92.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 26% of them on solvency, 17% on liquidity, 33% on profitability and 74% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 0.83, cash €2,162
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €4.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
31 days late
2024
56 days late
2023
29 days late
2022
28 days late
2021
19 days late
2020
60 days late
2019
19 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €36,557 8 years View

Comparable companies

These companies have the same main activity as SED INVEST: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €3.4m and €6.7m, founded between 2016 and 2018.

CompanyTotal assetsGross margin
SED INVEST Sint-Jans-Molenbeek€4.7m€0.3m
PASCUAL INVEST Gent€5.5m€0.3m
Notariële Bestuursvennootschap VAN HOVE Jelle Antwerpen€3.8m€0.4m
REAL PROPERTY Veurne€6.0m€0.4m
RELES Kortrijk€5.3m€0.2m
COLIMO Dilsen-Stokkem€3.4m€0.2m
Lafaut Real Estate Brugge€6.7m€0.4m
Full comparison

Documents

Annual accounts at the NBB

All 9 annual accounts

Articles and registers

Key facts about SED INVEST

What is the company number of SED INVEST?
The company number of SED INVEST is 0670.873.279. The VAT number is the same number with BE in front: BE 0670.873.279.
Where is SED INVEST based?
The registered office is at Vanderdussenstraat 24, 1080 Sint-Jans-Molenbeek.Company details
What does SED INVEST do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of SED INVEST?
The legal form of SED INVEST is Private limited company (BV).
When was SED INVEST founded?
SED INVEST was founded on 08-02-2017.
Is SED INVEST still active?
Yes, SED INVEST is an active enterprise in the KBO register.
What is the turnover of SED INVEST?
The turnover in financial year 2025 is ≈ €510,000. This figure is estimated from the gross margin of €288,453 and 42 comparable companies (NACE 681). It probably lies between €390,000 and €840,000. In financial year 2023 turnover was €571,294.Financials
Is SED INVEST profitable?
In financial year 2025, SED INVEST made a profit of €36,557.
Where can I find the annual accounts of SED INVEST?
SED INVEST filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of SED INVEST due?
SED INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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