SECURITY LOCKS BENELUX
ActiveSECURITY LOCKS BENELUX has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €338k and a net result of €-34k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 77% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-63
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 3.84 against 6.6 in 2024; short-term debt: 21.7% and cash: 1.3% of total assets), and 24.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
18 d late
2023
29 d late
2022
32 d late
2021
26 d early
2020
155 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€338k▼ 9.2%
2024 · €372k
2018: €291k
2019: €334k
2020: €349k
2021: €347k
2022: €358k
2023: €362k
2024: €372k
2018 → 2025
Total assets
€446k▼ 1.1%
2024 · €450k
2018: €551k
2019: €488k
2020: €470k
2021: €457k
2022: €456k
2023: €457k
2024: €450k
2018 → 2025
Net result
€-34k
2024 · €10k
2018: €48k
2019: €43k
2020: €41k
2021: €-2k
2022: €11k
2023: €22k
2024: €10k
2018 → 2025
Working capital
€275k▼ 14.9%
2024 · €323k
2018: €271k
2019: €314k
2020: €329k
2021: €317k
2022: €322k
2023: €319k
2024: €323k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€347k-€358k▲ 3.1%€362k▲ 1.0%€372k▲ 2.8%€338k▼ 9.2%
Operating result€5k-€27k▲ 464%€35k▲ 29.6%€20k▼ 43.6%€-32k
Net result€-2k-€11k€22k▲ 109%€10k▼ 55.0%€-34k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €32k after €20k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €446k
Fixed assets
€74k▲ 6.3%
Current assets
€371k▼ 2.4%
Equity and liabilities €446k
Equity
€338k▼ 9.2%
Debt
€108k▲ 37.1%
The debt ratio rises from 17.5% to 24.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-25k▼
2024 · €27k
Cash flow
€-27k▼
2024 · €18k
Solvency
75.8%▼
2024 · 82.5%
Current ratio
3.84▼
2024 · 6.60
Quick ratio
1.69▼
2024 · 2.26
Debt / equity
0.32▲
2024 · 0.21
ROE
-10.1%▼
2024 · 2.7%
ROA
-7.6%▼
2024 · 2.2%
Interest coverage
-14.56▼
2024 · 9.36
Debt
€108k▲
2024 · €79k
Debt ≤ 1 year
€97k▲
2024 · €58k
Debt > 1 year
€11k▼
2024 · €21k
Income taxes
€130▼
2024 · €7k
Staff costs
€99k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€450k€446k▼
Fixed assets21/28€70k€74k▲
Tangible fixed assets22/27€70k€74k▲
Land and buildings22€65k€61k▼
Plant, machinery and equipment23€3k€7k▲
Furniture and vehicles24€2k€6k▲
Financial fixed assets28€493€493=
Current assets29/58€380k€371k▼
Stocks and contracts in progress3€250k€208k▼
Stocks30/36€250k€208k▼
Amounts receivable within one year40/41€71k€104k▲
Trade receivables40€53k€88k▲
Other amounts receivable41€18k€16k▼
Current investments50/53€53k€52k▼
Cash at bank and in hand54/58€4k€6k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€450k€446k▼
Equity10/15€372k€338k▼
Reserves13€205k€205k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€185k€185k=
Profit (loss) carried forward14€167k€132k▼
Amounts payable17/49€79k€108k▲
Amounts payable after more than one year17€21k€11k▼
Financial debts170/4€21k€11k▼
Amounts payable within one year42/48€58k€97k▲
Current portion of amounts payable after more than one year42€15k€15k▼
Trade debts44€32k€52k▲
Suppliers440/4€32k€52k▲
Taxes, remuneration and social security45€10k€29k▲
Taxes450/3€3k€16k▲
Remuneration and social security454/9€7k€13k▲
Income statement
Code20242025
Remuneration, social security and pensions62€53k€99k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€82k€76k▼
Operating profit (loss)9901€20k€-32k▼
Financial income75/76B-€176
Recurring financial income75-€176
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€17k€-34k▼
Income taxes67/77€7k€130▼
Profit (loss) for the period9904€10k€-34k▼
Profit (loss) for the period to be appropriated9905€10k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€167k€132k▼
Profit (loss) brought forward from the previous period14P€156k€167k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-34k ▼439%
Net result drops to €-34k, the lowest in the series.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ninoofsesteenweg 3181700 DilbeekGround area
3.9 ha
Building footprint
1,701 m²
Volume, LiDAR
30,493 m³
2 parcels, Brussels, Flanders · tallest building 22.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
SLB
since 20012.094.367.382
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0030/00V000 | Brussels | 3.8 ha | 1 · 1,578 m² | 22.5 m · 6 fl. |
| 23352F0015/00P000 | Flanders | 478 m² | 1 · 123 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KSP
BE 0880.777.321
Vorst · Eq €337k
IJZERHANDEL P. MATHIJS
BE 0440.996.444
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BOULONS MAYER
BE 0440.887.269
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ROTHO BLAAS BELGIUM
BE 0779.362.039
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van Vugt
BE 0421.307.523
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Of 504 companies in sector 46841 we hold annual accounts for 365. 273 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2001
Fiscal year end31-12
Abbreviation FR
S.L.B.
Activities, NACEBEL
46841Wholesale trade
47525Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.