Financials
- Fiscal year
- 2025
- Total assets
- €506,575
- Profit
- €46,264
- Solvency
- 4.9%
Total assets▼ 1.2%
Net result
20192025
ALB FASTENERS
ActiveThe file of ALB FASTENERS contains 4 judicial reorganisation notices, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 1.7% (moderate). The 2025 annual accounts show equity of €24,733 and a net result of €46,264. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 12348 sector peers (fiscal year 2025).
Overview
Activity
Wholesale trade
NACE 46841NACE 46741NACE 51541
1 site
Size
€506,575total assets 2025
- Equity
- €24,733
- Profit
- €46,264
Turnover not published (abridged schema)
Structure
Accounts 29 d early
Why 55- Judicial reorganisation on record (4 publications, latest 16-12-2024)- Figures for FY 2025 (filed 08-10-2025)+ Size: total assets €506,575+ Founded in 2005Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 44% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
30+9
equity 4.9% of total assets
Liquidity
23+4
short-term debt 60.0% · cash 3.7%
Profitability
51+51
return on assets 9.1%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: 1.4%
07-2026: 1.3%▼ -6.8% vs 06-2026lowest value
08-2026: 1.4%▲ +7.6% vs 07-2026
09-2026: 1.4%▼ -2.8% vs 08-2026
10-2026: 1.7%▲ +23.8% vs 09-2026highest value
- Judicial reorganisation on record (4 publications, latest 16-12-2024) raises the probability
- Size: total assets €506,575 lowers the probability for this profile
- Founded in 2005 lowers the probability for this profile
- Figures for FY 2025 (filed 08-10-2025) raises the probability
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.43 against 1.33 in 2024; short-term debt: 60% and cash: 3.7% of total assets), and 95.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 19%, liquidity 21%, profitability 39%, growth against the median 97%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 12348 sector peers (2025).
NBB · sector comparisonPosition among 12348 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 02-10-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
9 d early
2023
4 d early
2022
31 d early
2021
18 d early
2020
33 d early
2019
6 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 13 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close02-10-2026 today31-10-2026 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €46,264
- Extension of the stay refusedOndernemingsrechtbank Gent, afdeling Kortrijk ·…
Key points
By topic
Timeline
- Events
- 16
- Since
- 2016
- Next accounts
- by 31-10-2026
- 02-10-2025Annual accounts filed
- 31-03-2025Back to profit
- 16-12-2024Extension of the stay refused
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Wholesale tradeNACE 46841
- Founded
- 24-10-2005
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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