Skip to content

SECURITY, CONSTRUCT & WELLNESS

Active
Private limited companyfounded 199827 yrs activeChemin des Goffes(DLX) 1, 4140 Sprimont, BelgiumKBO/BCE: BE 0464.505.185
Summary

SECURITY, CONSTRUCT & WELLNESS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €19k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 3489 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability89▲+13
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 7.3 against 7.49 in 2024; short-term debt: 13.7% and cash: 22.6% of total assets), and 14.1% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 27 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.9%
Return on assets
16.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
40 d late
2024
29 d late
2023
16 d early
2022
40 d early
2021
3 d late
2020
39 d late
2019
16 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 November 1998, SECURITY, CONSTRUCT & WELLNESS was incorporated.1 Total assets went from EUR 94,137 in 2018 to EUR 115,805 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€19k▲ 255%
2024 · €5k
Working capital
€100k▲ 24.6%
2024 · €80k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€7k▼ 61.7%€15k▲ 108%€16k▲ 4.1%€8k▼ 48.1%€27k▲ 233%
Net result€3k▼ 72.3%€10k▲ 228%€11k▲ 9.6%€5k▼ 50.8%€19k▲ 255%
Equity€79k▲ 3.9%€65k▼ 17.6%€75k▲ 16.6%€81k▲ 7.0%€99k▲ 23.2%
Total assets€93k▼ 4.7%€75k▼ 19.6%€90k▲ 20.8%€93k▲ 3.4%€116k▲ 24.4%
Debt€14k▼ 34.9%€10k▼ 30.5%€15k▲ 48.4%€12k▼ 15.1%€16k▲ 32.0%
Working capital€77k▲ 20.1%€63k▼ 17.2%€75k▲ 17.8%€80k▲ 7.3%€100k▲ 24.6%
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €7k€7kNet result 2021: €3k€3kOperating result 2022: €15k€15kNet result 2022: €10k€10kOperating result 2023: €16k€16kNet result 2023: €11k€11kOperating result 2024: €8k€8kNet result 2024: €5k€5kOperating result 2025: €27k€27kNet result 2025: €19k€19k20212022202320242025€0€10k€20k€30kOperating result 2023: €16k€16kNet result 2023: €11k€11kOperating result 2024: €8k€8.2kNet result 2024: €5k€5.3kOperating result 2025: €27k€27kNet result 2025: €19k€19k202320242025
The operating result recovers in 2025; 2025 is 233% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €116k
Equity €99k ▲ 23.2%
Debt €16k ▲ 32.0%
Debt's share of the balance-sheet total rises from 13.3% to 14.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€28k▲
2024 · €9k
Cash flow
€19k▲
2024 · €6k
Current ratio
7.30▼
2024 · 7.49
Debt to equity
0.16▲
2024 · 0.15
ROE
18.8%▲
2024 · 6.5%
ROA
16.2%▲
2024 · 5.7%
Interest coverage
76.65▲
2024 · 15.64
Debt ≤ 1 year
€16k▲
2024 · €12k
Income taxes
€10k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€93k€116k▲
Fixed assets21/28€534-
Tangible fixed assets22/27€534-
Furniture and vehicles24€534-
Current assets29/58€93k€116k▲
Amounts receivable within one year40/41€82k€89k▲
Trade receivables40€7k€9k▲
Other amounts receivable41€75k€80k▲
Cash at bank and in hand54/58€9k€26k▲
Deferred charges and accrued income490/1€1k€859▼
Equity and liabilities
Total equity and liabilities10/49€93k€116k▲
Equity10/15€81k€99k▲
Contributions10/11€19k€19k=
Reserves13€40k€59k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€115€115=
Distributable reserves133€38k€57k▲
Profit (loss) carried forward14€22k€22k▲
Amounts payable17/49€12k€16k▲
Amounts payable within one year42/48€12k€16k▲
Trade debts44€4k€330▼
Suppliers440/4€4k€330▼
Taxes, remuneration and social security45€8k€16k▲
Taxes450/3€8k€16k▲
Accrued charges and deferred income492/3-€464
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€578€534▼
Other operating charges640/8€536€887▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€9k€32k▲
Operating profit (loss)9901€8k€27k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€561€363▼
Recurring financial charges65€561€363▼
Profit (loss) for the period before taxes9903€10k€29k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€5k€19k▲
Profit (loss) for the period to be appropriated9905€5k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€41k▲
Profit (loss) brought forward from the previous period14P€22k€22k▲
Transfer to equity691/2€5k€19k▲
To other reserves6921€5k€19k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€578€578€578€534▼ 7.6%
Other operating charges640/8€4k€471€4k€536€887▲ 65.4%
Non-recurring operating charges66A----€4k-
Gross operating margin9900€21k€16k€20k€9k€32k▲ 248%
Operating profit (loss)9901€7k€15k€16k€8k€27k▲ 233%
Financial income75/76B€519€1k€2k€3k€2k▼ 31.1%
Recurring financial income75€519€1k€2k€3k€2k▼ 31.1%
Financial charges65/66B€365€332€296€561€363▼ 35.3%
Recurring financial charges65€365€332€296€561€363▼ 35.3%
Profit (loss) for the period before taxes9903€7k€16k€17k€10k€29k▲ 177%
Income taxes67/77€4k€6k€6k€5k€10k▲ 97.2%
Profit (loss) for the period9904€3k€10k€11k€5k€19k▲ 255%
Profit (loss) for the period to be appropriated9905€3k€10k€11k€5k€19k▲ 255%
Line20212022202320242025Change
Assets
Total assets20/58€93k€75k€90k€93k€116k▲ 24.4%
Fixed assets21/28€2k€2k€1k€534--
Tangible fixed assets22/27€2k€2k€1k€534--
Furniture and vehicles24€2k€2k€1k€534--
Current assets29/58€90k€73k€89k€93k€116k▲ 25.1%
Amounts receivable within one year40/41€33k€51k€84k€82k€89k▲ 7.7%
Trade receivables40€8k€8k€9k€7k€9k▲ 19.7%
Other amounts receivable41€25k€43k€74k€75k€80k▲ 6.6%
Cash at bank and in hand54/58€56k€21k€4k€9k€26k▲ 187%
Deferred charges and accrued income490/1€678€689€1k€1k€859▼ 20.8%
Equity and liabilities
Total equity and liabilities10/49€93k€75k€90k€93k€116k▲ 24.4%
Equity10/15€79k€65k€75k€81k€99k▲ 23.2%
Contributions10/11€19k€19k€19k€19k€19k=
Reserves13€39k€24k€35k€40k€59k▲ 46.9%
Non-distributable reserves130/1€2k€2k€2k€2k€2k=
Reserves not available under the articles1311€2k€2k€2k€2k€2k=
Tax-exempt reserves132€115€115€115€115€115=
Distributable reserves133€37k€22k€33k€38k€57k▲ 49.3%
Profit (loss) carried forward14€22k€22k€22k€22k€22k▲ 0.1%
Amounts payable17/49€14k€10k€15k€12k€16k▲ 32.0%
Amounts payable within one year42/48€14k€9k€14k€12k€16k▲ 28.2%
Trade debts44€3k€3k€5k€4k€330▼ 91.7%
Suppliers440/4€3k€3k€5k€4k€330▼ 91.7%
Taxes, remuneration and social security45€10k€6k€9k€8k€16k▲ 84.8%
Taxes450/3€10k€6k€9k€8k€16k▲ 84.8%
Other amounts payable47/48€2k€28----
Accrued charges and deferred income492/3€348€405€405-€464-
Line20212022202320242025Change
Profit (loss) for the period9904€3k€10k€11k€5k€19k▲ 255%
+ Depreciation and write-downs630€10k€578€578€578€534▼ 7.6%
Operating cash flow (approximation)€13k€10k€11k€6k€19k▲ 229%
Investment in fixed assets (approximation)-€0€0€0--
Change in cash-€-35k€-17k€5k€17k▲ 226%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 40 days late
2025
31-12
Financial Highest result since 2018net €19k ▲255%
Operating result €27k, net result €19k, both a record.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
15-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
03-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
08-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 39 days late
2020
31-12
Financial Back to profitnet €11k
Net result €11k after one loss-making year.
15-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
29-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
30-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
24-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 1998
seat establishment The establishment unit on the map
Ground area
985 m²
Building footprint
192 m²
Volume, LiDAR
794 m³
Parcel 62028B0909/00K000, Wallonia · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Chemin des Goffes(DLX) 1, 4140 Sprimont
Air transport
since 19982.089.264.093
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62028B0909/00K000 Wallonia 985 m² 1 · 192 m² 5.1 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,563 companies in sector 74999 we hold annual accounts for 1,935. 1,559 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-11-1998
Fiscal year end31-12
Abbreviation EN S.C.W.
Abbreviation FR S.C.W.
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
46130Agents in the wholesale of timber and building materials
68310Real estate agency activities
Contact
E-mail christian.dengis@skynet.be
Phone 0475433889
Fax 04 3687446

Scores and ratios are computed by Checked and are not a credit decision.