Equity
SECURAS paid out €160,000 in dividends. That is 152% of the 2025 profit.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| SECURAS Leuven | €222,496 | €248,654 | 25.5% | 1.3 |
| ROBERT ASSUR Saint-Ghislain | €262,143 | €199,434 | 28.1% | 1.1 |
| GROUP EURO-CONSEIL Waremme | €270,812 | €243,473 | 44.3% | 1 |
| Sertas Sint-Martens-Latem | €196,413 | €246,708 | -11.4% | 2 |
| Cornelis & Partners Oudenaarde Oudenaarde | €328,685 | €190,110 | 45.6% | 1 |
| FINFORMA Maaseik | €200,264 | €179,124 | 69.2% | 2.1 |
| ABS ASSURANCES Aubel | €212,892 | €209,524 | 83.9% | 2.3 |
These companies have the same main activity as SECURAS: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €196,000 and €329,000, founded between 2002 and 2012.
SECURAS files the abbreviated format. That format states no turnover. The gross margin rose from €219,538 in 2009 to €248,654 in 2025.
holds 75% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Higher than 36% of 1,858 companies in 2025.
Higher than 92% of 1,842 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Staff: bottom quarter
Staff costs divided by the average number of full-time equivalents.
In 2025, 2 people joined and 1 left.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||
20/58 |
222,496 | 266,749 | 216,229 | 115,850 | 175,488 | 222,926 | 150,181 | 98,843 | 75,918 | 267,797 | 102,050 | 92,707 | 71,721 | 121,910 | 219,100 | 313,887 | 413,884 | |
21/28 |
25,678 | 32,220 | 16,543 | 19,984 | 8,839 | 6,642 | 7,696 | 9,882 | 14,696 | 14,451 | 32,923 | 32,326 | 22,418 | 102,070 | 192,604 | 292,090 | 390,017 | |
21 |
- | - | - | - | - | - | - | - | - | - | - | - | 682 | 88,451 | 181,328 | 272,771 | 362,656 | |
22/27 |
25,678 | 32,220 | 16,543 | 19,984 | 8,839 | 6,642 | 7,696 | 9,882 | 14,696 | 14,451 | 32,923 | 32,326 | 21,736 | 13,619 | 11,276 | 19,319 | 27,361 | |
23 |
9,681 | 11,476 | 13,272 | 15,426 | 4,186 | 5,039 | 6,504 | 3,010 | 2,145 | 3,509 | 2,770 | 4,147 | - | - | - | 155 | 309 | |
24 |
15,757 | 20,152 | 2,328 | 4,559 | 4,653 | 1,603 | 1,192 | 6,872 | 12,551 | 10,942 | 30,153 | 28,179 | 21,736 | 13,619 | 11,276 | 19,164 | 27,052 | |
25 |
241 | 592 | 943 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
29/58 |
196,818 | 234,529 | 199,686 | 95,865 | 166,649 | 216,284 | 142,485 | 88,961 | 61,222 | 253,346 | 69,127 | 60,381 | 49,303 | 19,840 | 26,496 | 21,797 | 23,867 | |
40/41 |
67,947 | 58,610 | 63,182 | 66,935 | 55,188 | 35,958 | 49,321 | 42,956 | 38,834 | 241,855 | 32,247 | 14,068 | 7,880 | - | 2,824 | 12,131 | - | |
40 |
67,947 | 58,610 | 60,182 | 56,737 | 45,830 | 35,958 | 45,100 | 901 | - | 3,050 | 143 | 14,068 | 7,880 | - | 2,824 | 12,131 | 0 | |
41 |
- | 0 | 3,000 | 10,197 | 9,358 | 0 | 4,222 | 42,055 | 38,834 | 238,805 | 32,104 | - | - | - | - | - | - | |
54/58 |
127,220 | 175,919 | 136,504 | 28,931 | 111,462 | 180,326 | 93,163 | 46,005 | 21,123 | 11,491 | 36,880 | 46,313 | 41,423 | 19,840 | 23,672 | 9,666 | 23,867 | |
490/1 |
1,651 | - | - | - | - | - | - | - | 1,265 | - | - | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||||||
10/49 |
222,496 | 266,749 | 216,229 | 115,850 | 175,488 | 222,926 | 150,181 | 98,843 | 75,918 | 267,797 | 102,050 | 92,707 | 71,721 | 121,910 | 219,100 | 313,887 | 413,884 | |
10/15 |
56,787 | 111,795 | 113,772 | 42,700 | 95,949 | 93,409 | 50,921 | 52,961 | 43,418 | 58,325 | 5,164 | -26,977 | -90,919 | -93,647 | -54,219 | 838 | 642 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 6,200 | 6,200 | |
101 |
- | - | - | - | - | - | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | - | - | |
14 |
50,587 | 105,595 | 107,572 | 36,500 | 89,749 | 87,209 | 44,721 | 46,761 | 37,218 | 52,125 | -1,036 | -33,177 | -97,119 | -99,847 | -60,419 | -5,362 | -5,558 | |
17/49 |
165,709 | 154,954 | 102,457 | 73,149 | 79,539 | 129,517 | 99,260 | 45,882 | 32,500 | 209,472 | 96,886 | 119,684 | 162,640 | 215,557 | 273,319 | 313,049 | 413,242 | |
17 |
- | - | - | - | - | - | - | - | - | - | - | - | 95,833 | 145,833 | 198,523 | 313,049 | 366,738 | |
170/4 |
- | - | - | - | - | - | - | - | - | - | - | - | 95,833 | 145,833 | 198,523 | 313,049 | 366,738 | |
42/48 |
165,709 | 154,954 | 102,247 | 73,149 | 79,539 | 129,517 | 99,260 | 45,882 | 32,500 | 209,472 | 96,886 | 119,684 | 66,807 | 69,724 | 74,796 | - | 46,504 | |
42 |
- | - | - | - | - | - | - | - | - | - | 45,833 | 95,833 | 50,000 | 52,690 | 54,438 | - | - | |
44 |
153,641 | 142,849 | 93,036 | 54,594 | 4,207 | 93,294 | 66,017 | 37,976 | 3,700 | - | 10,436 | - | - | 4,380 | 7,605 | - | 6,504 | |
440/4 |
153,641 | 142,849 | 93,036 | 54,594 | 4,207 | 93,294 | 66,017 | 37,976 | 3,700 | - | 10,436 | - | - | 4,380 | 7,605 | - | 6,504 | |
45 |
12,068 | 12,105 | 9,211 | 5,919 | 2,696 | 11,224 | 8,243 | 7,702 | 11,021 | 54,472 | 40,617 | 23,851 | 16,807 | 12,654 | 12,753 | - | - | |
450/3 |
1,569 | 4,053 | 2,920 | - | 0 | 4,895 | - | 41 | 829 | 35,923 | 20,560 | 1,054 | - | - | - | - | - | |
454/9 |
10,499 | 8,052 | 6,291 | 5,919 | 2,696 | 6,329 | 8,243 | 7,661 | 10,192 | 18,549 | 20,057 | 22,797 | 16,807 | 12,654 | 12,753 | - | - | |
47/48 |
- | - | 0 | 12,637 | 72,637 | 25,000 | 25,000 | 204 | 17,779 | 155,000 | - | - | - | - | - | - | 40,000 | |
492/3 |
- | 0 | 210 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Income statement | ||||||||||||||||||
76A |
- | - | - | - | - | - | - | 5,400 | 9,473 | - | - | - | 5,900 | - | - | - | - | |
9900 |
248,654 | 209,116 | 161,077 | 133,639 | 126,128 | 155,983 | 110,023 | 95,177 | 71,406 | 397,515 | 247,841 | 233,711 | 244,179 | 177,801 | 156,099 | 217,748 | 219,538 | |
62 |
90,370 | 72,302 | 53,817 | 76,268 | 39,946 | 63,049 | 66,946 | 72,042 | 67,052 | 127,665 | 164,846 | 141,824 | 132,579 | 102,335 | 103,578 | 112,393 | 70,618 | |
630 |
12,514 | 6,656 | 7,528 | 9,290 | 2,751 | 2,153 | 7,144 | 6,648 | 18,272 | 24,077 | 23,994 | 18,789 | 106,983 | 105,022 | 101,387 | 98,707 | 98,707 | |
640/8 |
4,136 | 4,010 | 3,593 | 76 | 121 | 285 | 141 | 774 | - | 888 | 3,155 | 2,760 | 495 | 513 | 248 | 139 | 1,442 | |
9901 |
141,634 | 126,148 | 96,138 | 48,005 | 83,310 | 90,496 | 35,792 | 15,713 | -13,918 | 244,885 | 55,846 | 70,338 | 4,122 | -30,069 | -49,114 | 6,509 | 48,771 | |
75/76B |
451 | 266 | 0 | 37 | 0 | 0 | 0 | - | - | - | 13 | 143 | 8 | 153 | 31 | 19 | 80 | |
75 |
451 | 266 | 0 | 37 | 0 | 0 | 0 | - | - | - | 13 | 143 | 8 | 153 | 31 | 19 | 80 | |
65/66B |
385 | 259 | 147 | 131 | 127 | 113 | 105 | 129 | 108 | 1,027 | 3,155 | 5,280 | 7,302 | 9,485 | 6,305 | 13,970 | 54,409 | |
65 |
385 | 259 | 147 | 131 | 127 | 113 | 105 | 129 | 108 | 1,027 | 3,155 | 5,280 | 7,302 | 9,485 | 6,305 | 13,970 | 54,409 | |
9903 |
141,700 | 126,156 | 95,992 | 47,911 | 83,183 | 90,383 | 35,687 | 15,584 | -14,026 | 243,858 | 52,704 | 65,201 | 2,728 | -39,401 | -55,388 | -7,442 | -5,558 | |
67/77 |
36,708 | 32,133 | 24,920 | 12,160 | 20,642 | 22,895 | 12,727 | 6,041 | 881 | 35,697 | 20,563 | 1,259 | - | 27 | 5 | 3 | - | |
9904 |
104,992 | 94,023 | 71,072 | 35,751 | 62,541 | 67,488 | 22,959 | 9,543 | -14,907 | 208,161 | 32,141 | 63,942 | 2,728 | -39,428 | -55,393 | -7,445 | -5,558 | |
9905 |
104,992 | 94,023 | 71,072 | 35,751 | 62,541 | 67,488 | 22,959 | 9,543 | -14,907 | 208,161 | 32,141 | 63,942 | 2,728 | -39,428 | -55,393 | -7,445 | -5,558 | |
| Appropriation of the result | ||||||||||||||||||
9906 |
210,587 | 201,595 | 107,572 | 125,500 | 149,749 | 112,209 | 69,721 | 46,761 | 37,218 | 207,125 | -1,036 | -33,177 | -97,119 | -99,847 | -60,419 | -13,003 | -5,558 | |
14P |
105,595 | 107,572 | 36,500 | 89,749 | 87,209 | - | - | - | - | - | - | - | - | - | - | - | - | |
791/2 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 7,641 | - | |
694/7 |
160,000 | 96,000 | 0 | 89,000 | 60,000 | 25,000 | 25,000 | - | - | 155,000 | - | - | - | - | - | - | - | |
694 |
160,000 | 96,000 | 0 | 89,000 | 60,000 | 25,000 | 25,000 | - | - | - | - | - | - | - | - | - | - | |
695 |
- | - | - | - | - | - | - | - | - | 155,000 | - | - | - | - | - | - | - | |
| Social balance sheet | ||||||||||||||||||
9087 |
1.3 | 1.2 | 1.2 | 1.8 | 1.2 | 1.9 | 1.9 | 1.9 | 1.9 | 2.9 | 3.8 | 4.1 | 3.2 | 2.2 | 2.3 | 3 | - | |
Hours worked1013 |
2,014 | 1,542 | 1,269 | 2,272 | 1,497 | 2,455 | 2,516 | 2,917 | 3,060 | 4,972 | 5,861 | 6,665 | 5,118 | 3,640 | 3,955 | - | - | |
| Document | ||||||||||||||||||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 08-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 08-06-2026 | 2026-00154814 | |
| 31-12-2024 | abbreviated format | 10-06-2025 | 2025-00140258 | |
| 31-12-2023 | abbreviated format | 10-06-2024 | 2024-00117698 | |
| 31-12-2022 | abbreviated format | 05-06-2023 | 2023-00111228 | |
| 31-12-2021 | abbreviated format | 07-07-2022 | 2022-20156145 | |
| 31-12-2020 | abbreviated format | 18-06-2021 | 2021-22900060 | |
| 31-12-2019 | abbreviated format | 15-06-2020 | 2020-17700261 | |
| 31-12-2018 | abbreviated format | 12-06-2019 | 2019-17700147 | |
| 31-12-2017 | abbreviated format | 20-06-2018 | 2018-21700271 | |
| 31-12-2016 | abbreviated format | 31-07-2017 | 2017-39200237 | |
| 31-12-2015 | abbreviated format | 28-07-2016 | 2016-37200139 | |
| 31-12-2014 | abbreviated format | 18-08-2015 | 2015-43900467 | |
| 31-12-2013 | abbreviated format | 23-07-2014 | 2014-34000594 | |
| 31-12-2012 | abbreviated format | 05-07-2013 | 2013-27900588 | |
| 31-12-2011 | abbreviated format | 02-08-2012 | 2012-38100089 | |
| 31-12-2010 | abbreviated format | 19-07-2011 | 2011-30400431 | |
| 31-12-2009 | abbreviated format | 10-08-2010 | 2010-39200559 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 5,972 | 22,333 | 4,087 | 20,435 | 4,949 | 1,099 | 4,959 | 1,834 | 18,230 | 5,605 | 24,591 | 28,697 | 38,113 | 14,488 | 1,901 | 778 | 488,724 | ||
| -48,699 | 39,416 | 107,573 | -82,531 | -68,865 | 87,163 | 47,158 | 24,882 | 9,632 | -25,389 | -9,433 | 4,890 | 21,583 | -3,832 | 14,006 | -14,201 | - | ||
| 25.5% | 41.9% | 52.6% | 36.9% | 54.7% | 41.9% | 33.9% | 53.6% | 57.2% | 21.8% | 5.1% | -29.1% | -126.8% | -76.8% | -24.7% | 0.3% | 0.2% | ||
| 184.9% | 84.1% | 62.5% | 83.7% | 65.2% | 72.3% | 45.1% | 18.0% | -34.3% | 356.9% | 622.4% | - | - | - | - | - | - | ||
| 47.2% | 35.2% | 32.9% | 30.9% | 35.6% | 30.3% | 15.3% | 9.7% | -19.6% | 77.7% | 31.5% | 69.0% | 3.8% | -32.3% | -25.3% | -2.4% | -1.3% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 2 | 1 | 2 | 2 | 2 |
| full-time | 2 | 1 | 1 | 1 | 1 |
| part-time | 0 | 0 | 1 | 1 | 1 |
| in full-time equivalents | 2 | 1 | 1.4 | 1.4 | 1.2 |
| 1.3 | 1.1 | 1.2 | 1.4 | 1.2 | |
| On a permanent contract | 2 | 1 | 2 | 2 | 2 |
| Joined | 2 | 0 | 2 | 2 | 1 |
| Left | 1 | 1 | 2 | 2 | 2 |
Source: social balance sheet in the 2021 to 2025 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €4,487 | €21,763 | €2,703 | €16,148 | €4,949 |
| Intangible fixed assets | €1,485 | €570 | €1,384 | €4,287 | - |
| €12,514 | €6,656 | €7,528 | €9,290 | €2,751 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 12% higher than in 2024 and the highest since 2016. It is the third rise in a row, after the fall in 2022.
Debt's share of the balance-sheet total rises from 58.1% to 74.5%. Equity is lower and debt is higher.
Source: lists of holdings in the owners' accounts
Source: list of holdings in the 2024 accounts of . Every holding stands with its own latest accounts.
| ARDEBO
registered office since 20-07-2016 · founded in 2016 |
total assets €875,432 (2025) 0659.836.263 |
| Vanwyngaerden, Morgane (sole trader)
establishment since 01-08-2021 |
founded in 2021 0771.354.688 |
| GROEP SECURAS
registered office since 01-03-2017 |
founded in 2017 0669.844.782 |
| VME te Leuven (Heverlee), Naamsesteenweg 25
registered office since 04-07-2013 |
founded in 2013 0537.390.292 |
The connected companies are in the list below.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Naamsesteenweg 25 registered office 3001 Leuven | 17-11-2008 | 2.174.481.068 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24433E0345/00R002 | 382 m² | 1 · 285 m² | 18.8 m · 1 |
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