SECOGES
ActiveFrom the official registers: KBO 29 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
SECOGES has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €283,431 and a net result of €357,707. Equity has been stable since 2019 (±0.6% per year). Its solvency ranks better than 34% of 133 sector peers (NACE 69, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 05-01-1996 Normal situation
- Legal form
- Private limited company
- Registered office
- Rue Joseph Deflandre 60, 4053 Chaudfontaine
- Activity
- Certified accountants and tax accountants NACE 69201
- Establishment unit
- 2.228.510.860 4053 Chaudfontaine, since 11-01-1996
- Financial year end
- 30 June
- Peppol
- Reachable since 28-10-2025
Board and ownership
- DEFIGEST CONSEILDirector · since 28-03-2013 · permanent representative ZANDONA Serge Jean Marie Louis Michel
- CHACOGESDirector · since 19-02-2023 · permanent representative COLLINS Charlotte MarieClaire
- LODRIGESTDirector · since 03-04-2025 · permanent representative Sandrine PALUDI
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €990,955
- ▼ 2.7%
- Turnover
- ≈ €1.7m
- estimated
- Profit
- €357,707
- ▼ 4.8%
- Equity
- €283,431
- ▼ 0.8%
- Total assets
- €924,186
- ▼ 2.5%
- Staff
- 6.5 FTE
- ▼ 16.7%
Score breakdownraises riskSize: 6.5 FTE, total assets €924,186lowers riskSector: Legal and accounting activities (NACE 69)Founded in 1996Profit of €357,707 (financial year 2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 30% of them on solvency, 12% on liquidity, 82% on profitability and 32% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 116 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2026, abbreviated format
Annual accounts 2026
- Financial year ended
- 30-06-2026
- Filed on
- 21-08-2026
- Format
- abbreviated format
- Reference
- 2026-00429852
2022 to 2026, 5 financial years 2019 to 2026, 8 financial years
The operating result for 2026 is 4% lower than in 2025.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Legal and accounting activities (NACE 69). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Companies with the same profile, two years later
Historical observationIn July 2024, 31,368 companies had the same profile as SECOGES has now. Two years later, 0.5% had gone bankrupt and 93.5% were still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SECOGES itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for SECOGES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €0.5m | €0.5m | €0.5m | €0.4m | €0.4m | ▼ 3.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.05m | €0.04m | €0.03m | €0.03m | €0.03m | €0.05m | €0.06m | €0.06m | ▼ 8.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | €0.006m | -€0.006m | - | - |
| Other operating charges640/8 | - | - | - | €0.005m | €0.005m | €0.01m | €0.008m | €0.01m | ▲ 77.1% |
| Gross operating margin9900 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | ▼ 2.7% |
| Operating profit (loss)9901 | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | ▼ 4.0% |
| Financial income75/76B | - | - | - | €247 | €0.002m | €0.002m | €0.003m | €0.001m | ▼ 47.8% |
| Recurring financial income75 | €0.001m | €0.001m | €0.001m | €247 | €0.002m | €0.002m | €0.003m | €0.001m | ▼ 47.8% |
| Financial charges65/66B | - | - | - | €0.002m | €0.007m | €0.008m | €0.01m | €0.008m | ▼ 26.4% |
| Recurring financial charges65 | €0.003m | €0.007m | €0.004m | €0.002m | €0.007m | €0.008m | €0.009m | €0.008m | ▼ 14.2% |
| Non-recurring financial charges66B | - | - | - | - | - | - | €0.001m | - | - |
| Profit (loss) for the period before taxes9903 | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | ▼ 3.8% |
| Income taxes67/77 | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | ▼ 0.7% |
| Profit (loss) for the period9904 | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.3m | €0.4m | €0.4m | ▼ 4.8% |
| Profit (loss) for the period to be appropriated9905 | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.3m | €0.4m | €0.4m | ▼ 4.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €925,648 | €999,290 | €904,582 | €915,356 | €933,917 | €924,796 | €947,745 | €924,186 | ▼ 2.5% |
| Fixed assets21/28 | €253,211 | €222,545 | €207,959 | €210,185 | €236,753 | €346,858 | €278,720 | €238,875 | ▼ 14.3% |
| Intangible fixed assets21 | - | - | - | €18,904 | €20,303 | €13,827 | €7,755 | €4,531 | ▼ 41.6% |
| Tangible fixed assets22/27 | €244,061 | €213,545 | €198,959 | €182,281 | €207,450 | €324,031 | €261,965 | €225,343 | ▼ 14.0% |
| Land and buildings22 | - | - | - | €161,666 | €149,420 | €138,033 | €126,645 | €117,993 | ▼ 6.8% |
| Plant, machinery and equipment23 | - | - | - | - | €4,293 | €18,902 | €14,463 | €15,465 | ▲ 6.9% |
| Furniture and vehicles24 | - | - | - | €18,473 | €52,387 | €166,209 | €120,433 | €91,886 | ▼ 23.7% |
| Other tangible fixed assets26 | - | - | - | €2,142 | €1,349 | €887 | €424 | - | - |
| Financial fixed assets28 | €9,150 | €9,000 | €9,000 | €9,000 | €9,000 | €9,000 | €9,000 | €9,000 | = |
| Current assets29/58 | €672,438 | €776,745 | €696,623 | €705,171 | €697,164 | €577,938 | €669,025 | €685,311 | ▲ 2.4% |
| Amounts receivable within one year40/41 | €306,291 | €320,259 | €352,986 | €351,783 | €402,110 | €287,108 | €314,402 | €321,568 | ▲ 2.3% |
| Trade receivables40 | - | - | - | €346,631 | €336,461 | €260,526 | €311,872 | €318,661 | ▲ 2.2% |
| Other amounts receivable41 | - | - | - | €5,152 | €65,650 | €26,582 | €2,531 | €2,907 | ▲ 14.9% |
| Current investments50/53 | €2,139 | €2,139 | €2,139 | €2,137 | - | €100,000 | €150,000 | €170,000 | ▲ 13.3% |
| Cash at bank and in hand54/58 | €346,816 | €413,914 | €311,254 | €321,360 | €241,666 | €122,476 | €139,092 | €119,551 | ▼ 14.0% |
| Deferred charges and accrued income490/1 | - | - | - | €29,891 | €53,388 | €68,354 | €65,531 | €74,191 | ▲ 13.2% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €925,648 | €999,290 | €904,582 | €915,356 | €933,917 | €924,796 | €947,745 | €924,186 | ▼ 2.5% |
| Equity10/15 | €300,246 | €252,168 | €234,105 | €596,195 | €261,102 | €285,604 | €285,724 | €283,431 | ▼ 0.8% |
| Contributions10/11 | €28,216 | €28,216 | €28,216 | €28,216 | €28,216 | €28,216 | €28,216 | €28,216 | = |
| Capital10 | - | - | - | €28,216 | - | - | - | - | - |
| Issued capital100 | - | - | - | €28,216 | - | - | - | - | - |
| Reserves13 | €108,822 | €108,822 | €93,822 | €93,822 | €93,822 | €93,822 | €93,822 | €93,822 | = |
| Non-distributable reserves130/1 | - | - | - | €2,822 | €2,822 | - | - | - | - |
| Legal reserve130 | - | - | - | €2,822 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €2,822 | - | - | - | - |
| Distributable reserves133 | - | - | - | €91,000 | €91,000 | €93,822 | €93,822 | €93,822 | = |
| Profit (loss) carried forward14 | €163,208 | €115,130 | €112,068 | €474,158 | €139,065 | €163,567 | €163,686 | €161,393 | ▼ 1.4% |
| Amounts payable17/49 | €625,402 | €747,122 | €670,477 | €319,160 | €672,814 | €639,192 | €662,022 | €640,755 | ▼ 3.2% |
| Amounts payable after more than one year17 | €166,423 | €144,270 | €132,169 | €119,017 | €132,274 | €168,516 | €132,663 | €98,021 | ▼ 26.1% |
| Financial debts170/4 | - | - | - | €119,017 | €132,274 | €168,516 | €132,663 | €98,021 | ▼ 26.1% |
| Amounts payable within one year42/48 | €458,979 | €602,852 | €538,308 | €200,144 | €538,366 | €469,310 | €528,097 | €542,052 | ▲ 2.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €13,152 | €25,699 | €41,376 | €33,737 | €27,943 | ▼ 17.2% |
| Financial debts43 | - | - | - | €60,350 | - | - | - | - | - |
| Credit institutions430/8 | - | - | - | €60,350 | - | - | - | - | - |
| Trade debts44 | €13,740 | €9,779 | €19,441 | €31,554 | €58,245 | €15,522 | €30,981 | €40,239 | ▲ 29.9% |
| Suppliers440/4 | - | - | - | €31,554 | €58,245 | €15,522 | €30,981 | €40,239 | ▲ 29.9% |
| Taxes, remuneration and social security45 | - | - | - | €95,048 | €77,278 | €104,405 | €87,655 | €113,870 | ▲ 29.9% |
| Taxes450/3 | - | - | - | €40,573 | €21,620 | €37,108 | €42,533 | €42,345 | ▼ 0.4% |
| Remuneration and social security454/9 | - | - | - | €54,475 | €55,658 | €67,296 | €45,121 | €71,525 | ▲ 58.5% |
| Other amounts payable47/48 | - | - | - | €39 | €377,143 | €308,007 | €375,724 | €360,000 | ▼ 4.2% |
| Accrued charges and deferred income492/3 | - | - | - | - | €2,175 | €1,366 | €1,262 | €682 | ▼ 45.9% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €351,214 | €351,922 | €381,937 | €362,090 | €384,907 | €332,509 | €375,843 | €357,707 | ▼ 4.8% |
| + Depreciation and write-downs630 | €50,069 | €42,573 | €31,959 | €28,058 | €30,265 | €47,341 | €60,312 | €55,360 | ▼ 8.2% |
| Operating cash flow (approximation) | €401,284 | €394,495 | €413,897 | €390,148 | €415,172 | €379,850 | €436,155 | €413,068 | ▼ 5.3% |
| Investment in fixed assets (approximation) | - | -€11,907 | -€17,373 | -€30,285 | -€56,832 | -€157,446 | €7,826 | -€15,515 | - |
| Change in cash | - | €67,098 | -€102,660 | €10,107 | -€79,695 | -€119,189 | €16,616 | -€19,541 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 29 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2026 | abbreviated format | 21-08-2026 | 2026-00429852 | NBB |
| 30-06-2025 | full format | 22-08-2025 | 2025-00393745 | |
| 30-06-2024 | full format | 28-08-2024 | 2024-00386346 | |
| 30-06-2023 | full format | 31-08-2023 | 2023-00421649 | |
| 30-06-2022 | full format | 28-12-2022 | 2022-20548171 | |
| 30-06-2021 | full format | 22-12-2021 | 2021-81400272 | |
| 30-06-2020 | full format | 21-10-2020 | 2020-62400441 | |
| 30-06-2019 | full format | 24-10-2019 | 2019-71200134 | |
| 30-06-2018 | full format | 21-09-2018 | 2018-64000340 | |
| 30-06-2017 | full format | 28-07-2017 | 2017-38300228 |
Comparable companies
These companies have the same main activity as SECOGES: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €773,000 and €1.1m, founded between 1995 and 2001.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| SECOGES Chaudfontaine | 1996 | €0.9m | €0.3m | €1.0m | €0.4m | 6.5 | 2026 |
| VEREYCKEN & VEREYCKEN ACCOUNTING Kontich | 1996 | €0.8m | €0.4m | €0.9m | €0.1m | 6.5 | 2026 |
| Feys & Partners Brugge | 1995 | €1.0m | €0.4m | €1.0m | €0.2m | 7.2 | 2025 |
| JACQUES & ASSOCIES Verviers | 2001 | €1.1m | €0.04m | €0.8m | €0.3m | 8.5 | 2025 |
| ARFIBO Waregem | 1999 | €0.8m | €0.3m | €0.9m | €0.2m | 7.5 | 2025 |
| DB - ACCOUNTANCY Tielt | 1997 | €1.0m | €0.6m | €0.8m | €0.2m | 6.1 | 2025 |
| OFFICIUM Destelbergen | 1996 | €0.8m | €0.5m | €0.7m | €0.3m | 6.4 | 2025 |
They were chosen from the 7,241 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 3
Permanent representatives 3
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| CHACOGES |
|
| DEFIGEST CONSEIL |
|
| LODRIGEST |
|
The board according to the articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Un ou plusieurs administrateurs, Article 12”1 more provision on this in the deed
Audit, dissolution and liquidation
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Modifications aux statuts, assemblée générale”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Administrateurs en fonction”
Articles of association, deed of 17-01-2024 (in French)
Owners and capital
Shareholders
3 ownersChain of control
- DEFIGEST CONSEIL
- SECOGES
Owners 3
-
55%
-
14.95%
-
10%
Capital transactions
- 17-01-2024 Converted to unavailable equity
Shares according to the articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Cessions entre vifs libres entre actionnaires sous conventions particulières, moitié cédant moitié acquéreurs au prorata”1 more provision on this in the deed
- Other provisionsThese rules from the articles cover subjects other than the board, the shares, the purpose and the meetings.
- “Nominatives, forme des actions”“Gestion journalière, Article 16”“Article 7. Apport en numéraire avec émission de nouvelles actions – Droit de préférence”“Admission à l’assemblée générale”Liquidation distribution: “Proportion actions”“Siège, Article 29. Election de domicile”“Tribunaux du siège, litige société, actionnaires, administrateurs, commissaires, liquidateurs”10 more provisions in the deed, see the deed of 17-01-2024
Articles of association, deed of 17-01-2024 (in French)
Group and network
Connections & network
3 current directorsThe board mandates are in the list below. The network lets you explore the same ties.
History
Acts, filings and financial milestones
07-07
Gazette deed
Appointment: LODRIGEST (director)2 points ▸
- General meeting, 20-05-2025
- Director appointment, LODRIGEST (director)
17-01
Gazette deed
Resignations: DEFIGEST CONSEIL (manager) and CHACOGES (manager)Appointments: DEFIGEST CONSEIL (director) and CHACOGES (director) · Permanent representatives: ZANDONA Serge Jean Marie Louis Michel and COLLINS Charlotte MarieClaire · Capital19 points ▸
- Capital
- General meeting, 30-11-2023
- Amendment of the articles, mentioned 2 times in the deed
- Other provision, “mise en concordance des statuts, reporter formulation à résolution refonte des statuts” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Other provision, “suppression compte de capitaux propres statutairement indisponible, rendre fonds disponibles pour distribution” (deed in French)
- Purpose change
- Other provision, “rapport administrateur justifiant modification objet, original au greffe du tribunal de l’entreprise avec expédition” (deed in French)
- Kind of shares, “suppression classes d’actions A et B, identiques,notamment vote,à chaque actionnaire,sans distinction” (deed in French)
- Registered office clause, “4053 Embourg, Rue Joseph Deflandre”, 60, “associés actionnaires, parts actions, gérant administrateur” (deed in French)
- Director resignation, DEFIGEST CONSEIL (manager)
- Director resignation, CHACOGES (manager)
- The act holds 7 more points.
23-03
Gazette deed
Appointment: Chacoges SRL (director)Permanent representative: Charlotte Collins4 points ▸
- General meeting, 19-02-2023
- Director appointment, Chacoges SRL (director)
- Permanent representative, Charlotte Collins
- Other provision, “administrateur, acceptance of mandate” (deed in French)
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 202512 activities
- L'organisation de la comptabilité et des services comptables et les activités de conseil en matière d'organisation comptable des entreprises;
- La détermination des résultats et l'établissement des comptes annuels conformément aux dispositions légales en la matière;
- L'ouverture,la tenue,la centralisation et la clôture des écritures comptables propres à l'établissement des comptes;
- La vérification et le redressement de tous les documents comptables qui ne conduisent pas à une attestation ou un rapport d'expertise destinés à être remis à des tiers;
- L'analyse par les procédés de la technique comptable de la situation et du fonctionnement des entreprises du point de vue de leur crédit,de leur rendement et de leurs risques qui ne conduit pas à une attestation ou un rapport d'expertise destinés à être remis à des tiers;
- L'expertise,tant privée que judiciaire,dans le domaine de la comptabilité des entreprises;
- Toute mission visée aux 4°à 6°exercée par un expert-comptable certifié autre que le professionnel habituel qui conduit à une attestation ou un rapport d'expertise destinés à être remis à des tiers;
- Les autres missions dont l'accomplissement est réservé par la loi ou en vertu de la loi à l'expert-comptable certifié;
- La délivrance d'avis se rapportant à toutes matières fiscales;
- L'assistance du contribuable dans l'accomplissement de ses obligations fiscales;
- La représentation du contribuable auprès de l'administration fiscale;
- L'organisation des services administratifs et le conseil sur l'organisation administrative des entreprises.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBThe scores and ratios are Checked's own calculations, not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62030A0271/00D000 | Wallonia | 1,167 m² | 1 · 84 m² | 7.4 m · 2 |