SECOGES
ActiveSECOGES has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €283k and a net result of €358k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 35% of 127 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
75
/ 100
Excellent▼ -11 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency54▲+1
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.27 in 2025), and 69.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
30.7%
Return on assets
38.7%
Age of the figures
2 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 21-08-2026, 163 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
163 d early
2025
162 d early
2024
156 d early
2023
153 d early
2022
34 d early
2021
40 d early
2020
102 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today30-06-2027 close31-01-2028 deadline
Financials · fiscal year 2026, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€358k▼ 4.8%
2025 · €376k
2019: €513k
2020: €515k
2021: €512k
2022: €362k
2023: €385k
2024: €333k
2025: €376k
2019 → 2026
Working capital
€143k▲ 1.7%
2025 · €141k
2019: €213k
2020: €174k
2021: €158k
2022: €505k
2023: €159k
2024: €109k
2025: €141k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€596k-€261k▼ 56.2%€286k▲ 9.4%€286k=€283k▼ 0.8%
Operating result€501k-€522k▲ 4.1%€456k▼ 12.6%€515k▲ 12.9%€495k▼ 4.0%
Net result€362k-€385k▲ 6.3%€333k▼ 13.6%€376k▲ 13.0%€358k▼ 4.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 4% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €924k
Fixed assets
€239k▼ 14.3%
Current assets
€685k▲ 2.4%
Equity and liabilities €924k
Equity
€283k▼ 0.8%
Debt
€641k▼ 3.2%
The debt ratio falls from 69.9% to 69.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€550k▼
2025 · €576k
Cash flow
€413k▼
2025 · €436k
Solvency
30.7%▲
2025 · 30.1%
Current ratio
1.26▼
2025 · 1.27
Quick ratio
1.26▼
2025 · 1.27
Debt / equity
2.26▼
2025 · 2.32
ROE
126.2%▼
2025 · 131.5%
ROA
38.7%▼
2025 · 39.7%
Interest coverage
72.49▲
2025 · 65.07
Debt
€641k▼
2025 · €662k
Debt ≤ 1 year
€542k▲
2025 · €528k
Debt > 1 year
€98k▼
2025 · €133k
Income taxes
€131k▼
2025 · €132k
Staff costs
€427k▼
2025 · €440k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€948k€924k▼
Fixed assets21/28€279k€239k▼
Intangible fixed assets21€8k€5k▼
Tangible fixed assets22/27€262k€225k▼
Land and buildings22€127k€118k▼
Plant, machinery and equipment23€14k€15k▲
Furniture and vehicles24€120k€92k▼
Other tangible fixed assets26€424-
Financial fixed assets28€9k€9k=
Current assets29/58€669k€685k▲
Amounts receivable within one year40/41€314k€322k▲
Trade receivables40€312k€319k▲
Other amounts receivable41€3k€3k▲
Current investments50/53€150k€170k▲
Cash at bank and in hand54/58€139k€120k▼
Deferred charges and accrued income490/1€66k€74k▲
Equity and liabilities
Total equity and liabilities10/49€948k€924k▼
Equity10/15€286k€283k▼
Contributions10/11€28k€28k=
Reserves13€94k€94k=
Distributable reserves133€94k€94k=
Profit (loss) carried forward14€164k€161k▼
Amounts payable17/49€662k€641k▼
Amounts payable after more than one year17€133k€98k▼
Financial debts170/4€133k€98k▼
Amounts payable within one year42/48€528k€542k▲
Current portion of amounts payable after more than one year42€34k€28k▼
Trade debts44€31k€40k▲
Suppliers440/4€31k€40k▲
Taxes, remuneration and social security45€88k€114k▲
Taxes450/3€43k€42k▼
Remuneration and social security454/9€45k€72k▲
Other amounts payable47/48€376k€360k▼
Accrued charges and deferred income492/3€1k€682▼
Income statement
Code20252026
Remuneration, social security and pensions62€440k€427k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€55k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-6k-
Other operating charges640/8€8k€14k▲
Gross operating margin9900€1.02M€991k▼
Operating profit (loss)9901€515k€495k▼
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€10k€8k▼
Recurring financial charges65€9k€8k▼
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€508k€489k▼
Income taxes67/77€132k€131k▼
Profit (loss) for the period9904€376k€358k▼
Profit (loss) for the period to be appropriated9905€376k€358k▼
Appropriation of the result
Profit (loss) to be appropriated9906€539k€521k▼
Profit (loss) brought forward from the previous period14P€164k€164k▲
Profit to be distributed694/7€376k€360k▼
Return on contributions (dividend)694€358k€360k▲
Employees696€18k-
Social balance
Average headcount (FTE)90877.86.5▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
28-08
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
21-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
23-03
State Gazette act
Incorporation · Founder
Founding capital · Bank account
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Weakest financial yearnet €333k ▼13.6%
Net result drops to €333k, the lowest in the series; recovery starts the following year.
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-06
Financial
Liquidity triplescurrent ratio 3.52
Current ratio from 1.29 to 3.52; short-term debt falls from €538k to €200k.
30-06
Financial
Equity above €500kEq €596k ▲155%
4 profitable years in a row build equity to €596k.
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
21-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial
Highest result since 2019net €515k ▲0.4%
Net result €515k, the highest in the series.
2019
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2025
LODRIGEST
CurrentDirector · since 03-04-2025 · Private limited company · perm. rep.: Sandrine PALUDI
03-04-2025
Appointed as Director
Not every act has been read: a resignation may be missing here
7 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 1996
Ground area
1,167 m²
Building footprint
84 m²
Volume, LiDAR
485 m³
Parcel 62030A0271/00D000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SECOGES
since 19962.228.510.860
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030A0271/00D000 | Wallonia | 1,167 m² | 1 · 84 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,120 companies in sector 69201 we hold annual accounts for 7,590. 6,080 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-1996
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
74122
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.