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SECCI

Active
Public limited companyfounded 200026 yrs activeRue du Hautbois 15, 7000 Mons, BelgiumKBO/BCE: BE 0447.065.377
Summary

SECCI has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €317,615 and a net result of €41,247. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 19384 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€916,658total assets 2024
Equity
€317,615
Profit
€41,247
Financial health
69 Healthy Checked score 2024
Bankruptcy chance 12 m
0.7%
Structure
Accounts 66 d overdue1 of 8 deeds read
Why 69- Figures for FY 2024 (filed 16-09-2025)- Liquidity: current ratio 1.54, cash €23,262- 1 financial year not filed after the legal deadline; latest accounts 47 days late; 3 of the last 3 late+ Size: total assets €916,658Show the evidence

Checked score

Score 2024
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 57% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 60+9
equity 34.6% of total assets
Liquidity 44+5
short-term debt 25.2% · cash 2.5%
Profitability 74+4
return on assets 4.5%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,526 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%▼ -0.9% vs 12-2024 02-2025: 0.3%▲ +2.2% vs 01-2025 03-2025: 0.3%▲ +0.9% vs 02-2025 04-2025: 0.3%▼ -2.7% vs 03-2025 05-2025: 0.3%▲ +5.2% vs 04-2025 06-2025: 0.3%▼ -1.8% vs 05-2025 07-2025: 0.4%▲ +29.5% vs 06-2025 08-2025: 0.6%▲ +43.7% vs 07-2025 09-2025: 0.7%▲ +16.0% vs 08-2025 10-2025: 0.3%▼ -64.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▼ -0.8% vs 12-2025 02-2026: 0.3%▲ +2.3% vs 01-2026 03-2026: 0.3%▲ +1.9% vs 02-2026 04-2026: 0.3%▼ -5.6% vs 03-2026 05-2026: 0.3%▲ +5.1% vs 04-2026 06-2026: 0.3%▼ -6.7% vs 05-2026lowest value 07-2026: 0.3%▲ +12.4% vs 06-2026 08-2026: 0.5%▲ +76.9% vs 07-2026 09-2026: 0.5%▲ +10.7% vs 08-2026 10-2026: 0.7%▲ +32.2% vs 09-2026highest value
  • Figures for FY 2024 (filed 16-09-2025) raises the probability
  • Size: total assets €916,658 lowers the probability for this profile
  • Liquidity: current ratio 1.54, cash €23,262 raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 47 days late; 3 of the last 3 late raises the probability
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.36 in 2023; short-term debt: 25.2% and cash: 2.5% of total assets), but 65.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 53%, liquidity 37%, profitability 68%, growth against the median 71%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 16-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €916,658
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.54, cash €23,262
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 47 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
47 d late
2023
70 d late
2022
88 d late
2021
57 d late
2020
29 d late
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 59 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Virginie Delattre (director)Power of attorney
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 66 d late View
  • Positive: Among the best 20% on net resultsector median €4,429 · 19,370 companies €41,247 View
  • Positive: 7 profitable years in a rowprofit 2024: €41,247 7 years View
  • A director leftlatest change 27-02-2026 · 0 in office 1 left View

By topic

Financials

Fiscal year
2024
Total assets
€916,658
Profit
€41,247
Solvency
34.6%
Total assets▼ 15.2%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2016
  1. 27-02-2026Resignation: Virginie Delattre (director)
  2. 16-09-2025Annual accounts filed
  3. 09-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
07-04-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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