IMMOSUD
ActiveIMMOSUD has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €53k. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▲+34
Solvency51▲+8
Growth52▲+17
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 4.74 against 2.56 in 2024; short-term debt: 8.4% and cash: 13.1% of total assets), but 73.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.4%
Return on assets
6.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
29 d late
2023
27 d late
2022
56 d early
2021
75 d late
2020
68 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€49k▼ 11.7%
2018 · €56k
2018: €56k
2018 → 2019
EBIT margin
39.9%▼ 11.0pp
2018 · 50.9%
2018: 50.9%
2018 → 2019
Net result
€53k
2024 · €-20k
2018: €15k
2019: €8k
2020: €2k
2021: €197k
2022: €12k
2023: €2k
2024: €-20k
2018 → 2025
Working capital
€248k▲ 79.9%
2024 · €138k
2018: €-34k
2019: €-28k
2020: €-41k
2021: €-31k
2022: €-90k
2023: €181k
2024: €138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€162k-€173k▲ 7.3%€176k▲ 1.3%€156k▼ 11.3%€209k▲ 34.0%
Operating result€267k-€23k▼ 91.3%€14k▼ 39.1%€-1k€74k
Net result€197k-€12k▼ 94.0%€2k▼ 81.4%€-20k€53k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €74k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €791k
Fixed assets
€477k▼ 26.7%
Current assets
€314k▲ 39.0%
Equity and liabilities €791k
Equity
€209k▲ 34.0%
Provisions
€57k▼ 3.4%
Debt
€525k▼ 20.7%
The debt ratio falls from 75.5% to 66.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€104k▲
2024 · €34k
Cash flow
€83k▲
2024 · €16k
Solvency
26.4%▲
2024 · 17.8%
Current ratio
4.74▲
2024 · 2.56
Quick ratio
4.74▲
2024 · 2.56
Debt / equity
2.51▼
2024 · 4.24
ROE
25.4%▲
2024 · -12.7%
ROA
6.7%▲
2024 · -2.3%
Interest coverage
4.28▲
2024 · 1.59
Debt
€525k▼
2024 · €662k
Debt ≤ 1 year
€66k▼
2024 · €88k
Debt > 1 year
€458k▼
2024 · €573k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€877k€791k▼
Fixed assets21/28€651k€477k▼
Tangible fixed assets22/27€651k€476k▼
Land and buildings22€616k€454k▼
Plant, machinery and equipment23€31k€19k▼
Furniture and vehicles24€3k€3k▼
Financial fixed assets28€248€248=
Current assets29/58€226k€314k▲
Amounts receivable after more than one year29€218k€206k▼
Other amounts receivable291€218k€206k▼
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€5k€3k▼
Cash at bank and in hand54/58€1k€103k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€877k€791k▼
Equity10/15€156k€209k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€178k€172k▼
Non-distributable reserves130/1€534€534=
Legal reserve130€534€534=
Tax-exempt reserves132€177k€171k▼
Profit (loss) carried forward14€-84k€-25k▲
Provisions and deferred taxes16€59k€57k▼
Deferred taxes168€59k€57k▼
Amounts payable17/49€662k€525k▼
Amounts payable after more than one year17€573k€458k▼
Financial debts170/4€573k€458k▼
Amounts payable within one year42/48€88k€66k▼
Current portion of amounts payable after more than one year42€54k€46k▼
Trade debts44-€100
Suppliers440/4-€100
Taxes, remuneration and social security45-€6k
Taxes450/3-€6k
Other amounts payable47/48€34k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€30k▼
Other operating charges640/8-€463
Gross operating margin9900€34k€105k▲
Operating profit (loss)9901€-1k€74k▲
Financial income75/76B€1k€7k▲
Recurring financial income75€1k€7k▲
Financial charges65/66B€22k€24k▲
Recurring financial charges65€22k€24k▲
Profit (loss) for the period before taxes9903€-22k€57k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77-€6k
Profit (loss) for the period9904€-20k€53k▲
Transfer from tax-exempt reserves789€6k€6k=
Profit (loss) for the period to be appropriated9905€-14k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-84k€-25k▲
Profit (loss) brought forward from the previous period14P€-70k€-84k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
31-12
Financial
Back to profitnet €53k
Net result €53k after one loss-making year.
31-12
Financial
Equity above €200kEq €209k ▲34%
Equity rises from €156k to €209k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-20k ▼993%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Liquidity times 21current ratio 4.01
Current ratio from 0.19 to 4.01; short-term debt falls from €112k to €60k.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
31-12
Financial
Highest result since 2018net €197k ▲9909%
Operating result €267k, net result €197k, both a record.
31-12
Financial
Equity above €150kEq €162k
4 profitable years in a row build equity to €162k.
07-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 68 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 69 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bomerée 1036032 CharleroiGround area
216 m²
Building footprint
105 m²
Volume, LiDAR
552 m³
Parcel 52352B0225/00T000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52352B0225/00T000 | Wallonia | 216 m² | 1 · 105 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FILATURE RETAIL
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PRINCESS KEUKENS REAL ESTATE
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,831 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-09-2000
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.