SECA Automotive

Active

Private limited companyfounded 2025active for 1 yearDesselgemse steenweg 6, 8540 Deerlijk, BelgiumKBO/BCE: BE 1019.450.402

Summary

The computed 12-month bankruptcy probability of SECA Automotive is 2.8% (moderate). The 2025 annual accounts show equity of €5,058 and a net result of €3,391. Its solvency ranks better than 22% of 3,232 sector peers (NACE 95, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

SECA AutomotiveActiveChecked score 50/100

Risk analysis Report Compare

Activity

General maintenance and repair of cars and light vans (up to 3.5 tonnes)

NACE 95311

1 site

Size

€76,889total assets 2025

Equity: €5,058
Profit: €3,391

Turnover not published (micro format)

Financial health

50 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.8%

Structure

Accounts 80 days early

Why 50raises riskFounded in 2025Size: total assets €76,889Equity €5,058 (6.6% of total assets)Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)Show the evidence

Checked score

Score 2025

50 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 30% of its sector peers (NACE 95, micro)

Every signal that counts is listed under Signals.

Financial strength

Weak

Solvency 32

equity 6.6% of total assets

Liquidity 25

short-term debt 59.7% · cash 4.6%

Profitability 74

return on assets 4.4%

Bankruptcy probability, 12 months

2.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,129 companies, NACE 95, micro)

Last 24 months 02-2026: 1.8%lowest value 03-2026: 1.8%● unchanged vs 02-2026lowest value 04-2026: 1.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.2%▲ +0.3 percentage points vs 04-2026 06-2026: 2.5%▲ +0.3 percentage points vs 05-2026 07-2026: 2.5%● unchanged vs 06-2026 08-2026: 2.5%● unchanged vs 07-2026 09-2026: 2.7%▲ +0.2 percentage points vs 08-2026 10-2026: 2.8%▲ +0.1 percentage points vs 09-2026highest value

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 21% on solvency, 17% on liquidity and 51% on profitability.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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