Checked.be
Active
BE 0804.780.492Private limited company
SEBOV
Jacob van Arteveldestraat 19 ·2300 Turnhout, Belgium· 3 yrs active
Sector: Algemene bouw van residentiële gebouwen
(41001)
Conclusion
The computed 12-month bankruptcy probability of SEBOV is 4.8% (elevated). The 2024 annual accounts show negative equity (€-1k) and a net result of €-6k. Its solvency ranks better than 9% of 3839 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €-1k |
| Net result | €-6k |
| Better than sector | 9% |
| Active | 3 yrs |
Financial profile
36
/ 100
Fragile profile, watch health in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
0
Profitability
33
Solvency
33
Growth
-
Stability
79
Bankruptcy probability (12 mo)
4.8%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
0
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 22-11-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -7.9% | 39.5% | |
| Net result | €-6k | €9k | |
| Equity | €-1k | €29k | |
| Gross operating margin | €-5k | €26k | |
| Total assets | €17k | €85k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | €4k |
| EBITDA | €-5k |
| Net profit | €-6k |
| Cash flow | €-5k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €17k |
| Equity | €-1k |
| Debt | €18k |
| of which ≤ 1y | €18k |
| of which > 1y | - |
| Working capital | €-18k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.01 |
| Quick ratio | 0.01 |
| Working capital ratio | -106.5% |
| Solvency | -7.9% |
| Debt / equity | -13.65 |
| Long-term debt ratio | - |
| Interest coverage | -135.62 |
| Gross margin | -114.4% |
| Net margin | -151.1% |
| ROA | -37.3% |
| ROE | 471.3% |
| EBITDA margin | -121.6% |
| Days sales outstanding | 20d |
| Days payable outstanding | 730d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €17k |
| Fixed assets | 21/28 | €17k |
| Tangible fixed assets | 22/27 | €17k |
| Current assets | 29/58 | €238 |
| Amounts receivable within one year | 40/41 | €224 |
| Cash & bank | 54/58 | €13 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €17k |
| Equity | 10/15 | €-1k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €-6k |
| Amounts payable | 17/49 | €18k |
| Amounts payable within one year | 42/48 | €18k |
| Trade debts payable within one year | 44 | €18k |
| Income statement | ||
| Turnover | 70 | €4k |
| Gross operating margin | 9900 | €-5k |
| Operating result | 9901 | €-6k |
| Financial charges | 65 | €38 |
| Result before taxes | 9903 | €-6k |
| Net result for the period | 9904 | €-6k |
| Result to be appropriated | 9905 | €-6k |
Ratios computed by Checked.
Legal Structure
| NACE primary | Algemene bouw van residentiële gebouwen(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 11-08-2023 |
| Status | Active |
| Postal code | 2300 |
Establishment units
SEBOV
since 20232.348.773.242
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453O0603/00D003 | Flanders | 95 m² | 1 · 82 m² | 10.4 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
22-11-2025
NBB filing
Annual accounts filed
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Loodgieterswerk43221Sanitaire werkzaamheden43221Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Dakwerkzaamheden43410Dakwerkzaamheden43910
Primary activity highlighted.
Names & trade names
| Legal nameNL | SEBOV |
Registered office
Jacob van Arteveldestraat 19
2300 Turnhout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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