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Sebert

Active
Private limited companyfounded 20241 yr activeKeizer Karelstraat 47, 7700 Mouscron, BelgiumKBO/BCE: BE 1016.665.314
Summary

The computed 12-month bankruptcy probability of Sebert is 2.2% (moderate). The 2024 annual accounts show equity of €20,278 and a net result of €17,278. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency78
Growth-
Track record67
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.12; short-term debt: 47.2% and cash: 65.9% of total assets), and 47.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
52.8%
Return on assets
45%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
21 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 21 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Sebert was incorporated on 27 November 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€20,278
Total assets
€38,403
Net result
€17,278
Working capital
€20,278

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €38,403
Equity €20,278
Debt €18,125
Debt finances 47.2% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
2.12
Debt to equity
0.89
ROE
85.2%
ROA
45.0%
Debt ≤ 1 year
€18,125
Income taxes
€6,474
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 27 lines
Balance sheet Code2024
Assets
Total assets20/58€38,403
Current assets29/58€38,403
Cash at bank and in hand54/58€25,291
Deferred charges and accrued income490/1€13,112
Equity and liabilities
Total equity and liabilities10/49€38,403
Equity10/15€20,278
Contributions10/11€3,000
Reserves13€17,200
Distributable reserves133€17,200
Profit (loss) carried forward14€78
Amounts payable17/49€18,125
Amounts payable within one year42/48€18,125
Trade debts44€3,962
Suppliers440/4€3,962
Taxes, remuneration and social security45€6,474
Taxes450/3€6,474
Other amounts payable47/48€7,689
Income statement Code2024
Other operating charges640/8€150
Gross operating margin9900€23,902
Operating profit (loss)9901€23,752
Profit (loss) for the period before taxes9903€23,752
Income taxes67/77€6,474
Profit (loss) for the period9904€17,278
Profit (loss) for the period to be appropriated9905€17,278
Appropriation of the result
Profit (loss) to be appropriated9906€17,278
Transfer to equity691/2€17,200
To other reserves6921€17,200

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Other operating charges640/8€150
Gross operating margin9900€23,902
Operating profit (loss)9901€23,752
Profit (loss) for the period before taxes9903€23,752
Income taxes67/77€6,474
Profit (loss) for the period9904€17,278
Profit (loss) for the period to be appropriated9905€17,278
Line2024
Assets
Total assets20/58€38,403
Current assets29/58€38,403
Cash at bank and in hand54/58€25,291
Deferred charges and accrued income490/1€13,112
Equity and liabilities
Total equity and liabilities10/49€38,403
Equity10/15€20,278
Contributions10/11€3,000
Reserves13€17,200
Distributable reserves133€17,200
Profit (loss) carried forward14€78
Amounts payable17/49€18,125
Amounts payable within one year42/48€18,125
Trade debts44€3,962
Suppliers440/4€3,962
Taxes, remuneration and social security45€6,474
Taxes450/3€6,474
Other amounts payable47/48€7,689
Line2024
Profit (loss) for the period9904€17,278
Operating cash flow (approximation)€17,278

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
21-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
124 m²
Building footprint
63 m²
Volume, LiDAR
451 m³
Parcel 54007B0961/00X007, Wallonia · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sebert
Keizer Karelstraat 47, 7700 MouscronSpecialist medical practice
since 20242.368.543.030
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
54007B0961/00X007 Wallonia 124 m² 1 · 63 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded27-11-2024
Fiscal year end31-12

Scores and ratios are computed by Checked and are not a credit decision.