SEBATEC
ActiveThe computed 12-month bankruptcy probability of SEBATEC is 2.2% (moderate). The 2025 annual accounts show equity of €27k and a net result of €24k. Equity is growing by ~256.6% per year across the filed fiscal years. Its solvency ranks better than 21% of 7431 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-9
Solvency39▲+8
Growth78=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.02 in 2024; short-term debt: 85.7% and cash: 17.6% of total assets), and 85.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.3%
Return on assets
12.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7431 sector peers (2025).
NBB · sector comparisonPosition among 7431 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
26 d late
2024
29 d early
2023
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 830%
2024 · €3k
2023: €-7k
2024: €3k
2023 → 2025
Total assets
€189k▲ 310%
2024 · €46k
2023: €19k
2024: €46k
2023 → 2025
Net result
€24k▲ 155%
2024 · €9k
2023: €-7k
2024: €9k
2023 → 2025
Working capital
€19k▲ 2,004%
2024 · €891
2023: €-8k
2024: €891
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-7k-€3k€27k▲ 830%
Operating result€-6k-€14k€32k▲ 123%
Net result€-7k-€9k€24k▲ 155%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 123% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€8k▲ 309%
Current assets
€181k▲ 310%
Equity and liabilities €189k
Equity
€27k▲ 830%
Debt
€162k▲ 275%
The debt ratio falls from 93.7% to 85.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▲
2024 · €15k
Cash flow
€26k▲
2024 · €10k
Solvency
14.3%▲
2024 · 6.3%
Current ratio
1.12▲
2024 · 1.02
Quick ratio
1.12▲
2024 · 1.02
Debt / equity
6.00▼
2024 · 14.87
ROE
89.3%▼
2024 · 325.1%
ROA
12.8%▼
2024 · 20.5%
Interest coverage
157.91▲
2024 · 8.02
Debt
€162k▲
2024 · €43k
Debt ≤ 1 year
€162k▲
2024 · €43k
Income taxes
€7k▲
2024 · €3k
Staff costs
€120
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€189k▲
Fixed assets21/28€2k€8k▲
Tangible fixed assets22/27€2k€7k▲
Plant, machinery and equipment23€542€186▼
Furniture and vehicles24€1k€7k▲
Financial fixed assets28-€1k
Current assets29/58€44k€181k▲
Amounts receivable within one year40/41€14k€147k▲
Trade receivables40€6k€131k▲
Other amounts receivable41€8k€16k▲
Cash at bank and in hand54/58€29k€33k▲
Deferred charges and accrued income490/1€1k€367▼
Equity and liabilities
Total equity and liabilities10/49€46k€189k▲
Equity10/15€3k€27k▲
Profit (loss) carried forward14€3k€27k▲
Amounts payable17/49€43k€162k▲
Amounts payable within one year42/48€43k€162k▲
Trade debts44-€104k
Suppliers440/4-€104k
Advances received on contracts in progress46€25k€20k▼
Taxes, remuneration and social security45€18k€38k▲
Taxes450/3€6k€30k▲
Remuneration and social security454/9€11k€8k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€120
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€842€3k▲
Gross operating margin9900€16k€37k▲
Operating profit (loss)9901€14k€32k▲
Financial income75/76B-€41
Recurring financial income75-€41
Financial charges65/66B€2k€215▼
Recurring financial charges65€2k€215▼
Profit (loss) for the period before taxes9903€12k€31k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€9k€24k▲
Profit (loss) for the period to be appropriated9905€9k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€27k▲
Profit (loss) brought forward from the previous period14P€-7k€3k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Highest result since 2023net €24k ▲155%
Operating result €32k, net result €24k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Eikstraat 461970 Wezembeek-OppemGround area
520 m²
Building footprint
325 m²
Volume, LiDAR
2,867 m³
Parcel 22006A0114/00P000, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SEBATEC
since 20232.349.429.476
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006A0114/00P000 | Flanders | 520 m² | 1 · 325 m² | 14.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MEANT CONSTRUCTIONS
BE 0895.688.793
Spa · Eq €27k
NICHOLSHOLM
BE 0747.971.849
Ottignies-Louvain-la-Neuve · Eq €27k
i9 Construct
BE 0753.983.275
Sint-Pieters-Woluwe · Eq €27k
LC Technics & Services
BE 0452.242.902
Genk · Eq €27k
D.S.E. BLOCK
BE 0745.381.949
Anderlecht · Eq €27k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,232 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2023
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
46831Wholesale of construction materials, general range
62010Computer programming, consultancy and related activities
62020IT consultancy
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.