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Complete company report
Generated 05-08-2026
Active BE 0471.451.870Private limited company

SEBA BOUW

Bischoffsheimlaan 39 ·1000 Brussel, Belgium· 26 yrs active
Sector: Construction of buildings (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of SEBA BOUW is 5.9% (elevated). The 2023 annual accounts show equity of €59k and a net result of €-6k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 75% of 3124 sector peers (fiscal year 2023). The company has been active since 2000 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €59k
Net result €-6k
Staff (FTE) 1
Better than sector 75%
Snowflake analysis 5 axes · computed by Checked
Health60Profitability0Solvency96Growth32Stability84
54 / 100

Mixed profile: strong on solvency, weaker on profitability.

Health 60
Profitability 0
Solvency 96
Growth 32
Stability 84
Bankruptcy probability (12 mo) Checked model v1 · free
5.9% Elevated
0%0,5%1,5%4%10%≥25%
Recent warning signals +Higher-failure-rate region +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
3 / 100
Low risk
Components
· 1 administrative flag (+3)
Trust signals 2 signals
Long-established
Founded in 2000, 26 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administrative Flags 2 events
Address struckAddress strikeout annulled
Health barometer FY 2023 · computed
60 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 23-07-2024 with the NBB · fiscal year 2023 · micro
€-20k€-10k€0€10kOperating result 2019: €11k€11kNet result 2019: €13k€13kOperating result 2020: €4k€4kNet result 2020: €2k€2kOperating result 2021: €12k€12kNet result 2021: €6k€6kOperating result 2022: €-12k€-12kNet result 2022: €-12k€-12kOperating result 2023: €-6k€-6kNet result 2023: €-6k€-6k20192020202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 6 fiscal years (±0.3%/year).
€40k€60k€80k2024: €67k (€56k - €77k)2025: €66k (€50k - €83k)2026: €66k (€44k - €89k)2018: €60k2019: €69k2020: €71k2021: €78k2022: €65k2023: €59k201820192020202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 59.5% 37.6%
better than 75% of 3124 sector peers
Net result €-6k €9k
better than 14% of 3117 sector peers
Equity €59k €25k
better than 76% of 3129 sector peers
Gross operating margin €51k €27k
better than 70% of 3111 sector peers
Staff costs €44k €19k
higher than 64% of 934 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-597
+93.9% far below sector median
Net profit
€-6k
+53.6% far below sector median
Cash flow
€-742
+93.1% far below sector median
Total assets
€100k
-23.1% -44% vs sector
Equity
€59k
-8.9% -51% vs sector
Working capital
€35k
-42.6% -71% vs sector
Employees (FTE)
1
-28.6% -99% vs sector
Staff costs
€44k
+12.2% -100% vs sector
Income taxes
€671
+0.4% -98% vs sector
Debt
€40k
-37.5% -50% vs sector
Debt ≤ 1y
€40k
-37.8% -51% vs sector
Debt > 1y
€0
-100.0% -100% vs sector
Current ratio
1.87
-3.8% -38% vs sector
Quick ratio
1.87
-3.8% -14% vs sector
Solvency
59.5%
+18.6% -34% vs sector
Debt / equity
0.68
-31.5% far above sector median
ROE
-9.7%
+49.1% far below sector median
ROA
-5.8%
+39.7% far below sector median
Interest coverage
-0.24
+97.0% far below sector median
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA€-597
Net profit€-6k
Cash flow€-742
Staff costs€44k
Income taxes€671
Dividends-
Total assets€100k
Equity€59k
Debt€40k
of which ≤ 1y€40k
of which > 1y-
Working capital€35k
Employees (FTE)1.0
Ratios (computed)
2023
Current ratio1.87
Quick ratio1.87
Working capital ratio35.2%
Solvency59.5%
Debt / equity0.68
Long-term debt ratio-
Interest coverage-0.24
Gross margin-
Net margin-
ROA-5.8%
ROE-9.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€100k
Fixed assets 21/28€24k
Tangible fixed assets 22/27€24k
Current assets 29/58€75k
Amounts receivable within one year 40/41€22k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€100k
Equity 10/15€59k
Contributions / capital 10/11€7k
Reserves 13€53k
Amounts payable 17/49€40k
Amounts payable within one year 42/48€40k
Trade debts payable within one year 44€13k
Income statement
Gross operating margin 9900€51k
Operating result 9901€-6k
Financial income 75€3k
Financial charges 65€2k
Result before taxes 9903€-5k
Income taxes 67/77€671
Net result for the period 9904€-6k
Result to be appropriated 9905€-6k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Construction of buildings(41001)
Legal form Private limited company(610)
Incorporation17-03-2000
StatusActive
Postal code1000
Establishment units 1 location
Schoolstraat 45, 3650 Dilsen-Stokkem
ALGEMENE COöRDIN.WERKZAAMHEDEN BOUWWERF
since 20002.115.945.132
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21803C0630/00H003 Brussels 808 m² 1 · 279 m² 26.6 m · 8 fl.
72005B0448/00F000 Flanders 784 m² 1 · 210 m² 9.3 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 15 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-10-2025
KBO administration Address strikeout annulled
12-05-2025
KBO administration Address struck
2024
27-12-2024
State Gazette act Director changes
23-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
27-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
29-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
29-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
29-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
04-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
14-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
01-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
05-10-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
26-11-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
Lifecycle & Insolvency Signals 2 events
10-10-2025
KBO administration Address strikeout annulled
 · Publications in State Gazette ↗
12-05-2025
KBO administration Address struck
 · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-05-12 · KBO administration · Address struck2025-10-10 · KBO administration · Address strikeout annulled
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
27-12-2024 1 director appointed, 2 resigning Director changes
  • Saad Arbia, Bestuurder
  • Kenan Uyusmaz, Bestuurder
  • Recep Bayram, Bestuurder
Technical details 
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Bouwen van individuele huizen45211
Primary activity highlighted.
Names & trade names
Legal nameNL SEBA BOUW
Registered office
Bischoffsheimlaan 39 bus 4
1000 Brussel, Belgium
Registration history
  1. 10-10-2025 Address strikeout annulled
  2. 12-05-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative