Skip to content
Checked.be
Complete company report
Generated 13-07-2026
Active BE 1007.536.129Private limited company

SEB-TECH

Veldeken 16 ·9940 Evergem, Belgium· 2 yrs active
Sector: Specialised construction (43211)
Conclusion Checked

The computed 12-month bankruptcy probability of SEB-TECH is 6.1% (elevated). The 2025 annual accounts show negative equity (€-2k) and a net result of €-4k. Its solvency ranks better than 5% of 2851 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-2k
Net result €-4k
Better than sector 5%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health20Profitability100Solvency33Growth50Stability67
54 / 100

Mixed profile: strong on profitability, weaker on health.

Health 20
Profitability 100
Solvency 33
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
6.1% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
20 / 100 Critical
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 15-03-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -142.2% 43.4%
better than 5% of 2851 sector peers
Net result €-4k €14k
better than 11% of 2850 sector peers
Equity €-2k €44k
better than 6% of 2851 sector peers
Gross operating margin €-3k €39k
better than 5% of 2848 sector peers
Total assets €1k €115k
better than 5% of 2851 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenue-
EBITDA-
Net profit€-4k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€1k
Equity€-2k
Debt€4k
of which ≤ 1y€4k
of which > 1y-
Working capital€-2k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.41
Quick ratio0.41
Working capital ratio-142.2%
Solvency-142.2%
Debt / equity-1.70
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-279.0%
ROE196.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1k
Current assets 29/58€1k
Amounts receivable within one year 40/41€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1k
Equity 10/15€-2k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€-4k
Amounts payable 17/49€4k
Amounts payable within one year 42/48€4k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€-3k
Operating result 9901€-3k
Financial charges 65€873
Result before taxes 9903€-4k
Net result for the period 9904€-4k
Result to be appropriated 9905€-4k
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Sebtari Mohamed
    Manager
    State Gazette act 26004897 (12-01-2026)
    Current
    22-12-2025 → present
Former directors (1)
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Specialised construction(43211)
Legal form Private limited company(610)
Incorporation25-03-2024
StatusActive
Postal code9940
Establishment units 1 location
SEB-TECH
Veldeken 16, 9940 EvergemBouw van water- en gasdistributienetten
since 20242.358.961.410
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44302F0499/00F000 Flanders 529 m² 1 · 81 m² 9.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
15-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
12-01-2026
State Gazette act Capital & shares
v3.2
2024
27-03-2024
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
Capital history · 1
12-01-2026
v3.2
All acts · 2 updated 6 months ago
2026
12-01-2026 Capital increase of €2.48 Capital & shares
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "amount": 100,
      "currency": "BEF",
      "after_eur": null,
      "delta_eur": 2.48,
      "before_eur": null,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2025-12-22",
      "evidence_quote": "De aandelen worden als volgt verdeeld: - 100 aandelen op naam van Sebtari Mohamed",
      "contribution_type": "in_kind",
      "delta_eur_converted_from": {
        "amount": 100,
        "currency": "BEF"
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1007.536.129",
    "name_full": "SEB-TECH",
    "legal_form": "BV"
  }
}
2024
27-03-2024 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "9940 Evergem, Veldeken 16",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1998-01-06",
        "name": "SEBTARI L\u2019Houssaine",
        "niss": null,
        "address": "9600 Ronse, Beukenlaan 6"
      },
      "share_class": "ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2000,
      "holder_person_name": "SEBTARI L\u2019Houssaine",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 2000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 2000,
  "subject_company": {
    "kbo": "1007.536.129",
    "name_full": "SEB-TECH",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2024-03-22",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Algemene elektrotechnische installatiewerken43211
Primary activity highlighted.
Names & trade names
Legal nameNL SEB-TECH
Registered office
Veldeken 16
9940 Evergem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
KT SOLUTIONS BE 0436.752.891 · Lievegem
Advices for Technical Systems BE 0425.815.647 · Merelbeke-Melle
ALARM GROUP BELGIUM BE 0439.943.597 · Gent
Algemene Electriciteitsonderneming Roelkens BE 0419.106.217 · Gavere
ALGEMENE ELEKTRICITEIT DE MULDER BE 0412.830.218 · Gavere
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative