Seb-Renov

Active

Private limited companyfounded 20178 yrs activeRue Lucien Goossens 18, 1300 Wavre, BelgiumKBO/BCE: BE 0683.795.956

Summary

The computed 12-month bankruptcy probability of Seb-Renov is 2.1% (moderate). The 2024 annual accounts show negative equity (€-189k) and a net result of €-9k. Equity is shrinking by ~39% per year across the filed fiscal years. Its solvency ranks better than 5% of 36375 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

41 / 100

Weak

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability29▲+23

Solvency0=

Growth22=

Track record100

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.71 against 0.26 in 2023; short-term debt: 7.8% and cash: 4.2% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-42.6%

Return on assets

-1.9%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Negative equity

The 2024 annual accounts show negative equity and a net loss.

NBB · annual accounts 2024

Equity per financial year

18192021222324

2018 to 2024 · latest year €-189k

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

not confirmed

2024

33 d early

2023

39 d early

2022

43 d early

2021

51 d late

2020

9 d early

2019

65 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€5k▼ 56.0%

2019 · €12k

2018: €39k 2019: €12k

2018 → 2020

EBIT margin

-187.0%▼ 166.3pp

2019 · -20.7%

2018: 21.6% 2019: -20.7%

2018 → 2020

Net result

€-9k▲ 75.8%

2023 · €-35k

2018: €641 2019: €-9k 2020: €-15k 2021: €-98k 2022: €-43k 2023: €-35k

2018 → 2024

Working capital

€-10k▲ 56.5%

2023 · €-23k

2018: €-56k 2019: €-76k 2020: €-103k 2021: €-227k 2022: €-280k 2023: €-23k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Turnover€5k-

Equity€-5k-€-102k▼ 2,102%€-145k▼ 41.6%€-180k▼ 24.3%€-189k▼ 4.7%

Operating result€-9k-€-92k▼ 876%€-38k▲ 59.3%€-31k▲ 18.6%€-4k▲ 86.4%

Net result€-15k-€-98k▼ 537%€-43k▲ 56.4%€-35k▲ 17.4%€-9k▲ 75.8%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €4k in 2024 against €31k in 2023; the loss shrinks.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €443k

94.5%

Fixed assets €419k ▲ 21.8%

Current assets €25k ▲ 210%

Key figures and ratios

2024 value · change against 2023

EBITDA

€7k▲

2023 · €-18k

Cash flow

€2k▲

2023 · €-22k

Solvency

-42.6%▲

2023 · -51.3%

Current ratio

0.71▲

2023 · 0.26

Debt to equity

-3.35▼

2023 · -2.95

ROA

-1.9%▲

2023 · -10.0%

Interest coverage

1.53▲

2023 · -3.80

Debt

€632k▲

2023 · €532k

Debt ≤ 1 year

€35k▲

2023 · €31k

Debt > 1 year

€598k▲

2023 · €501k

Staff costs

€236▼

2023 · €542

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines

Balance sheet Code20232024

Assets

Total assets20/58€352k€443k▲

Fixed assets21/28€344k€419k▲

Tangible fixed assets22/27€344k€419k▲

Land and buildings22€337k€419k▲

Plant, machinery and equipment23€7k-

Current assets29/58€8k€25k▲

Amounts receivable within one year40/41-€6k

Trade receivables40-€3k

Other amounts receivable41-€3k

Cash at bank and in hand54/58€7k€18k▲

Deferred charges and accrued income490/1€427-

Equity and liabilities

Total equity and liabilities10/49€352k€443k▲

Equity10/15€-180k€-189k▼

Contributions10/11€19k€19k=

Profit (loss) carried forward14€-200k€-208k▼

Amounts payable17/49€532k€632k▲

Amounts payable after more than one year17€501k€598k▲

Financial debts170/4€501k€598k▲

Amounts payable within one year42/48€31k€35k▲

Current portion of amounts payable after more than one year42€23k€23k▲

Trade debts44€64€2k▲

Suppliers440/4€64€2k▲

Other amounts payable47/48€8k€9k▲

Income statement Code20232024

Remuneration, social security and pensions62€542€236▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€11k▼

Other operating charges640/8€6k€3k▼

Non-recurring operating charges66A-€7k

Gross operating margin9900€-11k€17k▲

Operating profit (loss)9901€-31k€-4k▲

Financial charges65/66B€5k€4k▼

Recurring financial charges65€5k€4k▼

Profit (loss) for the period before taxes9903€-35k€-9k▲

Profit (loss) for the period9904€-35k€-9k▲

Profit (loss) for the period to be appropriated9905€-35k€-9k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-200k€-208k▼

Profit (loss) brought forward from the previous period14P€-164k€-200k▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 1Gazette 1Filings 7

2026

30-03

State Gazette act Appointment: ROYEN Paul Raphaël Johnny (sole director)

Resignation: LEFEVRE Laurent (sole director)3 facts ▸

General meeting, 24/03/2026
Director appointment, ROYEN Paul Raphaël Johnny (sole director)
Director resignation, LEFEVRE Laurent (sole director)

2025

28-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

22-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

18-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

20-09

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 51 days late

2021

31-12

Financial Weakest financial yearnet €-98k

Net result drops to €-98k, the lowest in the series; recovery starts the following year.

22-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

27-05

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

05-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 5 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 director, no change since 2021

ROYEN Paul Raphaël Johnny

Sole director · since 05-02-2021

Current

05-02-2021 ROYEN Paul Raphaël Johnny: Appointed as Sole director

05-02-2021 LEFEVRE Laurent: Resigned as Sole director

Location & real-estate footprint

Registered office, Wavre · 1 establishment unit since 2017

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Lucien Goossens 181300 Wavre

Ground area

772 m²

Building footprint

245 m²

Volume, LiDAR

1,017 m³

Parcel 25055C0174/00K000, Wallonia · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

PRG Invest srl

Rue Lucien Goossens 18, 1300 WavreOther building finishing work

since 20172.269.755.359

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25055C0174/00K000	Wallonia	772 m²	1 · 245 m²	5.1 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Waterloo · Eq €10,729

HD FRESH PAINT

BE 0708.874.812

Beveren-Kruibeke-Zwijndrecht · Eq €10,760

DADR Rénov

BE 1009.667.555

Kortenberg · Eq €10,619

RENOVANEUF

BE 0800.025.415

Ganshoren · Eq €10,615

Of 7,293 companies in sector 43350 we hold annual accounts for 2,363. 1,450 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded27-10-2017

Fiscal year end31-12

Activities, NACEBEL 2025

43350Other building finishing work

81300Landscape service activities

71113Urban planning and landscape architecture

Sources

Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.