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PROFESSIONAL TOITURE

Active
Private limited companyfounded 2019active for 7 yearsRue Elveau 15, 5140 Sombreffe, BelgiumKBO/BCE: BE 0721.536.874

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of PROFESSIONAL TOITURE is 3.7% (moderate). The 2025 annual accounts show equity of €62,827 and a net result of €44,641. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 18% of 34,902 sector peers (NACE 43, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 25-02-2019 Normal situation
Legal form
Private limited company
Registered office
Rue Elveau 15, 5140 Sombreffe
Activity
Other building finishing work NACE 43350and 5 others
Establishment unit
2.288.447.160 1495 Villers-la-Ville, since 22-03-2019
Financial year end
31 December
Peppol
Reachable since 10-12-2025

Board and ownership

Board

Financial position

48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.7%
Annual accounts 2025
Gross margin
€65,848
Turnover
≈ €250,000
estimated
Profit
€44,641
Equity
€62,827
Total assets
€420,282
2025 accounts filed 56 days after the deadline
Filed on 25-09-2026at the National Bank
Score breakdownraises riskLiquidity: current ratio 1.18, cash €0Last filed accounts filed 56 days late; 1 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €420,282Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 28% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2023
Weak
Solvency 40=
equity 14.9% of total assets
Liquidity 5-1
short-term debt 82.3% · cash 0.0%
Profitability 82+50
return on assets 10.6%
Bankruptcy probability within 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 4.9% 12-2024: 4.9%● unchanged vs 11-2024 01-2025: 4.9%● unchanged vs 12-2024 02-2025: 4.6%▼ -0.3 percentage points vs 01-2025 03-2025: 4.6%● unchanged vs 02-2025 04-2025: 4.8%▲ +0.2 percentage points vs 03-2025 05-2025: 4.7%▼ -0.1 percentage points vs 04-2025 06-2025: 4.6%▼ -0.1 percentage points vs 05-2025 07-2025: 4.7%▲ +0.1 percentage points vs 06-2025 08-2025: 6.0%▲ +1.3 percentage points vs 07-2025 09-2025: 6.7%▲ +0.7 percentage points vs 08-2025 10-2025: 10.0%▲ +3.3 percentage points vs 09-2025 11-2025: 10.2%▲ +0.2 percentage points vs 10-2025 12-2025: 11.0%▲ +0.8 percentage points vs 11-2025 01-2026: 13.2%▲ +2.2 percentage points vs 12-2025highest value 02-2026: 8.8%▼ -4.4 percentage points vs 01-2026 03-2026: 9.2%▲ +0.4 percentage points vs 02-2026 04-2026: 8.6%▼ -0.6 percentage points vs 03-2026 05-2026: 8.6%● unchanged vs 04-2026 06-2026: 8.5%▼ -0.1 percentage points vs 05-2026 07-2026: 8.5%● unchanged vs 06-2026 08-2026: 10.7%▲ +2.2 percentage points vs 07-2026 09-2026: 11.5%▲ +0.8 percentage points vs 08-2026 10-2026: 3.7%▼ -7.8 percentage points vs 09-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.18 (1.17 in 2023), below the usual 1.5. Short-term debt is 82.3% and cash 0% of total assets. 85.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 17% of them on solvency, 4% on liquidity and 63% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 1.18, cash €0
NBB · annual accounts
raises risk · Last filed accounts filed 56 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €420,282
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 34902 sector peers (2025).
NBB · sector comparison
Position among 34902 sector peers
Solvency
better than 18%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
192021222325
2019 to 2025 · latest year €62,827
raises risk · 2025 accounts filed 56 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
56 days late
2023
19 days late
2022
62 days early
2021
139 days late
2020
240 days late
2019
152 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 91 days after the deadline. In the sector (NACE 43), the median for financial year 2023 was 1 day before the deadline, and 44% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 September (4 of the last 5 filed years within 118 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 82% of companies in specialised constructionsector median 46.7% · 34,902 companies 14.9% View

Documents

Annual accounts at the NBB

All 6 annual accounts

Articles and registers

Key facts about PROFESSIONAL TOITURE

What is the company number of PROFESSIONAL TOITURE?
The company number of PROFESSIONAL TOITURE is 0721.536.874. The VAT number is the same number with BE in front: BE 0721.536.874.
Where is PROFESSIONAL TOITURE based?
The registered office is at Rue Elveau 15, 5140 Sombreffe.Company details
What does PROFESSIONAL TOITURE do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of PROFESSIONAL TOITURE?
The legal form of PROFESSIONAL TOITURE is Private limited company (BV).
When was PROFESSIONAL TOITURE founded?
PROFESSIONAL TOITURE was founded on 25-02-2019.
Is PROFESSIONAL TOITURE still active?
Yes, PROFESSIONAL TOITURE is an active enterprise in the KBO register.
What is the turnover of PROFESSIONAL TOITURE?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €65,848 and 89 comparable companies (NACE 433). It probably lies between €170,000 and €420,000.Financials
Is PROFESSIONAL TOITURE profitable?
In financial year 2025, PROFESSIONAL TOITURE made a profit of €44,641.
Where can I find the annual accounts of PROFESSIONAL TOITURE?
PROFESSIONAL TOITURE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of PROFESSIONAL TOITURE due?
PROFESSIONAL TOITURE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as PROFESSIONAL TOITURE: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €335,000 and €488,000, founded between 2017 and 2019.

CompanyTotal assetsGross margin
PROFESSIONAL TOITURE Sombreffe€420,282€65,848
RICHARD LABRO Vorst€455,205€72,268
BOREAL SERVICE Brussel€487,836€73,958
Seb-Renov Wavre€473,068€66,040
SR GROUP Sint-Jans-Molenbeek€347,995€79,619
HTC CONSTRUCT Lochristi€334,714€82,982
LEOTHERM Theux€463,903€56,068
Full comparison

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