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Seb' à L'eau

Active
Limited partnership· 2 yrs active
Rue du Zémont, Lonzée 28 Lungomar ·5030 Gembloux, Belgium
KBO/BCE: BE 1001.441.163
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Age2 yrs
Real estate1 parcel · 1,644 m²

Summary

Conclusion

the dossier summarised in one paragraph

The KBO register records legal situation 012 for Seb' à L'eau (Register: dissolution or liquidation); this is today's state according to the register itself, which carries no start date. The 2023 annual accounts show negative equity (€-3k) and a net result of €-3k.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Dissolution or liquidation

The KBO register records that this company is being wound up. A twelve-month bankruptcy probability no longer says anything in that case, so we show no figure.

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 09-08-2024, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
Filing behaviour not assessed
The register records a dissolution or liquidation. From that point the liquidator files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2023 31-07-2024 09-08-2024 9 d late 2024-00338461

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
Register: dissolution or liquidation
The KBO register records legal situation 012 for this company. This is today's state according to the register itself; the register carries no start date.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-3k
Working capital€-3k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 09-08-2024 with the NBB · fiscal year 2023 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA-
Net profit€-3k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€688
Equity€-3k
Debt€4k
of which ≤ 1y€4k
of which > 1y-
Working capital€-3k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.18
Quick ratio0.18
Working capital ratio-469.4%
Solvency-469.4%
Debt / equity-1.21
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-484.0%
ROE103.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts (17 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€688
Current assets 29/58€688
Amounts receivable within one year 40/41€658
Cash & bank 54/58€30
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€688
Equity 10/15€-3k
Contributions / capital 10/11€100
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€4k
Amounts payable within one year 42/48€4k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€-3k
Operating result 9901€-3k
Financial charges 65€11
Result before taxes 9903€-3k
Net result for the period 9904€-3k
Result to be appropriated 9905€-3k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
0 / 100 Critical
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and the legal situation the KBO register itself records. Indicative, not credit advice.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Zémont, Lonzée 28 Lungomar5030 Gembloux
Parcels1
Ground area1,644 m²
Buildings1
Building footprint177 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92254B0002/00D000 Wallonia 1,644 m² 1 · 177 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals found in the Belgian State Gazette. The KBO register does record a special legal situation for this company, so do not read this as a clean bill of health.

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2025
24-01-2025 Closure of the liquidation End of life

Analysis

Financial profile

4 of 5 axes measured
Health0Profitability100Solvency33Growth-Stability7
35 / 100

Fragile profile, watch health in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 0
Profitability 100
Solvency 33
Growth -
Stability 7

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR Seb' à L'eau
Registered office
Rue du Zémont, Lonzée 28 Lungomar bus c
5030 Gembloux, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.