SEAP
ActiveSEAP has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €19k. Equity is growing by ~32.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▲+5
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.7 in 2024), and 45% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
15%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
74 d early
2024
16 d early
2023
8 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▲ 15.4%
2024 · €61k
2022: €22k
2023: €39k
2024: €61k
2022 → 2025
Total assets
€128k▲ 15.0%
2024 · €111k
2022: €86k
2023: €111k
2024: €111k
2022 → 2025
Net result
€19k▼ 12.6%
2024 · €22k
2022: €17k
2023: €17k
2024: €22k
2022 → 2025
Working capital
€43k▲ 81.5%
2024 · €24k
2022: €-25k
2023: €-5k
2024: €24k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€22k-€39k▲ 75.6%€61k▲ 56.0%€70k▲ 15.4%
Operating result€24k-€24k▲ 1.3%€29k▲ 22.4%€26k▼ 10.1%
Net result€17k-€17k▼ 2.4%€22k▲ 29.9%€19k▼ 12.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€37k▼ 30.5%
Current assets
€91k▲ 56.6%
Equity and liabilities €128k
Equity
€70k▲ 15.4%
Debt
€57k▲ 14.6%
The debt ratio falls from 45.1% to 45.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€42k▼
2024 · €45k
Cash flow
€35k▼
2024 · €38k
Solvency
55.0%▲
2024 · 54.9%
Current ratio
1.92▲
2024 · 1.70
Quick ratio
1.84▲
2024 · 1.60
Debt / equity
0.82▼
2024 · 0.82
ROE
27.2%▼
2024 · 35.9%
ROA
15.0%▼
2024 · 19.7%
Interest coverage
44.77▲
2024 · 40.48
Debt
€57k▲
2024 · €50k
Debt ≤ 1 year
€47k▲
2024 · €34k
Debt > 1 year
€10k▼
2024 · €16k
Income taxes
€7k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€128k▲
Fixed assets21/28€53k€37k▼
Tangible fixed assets22/27€51k€35k▼
Furniture and vehicles24€51k€35k▼
Financial fixed assets28€2k€2k=
Current assets29/58€58k€91k▲
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€42k€51k▲
Trade receivables40€32k€43k▲
Other amounts receivable41€10k€8k▼
Cash at bank and in hand54/58€12k€35k▲
Deferred charges and accrued income490/1€741€891▲
Equity and liabilities
Total equity and liabilities10/49€111k€128k▲
Equity10/15€61k€70k▲
Contributions10/11€5k€5k=
Reserves13€56k€65k▲
Distributable reserves133€56k€65k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€50k€57k▲
Amounts payable after more than one year17€16k€10k▼
Financial debts170/4€16k€10k▼
Amounts payable within one year42/48€34k€47k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€1k€13k▲
Suppliers440/4€1k€13k▲
Taxes, remuneration and social security45€27k€18k▼
Taxes450/3€21k€18k▼
Remuneration and social security454/9€6k€0▼
Other amounts payable47/48€80€10k▲
Accrued charges and deferred income492/3€154€60▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k=
Other operating charges640/8€708€938▲
Gross operating margin9900€46k€43k▼
Operating profit (loss)9901€29k€26k▼
Financial income75/76B€209€588▲
Recurring financial income75€209€588▲
Financial charges65/66B€1k€949▼
Recurring financial charges65€1k€949▼
Profit (loss) for the period before taxes9903€28k€26k▼
Income taxes67/77€7k€7k▲
Profit (loss) for the period9904€22k€19k▼
Profit (loss) for the period to be appropriated9905€22k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€19k▼
Transfer to equity691/2€22k€9k▼
To other reserves6921€22k€9k▼
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €22k ▲29.9%
Operating result €29k, net result €22k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €17k ▼2.4%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moorselbaan 3839300 AalstGround area
1,256 m²
Building footprint
120 m²
Volume, LiDAR
712 m³
Parcel 41304F0384/00K000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SEAP
since 20212.323.112.782
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41304F0384/00K000 | Flanders | 1,256 m² | 1 · 119 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 39,520 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.