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CAT CONSULTING

Active
Private limited companyfounded 201016 yrs activeOllevierlaan 30, 8660 De Panne, BelgiumKBO/BCE: BE 0826.606.680

CAT CONSULTING has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €24k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 48% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
100 / 100
Excellent▲ +19 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency92▲+31
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.84 against 1.19 in 2024), and 49.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
50.2%
Return on assets
16.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
12 d early
2024
11 d early
2023
16 d early
2022
39 d early
2021
on the day
2020
2 d early
2019
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€70k▲ 50.8%
2024 · €47k
2019: €46k 2020: €40k 2021: €27k 2022: €24k 2023: €44k 2024: €47k
2019 → 2025
Total assets
€140k▲ 8.7%
2024 · €129k
2019: €157k 2020: €142k 2021: €139k 2022: €146k 2023: €140k 2024: €129k
2019 → 2025
Net result
€24k▲ 166%
2024 · €9k
2019: €6k 2020: €478 2021: €-3k 2022: €1k 2023: €20k 2024: €9k
2019 → 2025
Working capital
€25k▲ 293%
2024 · €6k
2019: €14k 2020: €6k 2021: €-6k 2022: €-18k 2023: €5k 2024: €6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€27k-€24k▼ 9.6%€44k▲ 81.6%€47k▲ 5.6%€70k▲ 50.8%
Operating result€1k-€6k▲ 472%€32k▲ 405%€17k▼ 46.4%€36k▲ 112%
Net result€-3k-€1k€20k▲ 1,853%€9k▼ 55.1%€24k▲ 166%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30k€40kOperating result 2021: €1k€1kNet result 2021: €-3k€-3kOperating result 2022: €6k€6kNet result 2022: €1k€1kOperating result 2023: €32k€32kNet result 2023: €20k€20kOperating result 2024: €17k€17kNet result 2024: €9k€9kOperating result 2025: €36k€36kNet result 2025: €24k€24k20212022202320242025
The operating result recovers in 2025; 2025 is 112% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets €85k▼ 4.1%
Current assets €55k▲ 36.8%
Equity and liabilities €140k
Equity €70k▲ 50.8%
Debt €70k▼ 15.2%
The debt ratio falls from 63.8% to 49.8%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€53k
2024 · €32k
Cash flow
€40k
2024 · €24k
Solvency
50.2%
2024 · 36.2%
Current ratio
1.84
2024 · 1.19
Quick ratio
1.84
2024 · 1.19
Debt / equity
0.99
2024 · 1.76
ROE
33.7%
2024 · 19.1%
ROA
16.9%
2024 · 6.9%
Interest coverage
20.87
2024 · 10.85
Debt
€70k
2024 · €82k
Debt ≤ 1 year
€30k
2024 · €34k
Debt > 1 year
€39k
2024 · €47k
Income taxes
€10k
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€129k€140k
Fixed assets21/28€88k€85k
Tangible fixed assets22/27€88k€84k
Land and buildings22€84k€79k
Plant, machinery and equipment23€3k€4k
Furniture and vehicles24€947€2k
Financial fixed assets28€98€362
Current assets29/58€40k€55k
Amounts receivable within one year40/41€29k€48k
Trade receivables40€24k€46k
Other amounts receivable41€5k€2k
Cash at bank and in hand54/58€9k€6k
Deferred charges and accrued income490/1€2k€997
Equity and liabilities
Total equity and liabilities10/49€129k€140k
Equity10/15€47k€70k
Contributions10/11€6k€6k=
Reserves13€40k€64k
Distributable reserves133€40k€64k
Amounts payable17/49€82k€70k
Amounts payable after more than one year17€47k€39k
Financial debts170/4€47k€39k
Amounts payable within one year42/48€34k€30k
Current portion of amounts payable after more than one year42€8k€8k
Trade debts44€9k€9k
Suppliers440/4€9k€9k
Taxes, remuneration and social security45€10k€9k
Taxes450/3€5k€628
Remuneration and social security454/9€6k€9k
Other amounts payable47/48€6k€4k
Accrued charges and deferred income492/3€1k€850
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k
Other operating charges640/8€1k€2k
Gross operating margin9900€33k€55k
Operating profit (loss)9901€17k€36k
Financial income75/76B€4€0
Recurring financial income75€4€0
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€14k€34k
Income taxes67/77€5k€10k
Profit (loss) for the period9904€9k€24k
Profit (loss) for the period to be appropriated9905€9k€24k
Appropriation of the result
Profit (loss) to be appropriated9906€9k€24k
Transfer from equity791/2€6k-
Transfer to equity691/2€9k€24k
To other reserves6921€9k€24k
Profit to be distributed694/7€6k-
Return on contributions (dividend)694€6k-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
19-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial Highest result since 2019net €24k ▲166%
Operating result €36k, net result €24k, both a record.
20-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
23-12
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
31-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial Weakest financial yearnet €-3k ▼773%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Panne · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ollevierlaan 308660 De Panne
Ground area
207 m²
Building footprint
87 m²
Volume, LiDAR
911 m³
Parcel 38008B0106/00_000, Flanders · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CAT CONSULTING
Ollevierlaan 30, 8660 De PanneBusiness consulting
since 20102.190.253.664
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38008B0106/00_000 Flanders 207 m² 1 · 87 m² 13.4 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 39,518 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-06-2010
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71111Activities of building architects
71113Urban planning and landscape architecture
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.