SEABRA Construction & Rénovation

Active

Private limited companyfounded 2020active for 6 yearsKerckxstraat 7, 1050 Elsene, BelgiumKBO/BCE: BE 0755.440.948

Summary

The computed 12-month bankruptcy probability of SEABRA Construction & Rénovation is 4.0% (elevated). The 2025 annual accounts show equity of €45,241 and a net result of -€6,417. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 73% of 34,747 sector peers (NACE 43, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

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SEABRA Construction & RénovationActiveChecked score 48/100

Risk analysis Report Compare

Activity

Insulation installation

NACE 43230

Size

€66,236total assets 2025

Equity: €45,241
Loss: -€6,417

Turnover not published (abbreviated or micro format)

Financial health

48 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 4.0%

Structure

2025 accounts 16 days early1 deed in the Belgian Official Gazette

Why 48raises risk2 of the last 3 lateNo registered site in the KBOFounded in 2020Sector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025

48 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 35% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 93+10

equity 68.3% of total assets

Liquidity 43-5

short-term debt 31.7% · cash 5.2%

Profitability 7-86

return on assets -9.7%

Bankruptcy probability, 12 months

4.0% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,644 companies, NACE 43, micro)

Last 24 months 11-2024: 6.7% 12-2024: 7.8%▲ +1.1 percentage points vs 11-2024 01-2025: 11.5%▲ +3.7 percentage points vs 12-2024highest value 02-2025: 11.5%● unchanged vs 01-2025highest value 03-2025: 11.5%● unchanged vs 02-2025highest value 04-2025: 10.8%▼ -0.7 percentage points vs 03-2025 05-2025: 8.2%▼ -2.6 percentage points vs 04-2025 06-2025: 7.9%▼ -0.3 percentage points vs 05-2025 07-2025: 7.9%● unchanged vs 06-2025 08-2025: 8.6%▲ +0.7 percentage points vs 07-2025 09-2025: 8.9%▲ +0.3 percentage points vs 08-2025 10-2025: 11.1%▲ +2.2 percentage points vs 09-2025 11-2025: 3.1%▼ -8.0 percentage points vs 10-2025 12-2025: 3.2%▲ +0.1 percentage points vs 11-2025 01-2026: 3.0%▼ -0.2 percentage points vs 12-2025 02-2026: 3.0%● unchanged vs 01-2026 03-2026: 3.0%● unchanged vs 02-2026lowest value 04-2026: 3.1%▲ +0.1 percentage points vs 03-2026 05-2026: 3.1%● unchanged vs 04-2026 06-2026: 3.1%● unchanged vs 05-2026 07-2026: 3.2%▲ +0.1 percentage points vs 06-2026 08-2026: 3.9%▲ +0.7 percentage points vs 07-2026 09-2026: 4.0%▲ +0.1 percentage points vs 08-2026 10-2026: 4.0%● unchanged vs 09-2026

Credit of up to €2,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity ample (current ratio 3.07, compared with 2.41 in 2024, above the usual 1.5; short-term debt: 31.7% and cash: 5.2% of total assets), and 31.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 74% on solvency, 33% on liquidity, 10% on profitability and 22% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

raises riskneutral

2 of the last 3 late

NBB · filings

No registered site in the KBO

KBO · seat and establishments

Founded in 2020

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Specialised construction activities (NACE 43)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

16 days early

2024

56 days late

2023

250 days late

2022

49 days late

2021

3 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 68 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 September (4 of the last 5 filed years within 65 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

15-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€6,417
25-09-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Among the weakest 15% on net resultsector median €10,234 · 34,734 companies -€6,417 View
Total assets 20255 financial years filed €66,236 View
Active since 2020founded 30-09-2020 6 years View

By topic

Financials

Financial year: 2025
Total assets: €66,236
Loss: -€6,417
Solvency: 68.3%

Turnover▼ 9.1%

Net result

20212022

Go to Financials

Timeline

Events: 8
Since: 2022
Next accounts: by 31-07-2027

07-04-2025Annual accounts filed
31-12-2024Highest result from 2021 to 2025
18-09-2023Annual accounts filed

Go to Timeline

Company details

Legal form: Private limited company
Activity: Insulation installationNACE 43230
Founded: 30-09-2020
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about SEABRA Construction & Rénovation

What is the company number of SEABRA Construction & Rénovation?: 0755.440.948. In Belgium the VAT number is the company number with BE in front: BE 0755.440.948.
Where is SEABRA Construction & Rénovation based?: The registered office is at Kerckxstraat 7, 1050 Elsene.Company details
What does SEABRA Construction & Rénovation do?: According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of SEABRA Construction & Rénovation?: Private limited company (BV).
When was SEABRA Construction & Rénovation founded?: On 30-09-2020.
Is SEABRA Construction & Rénovation still active?: Yes, SEABRA Construction & Rénovation is an active enterprise in the KBO register.
What is the turnover of SEABRA Construction & Rénovation?: €75,460 in financial year 2022, according to the filed annual accounts.Financials
Is SEABRA Construction & Rénovation profitable?: In financial year 2025, SEABRA Construction & Rénovation made a loss of €6,417.
Where can I find the annual accounts of SEABRA Construction & Rénovation?: SEABRA Construction & Rénovation filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SEABRA Construction & Rénovation due?: By 31-07-2027, for financial year 2026.Timeline