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BELITAPOR

Active
Coöperatieve vennootschap (oud statuut)founded 199134 yrs activeTuinwijkstraat 44, 1930 Zaventem, BelgiumKBO/BCE: BE 0445.898.607
Summary

BELITAPOR has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,563 and a net result of €3,065. Equity is shrinking by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 33926 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch ReportCompare
BELITAPORActiveChecked score 80/100
Risk analysis ReportCompare

Overview

Activity
Insulation installation
NACE 43230NACE 43291NACE 45320
1 site
Size
€81,031total assets 2025
Equity
€45,563
Profit
€3,065
Turnover not published (abridged schema)
Financial health
80 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts 1 d early
Why 80- Sector Specialised construction activities (NACE 43)- Size: total assets €81,031- Legal form Coöperatieve vennootschap (oud statuut)+ Founded in 1991Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Better than 40% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 81-5
equity 56.2% of total assets
Liquidity 38-25
short-term debt 43.8% · cash 7.5%
Profitability 47+38
return on assets 3.8%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● 0.0% vs 11-2024 01-2025: 1.2%▲ +1.0% vs 12-2024 02-2025: 1.2%▲ +1.6% vs 01-2025 03-2025: 1.2%● 0.0% vs 02-2025 04-2025: 1.2%▲ +1.8% vs 03-2025 05-2025: 1.2%▲ +0.3% vs 04-2025 06-2025: 1.2%▼ -3.0% vs 05-2025 07-2025: 1.4%▲ +17.6% vs 06-2025 08-2025: 1.6%▲ +14.4% vs 07-2025 09-2025: 1.6%● 0.0% vs 08-2025 10-2025: 1.6%● 0.0% vs 09-2025 11-2025: 1.6%● 0.0% vs 10-2025 12-2025: 1.6%▼ -0.2% vs 11-2025 01-2026: 1.6%● 0.0% vs 12-2025 02-2026: 1.6%● 0.0% vs 01-2026 03-2026: 1.6%● 0.0% vs 02-2026 04-2026: 1.6%▲ +1.7% vs 03-2026 05-2026: 1.6%▲ +0.3% vs 04-2026 06-2026: 1.6%▼ -2.8% vs 05-2026 07-2026: 1.6%▲ +3.1% vs 06-2026highest value 08-2026: 0.5%▼ -66.1% vs 07-2026lowest value 09-2026: 0.5%● 0.0% vs 08-2026lowest value 10-2026: 0.5%● 0.0% vs 09-2026lowest value
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Size: total assets €81,031 raises the probability for this profile
  • Founded in 1991 lowers the probability for this profile
  • Legal form Coöperatieve vennootschap (oud statuut) raises the probability
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.28 against 2.55 in 2024; short-term debt: 43.8% and cash: 7.5% of total assets), and 43.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 61%, liquidity 27%, profitability 22%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Size: total assets €81,031
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1991
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Legal form Coöperatieve vennootschap (oud statuut)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
33 d early
2023
13 d late
2022
28 d late
2021
18 d early
2010
31 d late
2009
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Resignation: Marina Del Piero (non-statutory director)Director discharge
  3. Back to profitnet €3,065

Key points

  • A director leftlatest change 26-05-2026 · 0 in office 1 left View
  • Active since 1991founded 25-10-1991 34 years View
  • Total assets 20255 fiscal years filed €81,031 View

By topic

Financials

Fiscal year
2025
Total assets
€81,031
Profit
€3,065
Solvency
56.2%
Total assets▲ 15.9%
Net result
20212025
Go to Financials

Timeline

Events
13
Since
2007
Next accounts
by 31-07-2027
  1. 30-07-2026Annual accounts filed
  2. 26-05-2026Resignation: Marina Del Piero (non-statutory director)
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap (oud statuut)
Activity
Insulation installationNACE 43230
Founded
25-10-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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