SDS PARTNERS
ActiveSDS PARTNERS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €82k and a net result of €250k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 27% of 486 sector peers (fiscal year 2025). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
3 d early
2023
27 d early
2022
3 d early
2021
12 d early
2020
67 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€82k=
2024 · €82k
2018: €83k
2019: €85k
2020: €82k
2021: €82k
2022: €82k
2023: €82k
2024: €82k
2018 → 2025
Net result
€250k▲ 395%
2024 · €51k
2018: €66k
2019: €76k
2020: €81k
2021: €71k
2022: €104k
2023: €113k
2024: €51k
2018 → 2025
Total assets
€423k▲ 82.3%
2024 · €232k
2018: €195k
2019: €208k
2020: €220k
2021: €203k
2022: €229k
2023: €246k
2024: €232k
2018 → 2025
Solvency
19.5%▼ 16.0pp
2024 · 35.5%
2018: 42.7%
2019: 40.8%
2020: 37.1%
2021: 40.6%
2022: 35.9%
2023: 33.5%
2024: 35.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€82k=€82k=€82k=€82k=
Operating result€91k-€140k▲ 52.8%€147k▲ 5.2%€68k▼ 53.4%€329k▲ 380%
Net result€71k-€104k▲ 47.6%€113k▲ 8.7%€51k▼ 55.3%€250k▲ 395%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 380% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €423k
Fixed assets
€51k▼ 34.2%
Current assets
€372k▲ 141%
Equity and liabilities €423k
Equity
€82k=
Debt
€340k▲ 128%
The debt ratio rises from 64.5% to 80.5%: debt grows faster than equity.
Key figures and ratios
Solvency
19.5%▼
2024 · 35.5%
ROE
303.8%▲
2024 · 61.4%
ROA
59.2%▲
2024 · 21.8%
Debt
€340k▲
2024 · €149k
Debt ≤ 1 year
€323k▲
2024 · €126k
Debt > 1 year
€13k▼
2024 · €21k
Income taxes
€87k▲
2024 · €20k
Staff costs
€147k▲
2024 · €123k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€232k€423k▲
Fixed assets21/28€77k€51k▼
Intangible fixed assets21€20k€18k▼
Tangible fixed assets22/27€57k€33k▼
Land and buildings22€14k€0▼
Furniture and vehicles24€43k€33k▼
Current assets29/58€155k€372k▲
Amounts receivable within one year40/41€24k€318k▲
Trade receivables40€7k€0▼
Other amounts receivable41€18k€318k▲
Cash at bank and in hand54/58€125k€42k▼
Deferred charges and accrued income490/1€6k€12k▲
Equity and liabilities
Total equity and liabilities10/49€232k€423k▲
Equity10/15€82k€82k=
Contributions10/11€74k€74k=
Capital10€74k€74k=
Issued capital100€74k€74k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Profit (loss) carried forward14€596€596=
Amounts payable17/49€149k€340k▲
Amounts payable after more than one year17€21k€13k▼
Financial debts170/4€21k€13k▼
Amounts payable within one year42/48€126k€323k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€39k€37k▼
Suppliers440/4€37k€37k▲
Bills of exchange payable441€2k€0▼
Taxes, remuneration and social security45€29k€29k▼
Taxes450/3€4k€7k▲
Remuneration and social security454/9€25k€22k▼
Other amounts payable47/48€51k€250k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€0€255k▲
Remuneration, social security and pensions62€123k€147k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€13k▲
Other operating charges640/8€3k€1k▼
Non-recurring operating charges66A€5k€0▼
Gross operating margin9900€209k€490k▲
Operating profit (loss)9901€68k€329k▲
Financial income75/76B€4k€10k▲
Recurring financial income75€4k€10k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€71k€337k▲
Income taxes67/77€20k€87k▲
Profit (loss) for the period9904€51k€250k▲
Profit (loss) for the period to be appropriated9905€51k€250k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€251k▲
Profit (loss) brought forward from the previous period14P€596€596=
Profit to be distributed694/7€51k€250k▲
Return on contributions (dividend)694€51k€250k▲
Social balance
Average headcount (FTE)90871.61.9▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €250k ▲395%
Operating result €329k, net result €250k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €51k ▼55.3%
Net result drops to €51k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerkerkse Steenweg 558310 BruggeGround area
911 m²
Building footprint
191 m²
Volume, LiDAR
29 m³
Parcel 31433D0001/00G007, Flanders · tallest building 9.9 m. Linked by address, not a title deed.
1 establishment unit
SDS PARTNERS
since 19952.070.208.444
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31433D0001/00G007 | Flanders | 911 m² | 1 · 191 m² | 9.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,670 companies in sector 66220 we hold annual accounts for 3,216. 2,599 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-01-1995
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.