SDMC
ActiveSDMC has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €-7k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 20% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-61
Solvency43▼-39
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.41 against 2.51 in 2024; short-term debt: 52.1% and cash: 54.8% of total assets), and 82.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.9%
Return on assets
-9.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-7k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
19 d late
2023
19 d late
2022
18 d late
2021
26 d late
2020
18 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 88.0%
2024 · €107k
2018: €46k
2019: €57k
2020: €73k
2021: €90k
2022: €121k
2023: €123k
2024: €107k
2018 → 2025
Total assets
€72k▼ 61.9%
2024 · €188k
2018: €67k
2019: €71k
2020: €95k
2021: €111k
2022: €138k
2023: €206k
2024: €188k
2018 → 2025
Net result
€-7k▼ 528%
2024 · €-1k
2018: €11k
2019: €12k
2020: €17k
2021: €18k
2022: €32k
2023: €17k
2024: €-1k
2018 → 2025
Working capital
€15k▼ 78.5%
2024 · €72k
2018: €38k
2019: €52k
2020: €68k
2021: €81k
2022: €118k
2023: €96k
2024: €72k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€121k▲ 34.4%€123k▲ 2.0%€107k▼ 13.0%€13k▼ 88.0%
Operating result€26k-€26k▲ 1.3%€24k▼ 7.8%€7k▼ 69.2%€-5k
Net result€18k-€32k▲ 78.5%€17k▼ 48.3%€-1k€-7k▼ 528%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €7k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€19k▼ 72.5%
Current assets
€53k▼ 55.7%
Equity and liabilities €72k
Equity
€13k▼ 88.0%
Debt
€59k▼ 27.3%
The debt ratio rises from 43.1% to 82.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-304▼
2024 · €25k
Cash flow
€-2k▼
2024 · €16k
Solvency
17.9%▼
2024 · 56.9%
Current ratio
1.41▼
2024 · 2.51
Quick ratio
1.41▼
2024 · 2.51
Debt / equity
4.59▲
2024 · 0.76
ROE
-51.3%▼
2024 · -1.0%
ROA
-9.2%▼
2024 · -0.6%
Interest coverage
-0.23▼
2024 · 12.87
Debt
€59k▼
2024 · €81k
Debt ≤ 1 year
€37k▼
2024 · €47k
Debt > 1 year
€20k▼
2024 · €32k
Income taxes
€677▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€188k€72k▼
Fixed assets21/28€69k€19k▼
Tangible fixed assets22/27€69k€19k▼
Plant, machinery and equipment23€1k€5k▲
Furniture and vehicles24€54k€2k▼
Other tangible fixed assets26€14k€12k▼
Current assets29/58€119k€53k▼
Amounts receivable within one year40/41€5k€1k▼
Trade receivables40€450-
Other amounts receivable41€5k€1k▼
Cash at bank and in hand54/58€114k€39k▼
Deferred charges and accrued income490/1-€12k
Equity and liabilities
Total equity and liabilities10/49€188k€72k▼
Equity10/15€107k€13k▼
Contributions10/11€6k€19k▲
Reserves13€102k€2k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€100k-
Profit (loss) carried forward14€-1k€-8k▼
Amounts payable17/49€81k€59k▼
Amounts payable after more than one year17€32k€20k▼
Financial debts170/4€32k€20k▼
Amounts payable within one year42/48€47k€37k▼
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€14k€3k▼
Suppliers440/4€14k€3k▼
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3€11k€11k▼
Other amounts payable47/48€10k€11k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€4k▼
Other operating charges640/8€260€42k▲
Gross operating margin9900€25k€42k▲
Operating profit (loss)9901€7k€-5k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€6k€-6k▼
Income taxes67/77€7k€677▼
Profit (loss) for the period9904€-1k€-7k▼
Profit (loss) for the period to be appropriated9905€-1k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-8k▼
Profit (loss) brought forward from the previous period14P-€-1k
Transfer from equity791/2€15k€100k▲
Profit to be distributed694/7€15k€100k▲
Return on contributions (dividend)694€15k€100k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Highest result since 2018net €32k ▲78.5%
Operating result €26k, net result €32k, both a record.
31-12
Financial
Equity above €100kEq €121k ▲34.4%
5 profitable years in a row build equity to €121k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wellen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekstraat 173830 WellenGround area
1,909 m²
Building footprint
243 m²
Volume, LiDAR
1,142 m³
Parcel 73098D0880/00K000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SDMC
since 20192.292.805.232
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73098D0880/00K000 | Flanders | 1,909 m² | 1 · 243 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 509 EUR awarded · 509 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 509 EUR | 509 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
WASH'N TECH
BE 1024.549.533
Grâce-Hollogne · Eq €13k
Storything
BE 0747.624.728
Torhout · Eq €13k
Ciphera
BE 1013.721.660
Machelen (Brab.) · Eq €13k
AVASO Technology Solutions
BE 0727.819.110
Elsene · Eq €13k
GJ Consultancy
BE 1004.668.887
Antwerpen · Eq €13k
Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 4,958 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2014
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.