SDD-Tech
ActiveSummary
SDD-Tech has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €106,153 and a net result of €17,857. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 34% of 3542 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability46▲+17
Solvency46▲+4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.43 in 2023; short-term debt: 46.1% and cash: 3% of total assets), and 78.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
21.4%
Return on assets
3.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
26 d late
2022
27 d early
2021
38 d early
2020
31 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 23 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2024, micro schema
Equity
€106,153▲ 20.2%
2023 · €88,296
Total assets
€495,818▼ 4.4%
2023 · €518,447
Net result
€17,857
2023 · -€14,562
Working capital
-€120,693▲ 10.8%
2023 · -€135,259
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€10,173▼ 59.4%€16,283▲ 60.1%€33,912▲ 108%€15,009▼ 55.7%€48,612▲ 224%
Net result-€12,342-€5,806▲ 53.0%€11,917-€14,562€17,857
Equity€96,747▼ 11.3%€90,941▼ 6.0%€102,858▲ 13.1%€88,296▼ 14.2%€106,153▲ 20.2%
Total assets€598,673▼ 0.2%€599,973▲ 0.2%€562,444▼ 6.3%€518,447▼ 7.8%€495,818▼ 4.4%
Debt€501,926▲ 2.3%€509,032▲ 1.4%€459,587▼ 9.7%€430,151▼ 6.4%€389,665▼ 9.4%
Working capital-€129,018▼ 17.7%-€138,010▼ 7.0%-€118,805▲ 13.9%-€135,259▼ 13.8%-€120,693▲ 10.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 224% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €495,818
Fixed assets
€387,944 ▼ 6.9%
Current assets
€107,874 ▲ 5.8%
Equity and liabilities €495,818
Equity
€106,153 ▲ 20.2%
Debt
€389,665 ▼ 9.4%
Debt's share of the balance-sheet total falls from 83.0% to 78.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€77,928▲
2023 · €46,821
Cash flow
€47,173▲
2023 · €17,251
Current ratio
0.47▲
2023 · 0.43
Quick ratio
0.33▲
2023 · 0.27
Debt to equity
3.67▼
2023 · 4.87
ROE
16.8%▲
2023 · -16.5%
ROA
3.6%▲
2023 · -2.8%
Interest coverage
2.74▲
2023 · 1.67
Debt ≤ 1 year
€228,567▼
2023 · €237,196
Debt > 1 year
€159,922▼
2023 · €191,863
Income taxes
€1,925▲
2023 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €5 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34,071 | €35,892 | €33,697 | €31,813 | €29,316 | ▼ 7.8% |
| Other operating charges640/8 | - | €5,032 | €4,732 | €4,034 | €5,028 | ▲ 24.6% |
| Non-recurring operating charges66A | - | - | €742 | - | - | - |
| Gross operating margin9900 | €49,593 | €57,207 | €73,083 | €50,855 | €82,956 | ▲ 63.1% |
| Operating profit (loss)9901 | €10,173 | €16,283 | €33,912 | €15,009 | €48,612 | ▲ 224% |
| Financial income75/76B | - | €670 | €32 | €128 | €16 | ▼ 87.3% |
| Recurring financial income75 | €0 | €65 | €1 | €128 | €16 | ▼ 87.3% |
| Non-recurring financial income76B | - | €605 | €32 | - | - | - |
| Financial charges65/66B | - | €22,643 | €21,304 | €29,567 | €28,846 | ▼ 2.4% |
| Recurring financial charges65 | €22,399 | €22,643 | €21,304 | €27,971 | €28,427 | ▲ 1.6% |
| Non-recurring financial charges66B | - | - | - | €1,596 | €419 | ▼ 73.7% |
| Profit (loss) for the period before taxes9903 | -€12,226 | -€5,689 | €12,640 | -€14,430 | €19,782 | ▲ 237% |
| Income taxes67/77 | €116 | €117 | €724 | €132 | €1,925 | ▲ 1,364% |
| Profit (loss) for the period9904 | -€12,342 | -€5,806 | €11,917 | -€14,562 | €17,857 | ▲ 223% |
| Profit (loss) for the period to be appropriated9905 | -€12,342 | -€5,806 | €11,917 | -€14,562 | €17,857 | ▲ 223% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €598,673 | €599,973 | €562,444 | €518,447 | €495,818 | ▼ 4.4% |
| Fixed assets21/28 | €510,179 | €474,287 | €445,378 | €416,510 | €387,944 | ▼ 6.9% |
| Tangible fixed assets22/27 | €510,059 | €474,167 | €445,258 | €416,390 | €387,824 | ▼ 6.9% |
| Land and buildings22 | - | €436,964 | €416,248 | €397,132 | €378,017 | ▼ 4.8% |
| Plant, machinery and equipment23 | - | €7,072 | €6,104 | €5,220 | €3,801 | ▼ 27.2% |
| Furniture and vehicles24 | - | €4,733 | €5,436 | €3,291 | €1,983 | ▼ 39.7% |
| Leasing and similar rights25 | - | €25,398 | €17,470 | €10,746 | €4,023 | ▼ 62.6% |
| Financial fixed assets28 | €120 | €120 | €120 | €120 | €120 | = |
| Current assets29/58 | €88,494 | €125,686 | €117,067 | €101,937 | €107,874 | ▲ 5.8% |
| Stocks and contracts in progress3 | €40,576 | €43,678 | €37,394 | €38,760 | €33,066 | ▼ 14.7% |
| Stocks30/36 | - | €43,678 | €37,394 | €38,760 | €33,066 | ▼ 14.7% |
| Amounts receivable within one year40/41 | €38,246 | €76,647 | €64,119 | €47,879 | €54,154 | ▲ 13.1% |
| Trade receivables40 | - | €76,517 | €62,829 | €47,756 | €54,131 | ▲ 13.4% |
| Other amounts receivable41 | - | €130 | €1,290 | €123 | €23 | ▼ 81.6% |
| Cash at bank and in hand54/58 | €6,438 | €2,039 | €12,027 | €10,267 | €15,114 | ▲ 47.2% |
| Deferred charges and accrued income490/1 | - | €3,322 | €3,527 | €5,031 | €5,540 | ▲ 10.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €598,673 | €599,973 | €562,444 | €518,447 | €495,818 | ▼ 4.4% |
| Equity10/15 | €96,747 | €90,941 | €102,858 | €88,296 | €106,153 | ▲ 20.2% |
| Contributions10/11 | - | €20,460 | €20,460 | €20,460 | €20,460 | = |
| Reserves13 | €76,282 | €76,282 | €82,398 | €67,836 | €85,693 | ▲ 26.3% |
| Tax-exempt reserves132 | - | €26,264 | €26,264 | €26,264 | €26,264 | = |
| Distributable reserves133 | - | €50,018 | €56,134 | €41,573 | €59,430 | ▲ 43.0% |
| Profit (loss) carried forward14 | €6 | -€5,801 | - | - | - | - |
| Amounts payable17/49 | €501,926 | €509,032 | €459,587 | €430,151 | €389,665 | ▼ 9.4% |
| Amounts payable after more than one year17 | €284,135 | €245,052 | €222,700 | €191,863 | €159,922 | ▼ 16.6% |
| Financial debts170/4 | - | €245,052 | €222,700 | €191,863 | €159,922 | ▼ 16.6% |
| Amounts payable within one year42/48 | €217,512 | €263,696 | €235,871 | €237,196 | €228,567 | ▼ 3.6% |
| Current portion of amounts payable after more than one year42 | - | €39,081 | €37,323 | €34,087 | €32,076 | ▼ 5.9% |
| Financial debts43 | - | €164,695 | €129,148 | €156,487 | €147,304 | ▼ 5.9% |
| Credit institutions430/8 | - | €164,695 | €129,148 | €156,487 | €147,304 | ▼ 5.9% |
| Trade debts44 | €38,385 | €18,115 | €45,165 | €18,288 | €21,248 | ▲ 16.2% |
| Suppliers440/4 | - | €18,115 | €45,165 | €18,288 | €21,248 | ▲ 16.2% |
| Advances received on contracts in progress46 | - | €731 | €844 | - | - | - |
| Taxes, remuneration and social security45 | - | €16,187 | €8,882 | €10,943 | €13,266 | ▲ 21.2% |
| Taxes450/3 | - | €16,187 | €8,882 | €10,943 | €13,266 | ▲ 21.2% |
| Other amounts payable47/48 | - | €24,888 | €14,510 | €17,390 | €14,674 | ▼ 15.6% |
| Accrued charges and deferred income492/3 | - | €284 | €1,015 | €1,093 | €1,175 | ▲ 7.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,342 | -€5,806 | €11,917 | -€14,562 | €17,857 | ▲ 223% |
| + Depreciation and write-downs630 | €34,071 | €35,892 | €33,697 | €31,813 | €29,316 | ▼ 7.8% |
| Operating cash flow (approximation) | €21,729 | €30,085 | €45,614 | €17,251 | €47,173 | ▲ 173% |
| Investment in fixed assets (approximation) | - | €0 | -€4,788 | -€2,945 | -€750 | ▲ 74.5% |
| Change in cash | - | -€4,398 | €9,988 | -€1,760 | €4,847 | ▲ 375% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €17,857
Net result €17,857 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €106,153 ▲20.2%
Equity rises from €88,296 to €106,153.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet -€14,562
Net result drops to -€14,562, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €11,917
Net result €11,917 after 2 loss-making years.
31-12
Financial
Equity above €100,000Eq €102,858 ▲13.1%
Equity rises from €90,941 to €102,858.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2009
Ground area
1,889 m²
Building footprint
159 m²
Volume, LiDAR
892 m³
Parcel 43001H0445/00F000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SDD-Tech
since 20092.176.241.322
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43001H0445/00F000 | Flanders | 1,889 m² | 1 · 159 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
1 siteMaldegem2.176.241.322
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Of 497 companies in sector 95312 we hold annual accounts for 262. 186 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
25530Machining of metals
33120Repair and maintenance of machinery
46712Wholesale trade
47812Retail trade
46713Wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.