SD SOFTWARE

Active

Private limited companyfounded 20187 years activeGalgestraat 33, 8920 Langemark-Poelkapelle, BelgiumKBO/BCE: BE 0716.943.826

Summary

SD SOFTWARE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74,406 and a net result of €31,298. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 31% of 20,943 sector peers (NACE 62, fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

SD SOFTWAREActiveChecked score 86/100

Risk analysis Report Compare

Activity

Computer consultancy and computer facilities management

NACE 62200

1 site

Size

€202,553total assets 2025

Equity: €74,406
Profit: €31,298

Turnover not published (abridged schema)

Financial health

86 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Accounts 32 days early1 of 3 deeds read

Why 86- 1 change of registered office in 24 months+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €202,553+ Liquidity: current ratio 0.61, cash €25,103, halvedShow the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 50% of its sector peers (NACE 62, micro)

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 62-3

equity 36.7% of total assets

Liquidity 50-19

short-term debt 34.6% · cash 12.4%

Profitability 88-12

return on assets 15.5%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,832 companies)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026

Credit up to €6,000 at 30 days acceptable

Liquidity short (current ratio 0.61 against 1.66 in 2024; short-term debt: 34.6% and cash: 12.4% of total assets), and 63.3% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 33% on solvency, 30% on liquidity, 51% on profitability and 85% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals.

−lowers risk+raises risk○neutral

1 change of registered office in 24 months

Belgian State Gazette

Sector Computer programming, consultancy and related activities (NACE 62)

KBO

Size: total assets €202,553

The company's size counts in the probability; how much depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.61, cash €25,103, halved

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

32 days early

2024

28 days late

2023

13 days early

2022

24 days late

2021

22 days late

2020

27 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 August (4 of the last 5 filed years within 34 days of that day).

Companies Code · seven months

Position in the running window

08-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

Checked from 2021 on.

KBO publications · our coverage