ACISO Consulting
ActiveACISO Consulting has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €2k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 25% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-25
Solvency51▼-49
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.15 against 9.63 in 2024; short-term debt: 9% and cash: 21.5% of total assets), but 74% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26%
Return on assets
0.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 17046 sector peers (2025).
NBB · sector comparisonPosition among 17046 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
49 d early
2024
47 d early
2023
47 d early
2022
32 d early
2021
54 d early
2020
30 d early
2019
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▼ 53.6%
2024 · €110k
2019: €48k
2020: €75k
2021: €70k
2022: €81k
2023: €104k
2024: €110k
2019 → 2025
Total assets
€196k▲ 61.7%
2024 · €121k
2019: €109k
2020: €136k
2021: €106k
2022: €99k
2023: €118k
2024: €121k
2019 → 2025
Net result
€2k▼ 73.6%
2024 · €6k
2019: €36k
2020: €27k
2021: €-5k
2022: €11k
2023: €16k
2024: €6k
2019 → 2025
Working capital
€38k▼ 60.5%
2024 · €96k
2019: €40k
2020: €52k
2021: €45k
2022: €61k
2023: €84k
2024: €96k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€81k▲ 15.8%€104k▲ 27.6%€110k▲ 5.7%€51k▼ 53.6%
Operating result€-3k-€17k€25k▲ 44.1%€12k▼ 53.1%€10k▼ 17.2%
Net result€-5k-€11k€16k▲ 46.4%€6k▼ 63.9%€2k▼ 73.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€140k▲ 901%
Current assets
€55k▼ 48.1%
Equity and liabilities €196k
Equity
€51k▼ 53.6%
Debt
€145k▲ 1,203%
The debt ratio rises from 9.2% to 74.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21k▲
2024 · €17k
Cash flow
€13k▲
2024 · €11k
Solvency
26.0%▼
2024 · 90.8%
Current ratio
3.15▼
2024 · 9.63
Quick ratio
3.15▼
2024 · 9.63
Debt / equity
2.84▲
2024 · 0.10
ROE
3.1%▼
2024 · 5.4%
ROA
0.8%▼
2024 · 4.9%
Interest coverage
3.60▼
2024 · 7.37
Debt
€145k▲
2024 · €11k
Debt ≤ 1 year
€18k▲
2024 · €11k
Debt > 1 year
€127k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€196k▲
Fixed assets21/28€14k€140k▲
Tangible fixed assets22/27€14k€140k▲
Land and buildings22€666€132k▲
Plant, machinery and equipment23€9k€8k▼
Furniture and vehicles24€4k€455▼
Current assets29/58€107k€55k▼
Amounts receivable within one year40/41€35k€13k▼
Trade receivables40€28k€13k▼
Other amounts receivable41€7k-
Cash at bank and in hand54/58€72k€42k▼
Equity and liabilities
Total equity and liabilities10/49€121k€196k▲
Equity10/15€110k€51k▼
Contributions10/11€19k-
Reserves13€79k€51k▼
Distributable reserves133€79k€51k▼
Profit (loss) carried forward14€12k-
Amounts payable17/49€11k€145k▲
Amounts payable after more than one year17-€127k
Financial debts170/4-€127k
Amounts payable within one year42/48€11k€18k▲
Current portion of amounts payable after more than one year42-€8k
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€7k€8k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€17€714▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€12k▲
Other operating charges640/8€651€17k▲
Gross operating margin9900€18k€39k▲
Operating profit (loss)9901€12k€10k▼
Financial income75/76B-€18
Recurring financial income75-€18
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€9k€4k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€6k€2k▼
Profit (loss) for the period to be appropriated9905€6k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€2k▼
Profit (loss) brought forward from the previous period14P€6k-
Transfer from equity791/2-€40k
Profit to be distributed694/7-€42k
Return on contributions (dividend)694-€42k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €104k ▲27.6%
2 profitable years in a row build equity to €104k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-5k ▼118%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paalsteenstraat 1273500 HasseltGround area
931 m²
Building footprint
155 m²
Volume, LiDAR
991 m³
Parcel 71327G0001/00Y003, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Paalsteenstraat 127, 3500 Hasselt
since 20182.280.197.113
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0001/00Y003 | Flanders | 931 m² | 1 · 155 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,277 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.