SD Groep
The computed 12-month bankruptcy probability of SD Groep is 7.4% (elevated). The 2024 annual accounts show negative equity (€-21k) and a net result of €-15k. Equity is shrinking by ~104.4% per year across the filed fiscal years. Its solvency ranks better than 16% of 5597 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-21k |
| Net result | €-15k |
| Better than sector | 16% |
| Active | 4 yrs |
Mixed profile: strong on profitability, weaker on health.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -40.2% | 19.3% | |
| Net result | €-15k | €4k | |
| Equity | €-21k | €14k | |
| Gross operating margin | €-5k | €52k | |
| Total assets | €53k | €87k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €-7k |
| Net profit | €-15k |
| Cash flow | €-11k |
| Staff costs | - |
| Income taxes | €128 |
| Dividends | - |
| Total assets | €53k |
| Equity | €-21k |
| Debt | €75k |
| of which ≤ 1y | €74k |
| of which > 1y | €1k |
| Working capital | €-30k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.59 |
| Quick ratio | 0.59 |
| Working capital ratio | -56.5% |
| Solvency | -40.2% |
| Debt / equity | -3.49 |
| Long-term debt ratio | -0.05 |
| Interest coverage | -1.71 |
| Gross margin | - |
| Net margin | - |
| ROA | -27.2% |
| ROE | 67.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €53k |
| Fixed assets | 21/28 | €10k |
| Tangible fixed assets | 22/27 | €10k |
| Current assets | 29/58 | €44k |
| Amounts receivable within one year | 40/41 | €42k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €53k |
| Equity | 10/15 | €-21k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €18k |
| Accumulated profits (losses) | 14 | €-45k |
| Amounts payable | 17/49 | €75k |
| Amounts payable after one year | 17 | €1k |
| Amounts payable within one year | 42/48 | €74k |
| Trade debts payable within one year | 44 | €37k |
| Income statement | ||
| Gross operating margin | 9900 | €-5k |
| Operating result | 9901 | €-11k |
| Financial income | 75 | €187 |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €-14k |
| Income taxes | 67/77 | €128 |
| Net result for the period | 9904 | €-15k |
| Result to be appropriated | 9905 | €-15k |
| NACE primary | Food & beverage service(56111) |
| Legal form | Private limited company(610) |
| Incorporation | 13-04-2022 |
| Status | Active |
| Postal code | 9860 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41036B0235/00T002 | Flanders | 347 m² | 1 · 311 m² | 8.4 m · 1 fl. |
| 44052A0279/00M000 | Flanders | 251 m² | 1 · 74 m² | 0.6 m |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
04-05-2026 General meeting · Officer resignation · Officer discharge · Approval
- Filing: 2026-04-16 · SD Groep
- Publication: 2026-05-04 · SD Groep
- General meeting: type: Bijzondere Algemene Vergadering · SD Groep
- Officer resignation: role: bestuurder, effective_date: 2025-10-01 · Van Crombrugge Stefanie
- Officer discharge: role: bestuurder · Van Crombrugge Stefanie
- Approval: method: per afzonderlijke stemming voor elk punt, met éénpaigeheid stemmen · SD Groep
- Act object: Ontslag bestuurder
Technical details
{
"facts": [
{
"type": "filing",
"quote": "NEERLEGGING TER GRIFFIE VAN DE ONDERNEMINGSRECHTBANK GENT afdeling GENT 16 APR. 2026",
"value": "2026-04-16",
"object": null,
"subject": "e1"
},
{
"type": "publication",
"quote": "Bijlagen bij het Belgisch Staatsblad - 04/05/2026",
"value": "2026-05-04",
"object": null,
"subject": "e1"
},
{
"type": "general_meeting",
"quote": "Op de Bijzondere Algemene Vergadering wordt beslist",
"value": {
"type": "Bijzondere Algemene Vergadering"
},
"object": null,
"subject": "e1"
},
{
"type": "officer_resignation",
"quote": "het ontslag als bestuurder van mevrouw Van Crombrugge Stefanie (NN 82.12.21-098.11), wonende te 9860 Oosterzele, Merebaaistraat 2, vanaf 1 oktober 2025 te aanvaarden",
"value": {
"role": "bestuurder",
"effective_date": "2025-10-01"
},
"object": "e1",
"subject": "e2"
},
{
"type": "officer_discharge",
"quote": "Er wordt haar kwijting verleend voor de uitoefening van haar mandaat.",
"value": {
"role": "bestuurder"
},
"object": "e1",
"subject": "e2"
},
{
"type": "approval",
"quote": "Deze verschillende besluiten werden per afzonderlijke stemming voor elk punt, met \u00E9\u00E9npaigeheid stemmen goedgekeurd.",
"value": {
"method": "per afzonderlijke stemming voor elk punt, met \u00E9\u00E9npaigeheid stemmen"
},
"object": null,
"subject": "e1"
},
{
"type": "act_object",
"quote": "Onderwerp akte : Ontslag bestuurder",
"value": "Ontslag bestuurder",
"object": null,
"subject": null
}
],
"act_meta": {
"model_id": 40,
"extractor": "open-capture-27b-v3",
"ocr_chars": 1330,
"truncated": false,
"needs_verify": false
},
"entities": [
{
"id": "e1",
"kbo": "0784.804.333",
"kind": "company",
"name": "SD Groep",
"attrs": {
"seat": "Merebaaistraat 2 te 9860 Oosterzele",
"legal_form": "Besloten Vennootschap"
}
},
{
"id": "e2",
"kbo": null,
"kind": "person",
"name": "Van Crombrugge Stefanie",
"attrs": {
"rrn": "82.12.21-098-11",
"address": "9860 Oosterzele, Merebaaistraat 2"
}
},
{
"id": "e3",
"kbo": null,
"kind": "person",
"name": "Eliano Danny",
"attrs": {
"role": "Bestuurder"
}
}
]
}18-09-2025 Registered office moved from Sint-Lievens-Houtem to Oosterzele
- Letterhoutemdorp 6, 9521 Sint-Lievens-Houtem → Merebaaistraat 2, 9860 Oosterzele
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Oosterzele",
"region": null,
"street": "Merebaaistraat",
"country": "BE",
"postcode": "9860",
"box_number": null,
"street_number": "2"
},
"old_address": {
"city": "Sint-Lievens-Houtem",
"region": null,
"street": "Letterhoutemdorp",
"country": "BE",
"postcode": "9521",
"box_number": null,
"street_number": "6"
},
"effective_date": "2025-08-25",
"evidence_quote": "Op de Bijzondere Algemene Vergadering van 25/08/2025 wordt beslist dat met ingang van 25/08/2025 de zetel verplaatst wordt van de Letterhoutemdorp 6 te 9521 Sint-Lievens-Houtem, naar Merebaaistraat 2 te 9860 Oosterzele."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0784.804.333",
"name_full": "SD GROEP",
"legal_form": "BV"
}
}02-07-2024 Registered office moved from Oosterzele to Letterhoutem
- Meerstraat 19, 9860 Oosterzele → Letterhoutemdorp 6, 9521 Letterhoutem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Letterhoutem",
"region": null,
"street": "Letterhoutemdorp",
"country": "BE",
"postcode": "9521",
"box_number": null,
"street_number": "6"
},
"old_address": {
"city": "Oosterzele",
"region": null,
"street": "Meerstraat",
"country": "BE",
"postcode": "9860",
"box_number": null,
"street_number": "19"
},
"effective_date": "2024-05-01",
"evidence_quote": "De vergadering beslist dat de zetel van de vennootschap zal worden verplaatst van Meerstraat 19, 9860 Oosterzele naar Letterhoutemdorp 6, 9521 Letterhoutem, en dit vanaf 01/05/2024."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0784.804.333",
"name_full": "SD GROEP",
"legal_form": "BV"
}
}15-04-2022 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "9860 Oosterzele, Meerstraat 19",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1980-05-16",
"name": "ELIANO Danny Honor\u00E9 Lucie",
"niss": null,
"address": "9860 Oosterzele, Meerstraat 19"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2500,
"holder_person_name": "ELIANO Danny Honor\u00E9 Lucie",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 2500,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1982-12-21",
"name": "VAN CROMBRUGGE Stefanie",
"niss": null,
"address": "9860 Oosterzele, Meerstraat 19"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2500,
"holder_person_name": "VAN CROMBRUGGE Stefanie",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 2500,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 5000,
"subject_company": {
"kbo": "0784.804.333",
"name_full": "SD Groep",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-04-12",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | SD Groep |