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SCV-Tech

Active
Private limited companyfounded 2024active for 2 yearsSingelbeekstraat 142, 3500 Hasselt, BelgiumKBO/BCE: BE 1014.207.056
Summary

SCV-Tech has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69,048 and a net result of €59,048. Its solvency ranks better than 34% of 34,855 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Financials · financial year 2025, micro format

Turnover
≈ €330,000
Estimated: probably between €270,000 and €400,000
Total assets
€215,572
Net result
€59,048
Working capital
€44,158

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €215,572
Fixed assets €74,664
Current assets €140,908
Equity and liabilities €215,572
Equity €69,048
Debt €146,524
Debt finances 68.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€83,595
Cash flow
€64,605
Current ratio
1.46
Quick ratio
1.42
Debt to equity
2.12
ROE
85.5%
ROA
27.4%
Interest coverage
60.91
Debt ≤ 1 year
€96,751
Debt > 1 year
€49,705
Income taxes
€17,741
Staff costs
€22,042

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet Code2025
Assets
Total assets20/58€215,572
Fixed assets21/28€74,664
Tangible fixed assets22/27€73,064
Other tangible fixed assets26€73,064
Financial fixed assets28€1,600
Current assets29/58€140,908
Stocks and contracts in progress3€3,561
Stocks30/36€3,561
Amounts receivable within one year40/41€51,623
Trade receivables40€32,837
Other amounts receivable41€18,786
Cash at bank and in hand54/58€81,150
Deferred charges and accrued income490/1€4,574
Equity and liabilities
Total equity and liabilities10/49€215,572
Equity10/15€69,048
Contributions10/11€10,000
Profit (loss) carried forward14€59,048
Amounts payable17/49€146,524
Amounts payable after more than one year17€49,705
Financial debts170/4€49,705
Amounts payable within one year42/48€96,751
Current portion of amounts payable after more than one year42€27,748
Trade debts44€64,446
Suppliers440/4€64,446
Taxes, remuneration and social security45€3,111
Remuneration and social security454/9€3,111
Other amounts payable47/48€1,445
Accrued charges and deferred income492/3€68
Income statement Code2025
Remuneration, social security and pensions62€22,042
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,557
Other operating charges640/8€1,792
Gross operating margin9900€107,429
Operating profit (loss)9901€78,038
Financial income75/76B€124
Recurring financial income75€124
Financial charges65/66B€1,373
Recurring financial charges65€1,373
Profit (loss) for the period before taxes9903€76,789
Income taxes67/77€17,741
Profit (loss) for the period9904€59,048
Profit (loss) for the period to be appropriated9905€59,048
Appropriation of the result
Profit (loss) to be appropriated9906€59,048

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€22,042
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,557
Other operating charges640/8€1,792
Gross operating margin9900€107,429
Operating profit (loss)9901€78,038
Financial income75/76B€124
Recurring financial income75€124
Financial charges65/66B€1,373
Recurring financial charges65€1,373
Profit (loss) for the period before taxes9903€76,789
Income taxes67/77€17,741
Profit (loss) for the period9904€59,048
Profit (loss) for the period to be appropriated9905€59,048
Line2025
Assets
Total assets20/58€215,572
Fixed assets21/28€74,664
Tangible fixed assets22/27€73,064
Other tangible fixed assets26€73,064
Financial fixed assets28€1,600
Current assets29/58€140,908
Stocks and contracts in progress3€3,561
Stocks30/36€3,561
Amounts receivable within one year40/41€51,623
Trade receivables40€32,837
Other amounts receivable41€18,786
Cash at bank and in hand54/58€81,150
Deferred charges and accrued income490/1€4,574
Equity and liabilities
Total equity and liabilities10/49€215,572
Equity10/15€69,048
Contributions10/11€10,000
Profit (loss) carried forward14€59,048
Amounts payable17/49€146,524
Amounts payable after more than one year17€49,705
Financial debts170/4€49,705
Amounts payable within one year42/48€96,751
Current portion of amounts payable after more than one year42€27,748
Trade debts44€64,446
Suppliers440/4€64,446
Taxes, remuneration and social security45€3,111
Remuneration and social security454/9€3,111
Other amounts payable47/48€1,445
Accrued charges and deferred income492/3€68
Line2025
Profit (loss) for the period9904€59,048
+ Depreciation and write-downs630€5,557
Operating cash flow (approximation)€64,605

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 27-07-2026 2026-00343650

Similar companies · same sector, comparable size

Of the 7,013 active companies whose main activity is plumbing work (NACE 43221), figures are known for 3,571. 3,129 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.