GEZEL-PEETERS
ActiveGEZEL-PEETERS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €7k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 68% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+49
Solvency85▼-4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 2.73 in 2024; short-term debt: 40.5% and cash: 45.9% of total assets), and 40.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.5%
Return on assets
5.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
61 d late
2023
199 d late
2022
167 d late
2021
31 d late
2020
186 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€69k▲ 10.5%
2024 · €63k
2018: €41k
2019: €53k
2020: €72k
2021: €91k
2022: €78k
2023: €73k
2024: €63k
2018 → 2025
Total assets
€116k▲ 18.1%
2024 · €98k
2018: €157k
2019: €183k
2020: €131k
2021: €113k
2022: €102k
2023: €101k
2024: €98k
2018 → 2025
Net result
€7k
2024 · €-11k
2018: €5k
2019: €13k
2020: €19k
2021: €19k
2022: €-13k
2023: €-5k
2024: €-11k
2018 → 2025
Working capital
€68k▲ 10.2%
2024 · €62k
2018: €36k
2019: €48k
2020: €75k
2021: €85k
2022: €77k
2023: €73k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€78k▼ 14.7%€73k▼ 6.3%€63k▼ 14.4%€69k▲ 10.5%
Operating result€30k-€-2k€2k€-10k€4k
Net result€19k-€-13k€-5k▲ 63.4%€-11k▼ 115%€7k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€1k▲ 34.9%
Current assets
€115k▲ 18.0%
Equity and liabilities €116k
Equity
€69k▲ 10.5%
Debt
€47k▲ 31.3%
The debt ratio rises from 36.4% to 40.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▲
2024 · €-10k
Cash flow
€7k▲
2024 · €-10k
Solvency
59.5%▼
2024 · 63.6%
Current ratio
2.45▼
2024 · 2.73
Quick ratio
2.12▼
2024 · 2.30
Debt / equity
0.68▲
2024 · 0.57
ROE
9.5%▲
2024 · -16.9%
ROA
5.7%▲
2024 · -10.7%
Interest coverage
3.40▲
2024 · -10.12
Debt
€47k▲
2024 · €36k
Debt ≤ 1 year
€47k▲
2024 · €36k
Income taxes
€-3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€116k▲
Fixed assets21/28€762€1k▲
Tangible fixed assets22/27€762€1k▲
Plant, machinery and equipment23€762€1k▲
Current assets29/58€97k€115k▲
Stocks and contracts in progress3€15k€15k=
Stocks30/36€15k€15k=
Amounts receivable within one year40/41€56k€47k▼
Trade receivables40€8k€5k▼
Other amounts receivable41€48k€42k▼
Cash at bank and in hand54/58€27k€53k▲
Equity and liabilities
Total equity and liabilities10/49€98k€116k▲
Equity10/15€63k€69k▲
Contributions10/11€15k€15k=
Outside capital11€15k€15k=
Other1109/19€15k€15k=
Reserves13€14k€14k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€12k€12k=
Profit (loss) carried forward14€33k€40k▲
Amounts payable17/49€36k€47k▲
Amounts payable within one year42/48€36k€47k▲
Current portion of amounts payable after more than one year42€3k€2k▼
Trade debts44€32k€45k▲
Suppliers440/4€32k€45k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€254€427▲
Other operating charges640/8€540€870▲
Gross operating margin9900€-10k€5k▲
Operating profit (loss)9901€-10k€4k▲
Financial income75/76B€806€2k▲
Recurring financial income75€806€2k▲
Financial charges65/66B€999€1k▲
Recurring financial charges65€999€1k▲
Profit (loss) for the period before taxes9903€-11k€4k▲
Income taxes67/77-€-3k
Profit (loss) for the period9904€-11k€7k▲
Profit (loss) for the period to be appropriated9905€-11k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€40k▲
Profit (loss) brought forward from the previous period14P€44k€33k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after 3 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
15-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 199 days late
2024
14-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 167 days late
2022
31-12
Financial
Weakest financial yearnet €-13k ▼171%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 186 days late
2020
31-12
Financial
Highest result since 2018net €19k ▲51.2%
Operating result €31k, net result €19k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Albertlaan 43360 BierbeekGround area
409 m²
Building footprint
131 m²
Volume, LiDAR
722 m³
Parcel 24053B0110/00T000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GEZEL-PEETERS
since 19952.070.533.393
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24053B0110/00T000 | Flanders | 409 m² | 1 · 131 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CORDEEL GLEN
BE 0837.622.813
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Of 7,033 companies in sector 43221 we hold annual accounts for 3,468. 3,035 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-1994
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
45332
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.