SCTA
ActiveThe computed 12-month bankruptcy probability of SCTA is 3.5% (moderate). The 2025 annual accounts show equity of €10k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 27711 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency31▼-57
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.88 against 2.43 in 2024; short-term debt: 58.1% and cash: 30.8% of total assets), and 93.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
16 d early
2024
2 d early
2023
9 d early
2022
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 82.9%
2024 · €58k
2022: €20k
2023: €43k
2024: €58k
2022 → 2025
Total assets
€163k▲ 76.5%
2024 · €93k
2022: €67k
2023: €68k
2024: €93k
2022 → 2025
Net result
€9k▼ 61.3%
2024 · €23k
2022: €16k
2023: €24k
2024: €23k
2022 → 2025
Working capital
€-11k
2024 · €48k
2022: €18k
2023: €24k
2024: €48k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€20k-€43k▲ 113%€58k▲ 37.4%€10k▼ 82.9%
Operating result€23k-€30k▲ 29.1%€30k▲ 2.4%€17k▼ 43.8%
Net result€16k-€24k▲ 51.3%€23k▼ 3.1%€9k▼ 61.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€80k▲ 680%
Current assets
€84k▲ 1.6%
Equity and liabilities €163k
Equity
€10k▼ 82.9%
Provisions
€1k
Debt
€152k▲ 345%
The debt ratio rises from 36.9% to 93.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€34k▼
2024 · €38k
Cash flow
€26k▼
2024 · €31k
Solvency
6.1%▼
2024 · 63.1%
Current ratio
0.88▼
2024 · 2.43
Quick ratio
0.73▼
2024 · 2.07
Debt / equity
15.24▲
2024 · 0.59
ROE
90.7%▲
2024 · 40.1%
ROA
5.5%▼
2024 · 25.3%
Interest coverage
8.43▼
2024 · 121.73
Debt
€152k▲
2024 · €34k
Debt ≤ 1 year
€95k▲
2024 · €34k
Debt > 1 year
€57k
Income taxes
€3k▼
2024 · €7k
Staff costs
€49k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€163k▲
Fixed assets21/28€10k€80k▲
Tangible fixed assets22/27€10k€80k▲
Plant, machinery and equipment23€844€2k▲
Furniture and vehicles24€1k€320▼
Leasing and similar rights25-€67k
Other tangible fixed assets26€8k€10k▲
Current assets29/58€82k€84k▲
Stocks and contracts in progress3€12k€14k▲
Stocks30/36€12k€14k▲
Amounts receivable within one year40/41€15k€15k▼
Trade receivables40€10k€15k▲
Other amounts receivable41€5k€280▼
Cash at bank and in hand54/58€49k€50k▲
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€93k€163k▲
Equity10/15€58k€10k▼
Contributions10/11€4k€4k=
Reserves13-€5k
Tax-exempt reserves132-€5k
Profit (loss) carried forward14€54k€587▼
Provisions and deferred taxes16-€1k
Deferred taxes168-€1k
Amounts payable17/49€34k€152k▲
Amounts payable after more than one year17-€57k
Financial debts170/4-€57k
Amounts payable within one year42/48€34k€95k▲
Current portion of amounts payable after more than one year42€6k€19k▲
Trade debts44€7k€8k▲
Suppliers440/4€7k€8k▲
Advances received on contracts in progress46-€12k
Taxes, remuneration and social security45€21k€16k▼
Taxes450/3€13k€10k▼
Remuneration and social security454/9€7k€7k▼
Other amounts payable47/48€0€40k▲
Accrued charges and deferred income492/3€258€265▲
Income statement
Code20242025
Non-recurring operating income76A-€13k
Remuneration, social security and pensions62€46k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€16k▲
Other operating charges640/8€1k€4k▲
Gross operating margin9900€85k€86k▲
Operating profit (loss)9901€30k€17k▼
Financial income75/76B€184€23▼
Recurring financial income75€184€23▼
Financial charges65/66B€316€4k▲
Recurring financial charges65€316€4k▲
Profit (loss) for the period before taxes9903€30k€13k▼
Transfer from deferred taxes780-€227
Transfer to deferred taxes680-€2k
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€23k€9k▼
Transfer from tax-exempt reserves789-€909
Transfer to tax-exempt reserves689-€6k
Profit (loss) for the period to be appropriated9905€23k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€58k▼
Profit (loss) brought forward from the previous period14P€39k€54k▲
Profit to be distributed694/7€8k€58k▲
Return on contributions (dividend)694€8k€58k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €9k ▼61.3%
Net result drops to €9k, the lowest in the series.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2022net €24k ▲51.3%
Net result €24k, the highest in the series.
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamois · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Miécret 115360 HamoisGround area
1,247 m²
Building footprint
230 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
Sabrina Cacciatore Coiffeur
since 20212.319.716.495
SCTA
since 20212.319.717.980
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91059C0205/00F000 | Wallonia | 868 m² | 1 · 173 m² | - |
| 91030C0596/00C004 | Wallonia | 379 m² | 1 · 57 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
3 categoriesSCTA SRL45190
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 4,646 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2021
Fiscal year end30-06
Activities, NACEBEL
43320Joinery installation
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
5 entriesE-mail:cacciatoresabrina@hotmail.com
Phone:+3283215952
E-mail:thomasancion@gmail.com
Phone:+32494351183