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S.MENUISERIE

Active
Private limited companyfounded 20215 yrs activeJulien Mulliestraat(D) 72, 7711 Mouscron, BelgiumKBO/BCE: BE 0773.989.724
Summary

The computed 12-month bankruptcy probability of S.MENUISERIE is 1.6% (moderate). The 2025 annual accounts show equity of €29,935 and a net result of €26,531. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 33831 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
S.MENUISERIEActiveChecked score 56/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€163,373total assets 2025
Staff
1.3 FTE
Equity
€29,935
Profit
€26,531
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2025
Bankruptcy chance 12 m
1.6%
Structure
Accounts filed 27 d late1 of 2 deeds read
Why 56- Founded in 2021- 1 change of registered office in 24 months+ Figures for FY 2025 (filed 27-08-2026)+ Liquidity: current ratio 1.44, cash €31,073Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 57% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 43+16
equity 18.3% of total assets
Liquidity 43+10
short-term debt 59.4% · cash 19.0%
Profitability 89+47
return on assets 16.2%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 2.6% 12-2024: 2.6%▲ +0.9% vs 11-2024 01-2025: 2.5%▼ -2.0% vs 12-2024 02-2025: 2.5%● 0.0% vs 01-2025 03-2025: 2.5%● 0.0% vs 02-2025 04-2025: 2.6%▲ +4.1% vs 03-2025 05-2025: 2.4%▼ -10.4% vs 04-2025 06-2025: 2.4%▲ +1.0% vs 05-2025 07-2025: 2.5%▲ +4.6% vs 06-2025 08-2025: 3.1%▲ +23.5% vs 07-2025highest value 09-2025: 1.5%▼ -52.0% vs 08-2025 10-2025: 1.5%● 0.0% vs 09-2025 11-2025: 1.5%● 0.0% vs 10-2025 12-2025: 1.5%● 0.0% vs 11-2025 01-2026: 1.5%▼ -1.0% vs 12-2025 02-2026: 1.5%▲ +0.1% vs 01-2026 03-2026: 1.5%▲ +3.1% vs 02-2026 04-2026: 1.6%▲ +7.6% vs 03-2026 05-2026: 1.7%▲ +5.7% vs 04-2026 06-2026: 1.7%▲ +1.2% vs 05-2026 07-2026: 1.8%▲ +4.3% vs 06-2026 08-2026: 2.3%▲ +26.0% vs 07-2026 09-2026: 1.1%▼ -50.5% vs 08-2026lowest value 10-2026: 1.6%▲ +43.0% vs 09-2026
  • Founded in 2021 raises the probability for this profile
  • Figures for FY 2025 (filed 27-08-2026) lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 1.44, cash €31,073 lowers the probability
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.19 in 2024; short-term debt: 59.4% and cash: 19% of total assets), and 81.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 20%, liquidity 33%, profitability 75%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 27-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 1.44, cash €31,073
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 33831 sector peers (2025).
NBB · sector comparison
Position among 33831 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
27 d late
2024
26 d late
2023
35 d early
2022
31 d early
2021
3 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 August (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Highest result since 2021net €26,531 ▲164%

Key points

  • Total assets 20255 fiscal years filed €163,373 View
  • Active since 2021founded 17-09-2021 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€163,373
Profit
€26,531
Solvency
18.3%
Total assets▲ 3.8%
Net result
20212025
Go to Financials

Timeline

Events
9
Since
2022
Next accounts
by 31-07-2027
  1. 11-09-2026Registered office
  2. 27-08-2026Annual accounts filed
  3. 31-12-2025Highest result since 2021
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
17-09-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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