SCOTTINVEST
ActiveThe computed 12-month bankruptcy probability of SCOTTINVEST is 8.0% (elevated). The 2025 annual accounts show equity of €35k and a net result of €-7k. Equity is growing by ~36.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 13061 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency56▼-21
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
8.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.14 against 1.22 in 2024), and 66.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.8%
Return on assets
-7.1%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
2 d late
2024
42 d early
2023
34 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▼ 17.3%
2024 · €43k
2022: €632
2023: €30k
2024: €43k
2022 → 2025
Total assets
€105k▲ 21.0%
2024 · €87k
2022: €33k
2023: €54k
2024: €87k
2022 → 2025
Net result
€-7k
2024 · €13k
2022: €-4k
2023: €30k
2024: €13k
2022 → 2025
Working capital
€10k▲ 0.4%
2024 · €10k
2022: €-13k
2023: €-9k
2024: €10k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€632-€30k▲ 4,677%€43k▲ 41.7%€35k▼ 17.3%
Operating result€-4k-€34k€16k▼ 54.3%€-5k
Net result€-4k-€30k€13k▼ 57.5%€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €16k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€26k▼ 22.6%
Current assets
€79k▲ 47.8%
Equity and liabilities €105k
Equity
€35k▼ 17.3%
Debt
€69k▲ 58.4%
The debt ratio rises from 50.6% to 66.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€2k▼
2024 · €21k
Cash flow
€41▼
2024 · €18k
Solvency
33.8%▼
2024 · 49.4%
Current ratio
1.14▼
2024 · 1.22
Quick ratio
1.14▼
2024 · 1.22
Debt / equity
1.96▲
2024 · 1.02
ROE
-21.0%▼
2024 · 29.4%
ROA
-7.1%▼
2024 · 14.5%
Interest coverage
1.02▼
2024 · 11.44
Debt
€69k▲
2024 · €44k
Debt ≤ 1 year
€69k▲
2024 · €44k
Staff costs
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€105k▲
Fixed assets21/28€33k€26k▼
Tangible fixed assets22/27€33k€26k▼
Furniture and vehicles24€12k€8k▼
Other tangible fixed assets26€21k€18k▼
Current assets29/58€54k€79k▲
Amounts receivable within one year40/41€23k€8k▼
Trade receivables40€22k€5k▼
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€31k€72k▲
Equity and liabilities
Total equity and liabilities10/49€87k€105k▲
Equity10/15€43k€35k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€38k€30k▼
Amounts payable17/49€44k€69k▲
Amounts payable within one year42/48€44k€69k▲
Trade debts44€36k€53k▲
Suppliers440/4€36k€53k▲
Taxes, remuneration and social security45€6k€13k▲
Taxes450/3€6k€12k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8-€63
Gross operating margin9900€21k€8k▼
Operating profit (loss)9901€16k€-5k▼
Financial income75/76B€600-
Recurring financial income75€600-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€14k€-7k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€13k€-7k▼
Profit (loss) for the period to be appropriated9905€13k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€30k▼
Profit (loss) brought forward from the previous period14P€25k€38k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Weakest financial yearnet €-7k ▼159%
Net result drops to €-7k, the lowest in the series.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elsense Steenweg 3331050 ElseneGround area
106 m²
Building footprint
74 m²
Volume, LiDAR
768 m³
Parcel 21444B0010/00L006, Brussels · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
GATSBY
since 20212.321.160.015
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21444B0010/00L006 | Brussels | 106 m² | 1 · 73 m² | 15.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.321.160.015
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TOUTZIARAKIS
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Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 8,325 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2021
Fiscal year end30-06
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mohscoot1050@gmail.com