EverydayLives

Active

Private limited companyfounded 20197 yrs activeRue du Cerf 231, 1332 Rixensart, BelgiumKBO/BCE: BE 0723.477.567

The computed 12-month bankruptcy probability of EverydayLives is 6.7% (elevated). The 2025 annual accounts show equity of €35k and a net result of €-16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 13071 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

18 / 100

Critical▼ -13 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency6▲+6

Growth52=

Stability100

Bankruptcy probability, 12 months

6.7% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.14 against 0.32 in 2024), and 90.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

9.6%

Return on assets

-4.2%

Age of the figures

8 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

38 d late

2024

186 d early

2023

49 d late

2022

107 d late

2021

127 d late

2020

51 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€221k

EBIT margin

-11.5%

Net result

€-16k▼ 268%

2024 · €-4k

2020: €20k 2021: €25k 2022: €-70k 2023: €-26k 2024: €-4k

2020 → 2025

Working capital

€-158k▼ 20.8%

2024 · €-131k

2020: €-42k 2021: €-15k 2022: €-85k 2023: €-229k 2024: €-131k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€221k

Equity€15k-€-55k€-81k▼ 47.6%€1k€35k▲ 3,436%

Operating result€31k-€-69k€-25k▲ 63.2%€-4k▲ 85.2%€-7k▼ 84.3%

Net result€25k-€-70k€-26k▲ 62.4%€-4k▲ 83.8%€-16k▼ 268%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €7k in 2025 against €4k in 2024; the loss grows.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €369k

93.2%

Fixed assets €344k▲ 160%

Current assets €25k▼ 59.8%

Equity and liabilities €369k

10%

90.4%

Equity €35k▲ 3,436%

Debt €334k▲ 72.2%

The debt ratio falls from 99.5% to 90.4%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

EBITDA

€24k▲

2024 · €14k

Cash flow

€15k▲

2024 · €14k

Solvency

9.6%▲

2024 · 0.5%

Current ratio

0.14▼

2024 · 0.32

Quick ratio

0.14▼

2024 · 0.32

Debt / equity

9.43

ROE

-44.2%▲

2024 · -425.5%

ROA

-4.2%▼

2024 · -2.2%

Interest coverage

2.91▼

2024 · 105.60

Debt

€334k▲

2024 · €194k

Debt ≤ 1 year

€184k▼

2024 · €194k

Debt > 1 year

€150k

Income taxes

€598▲

2024 · €368

Staff costs

€188k▲

2024 · €114k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€195k€369k▲

Fixed assets21/28€132k€344k▲

Tangible fixed assets22/27€121k€323k▲

Plant, machinery and equipment23€11k€10k▼

Furniture and vehicles24€110k€187k▲

Other tangible fixed assets26-€126k

Financial fixed assets28€11k€20k▲

Current assets29/58€63k€25k▼

Amounts receivable within one year40/41€38k€11k▼

Trade receivables40€37k€4k▼

Other amounts receivable41€2k€8k▲

Cash at bank and in hand54/58€24k€14k▼

Equity and liabilities

Total equity and liabilities10/49€195k€369k▲

Equity10/15€1k€35k▲

Contributions10/11€1k€51k▲

Profit (loss) carried forward14-€-16k

Amounts payable17/49€194k€334k▲

Amounts payable after more than one year17-€150k

Other amounts payable178/9-€150k

Amounts payable within one year42/48€194k€184k▼

Current portion of amounts payable after more than one year42-€15k

Trade debts44€14k€36k▲

Suppliers440/4€14k€36k▲

Taxes, remuneration and social security45€25k€13k▼

Taxes450/3€13k€12k▼

Remuneration and social security454/9€12k€1k▼

Other amounts payable47/48€154k€119k▼

Income statement Code20242025

Remuneration, social security and pensions62€114k€188k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€30k▲

Other operating charges640/8€1k€1k▼

Non-recurring operating charges66A€363-

Gross operating margin9900€130k€213k▲

Operating profit (loss)9901€-4k€-7k▼

Financial income75/76B€27-

Recurring financial income75€27-

Financial charges65/66B€137€8k▲

Recurring financial charges65€137€8k▲

Profit (loss) for the period before taxes9903€-4k€-15k▼

Income taxes67/77€368€598▲

Profit (loss) for the period9904€-4k€-16k▼

Profit (loss) for the period to be appropriated9905€-4k€-16k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-87k€-16k▲

Profit (loss) brought forward from the previous period14P€-82k-

Shareholders' contribution to the loss794€87k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 2Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

07-09

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 38 days late

2025

26-01

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

18-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 49 days late

2023

15-11

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 107 days late

2022

31-12

Financial Weakest financial yearnet €-70k ▼379%

Net result drops to €-70k, the lowest in the series; recovery starts the following year.

05-12

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 127 days late

2021

31-12

Financial Highest result since 2020net €25k ▲27.2%

Operating result €31k, net result €25k, both a record.

20-09

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 51 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Rixensart · 3 establishment units since 2019

establishment All 3 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Cerf 2311332 Rixensart

Ground area

1,412 m²

Building footprint

358 m²

Volume, LiDAR

2,524 m³

3 parcels, Flanders, Wallonia · tallest building 18.1 m, ±4 floors. Linked by address, not a title deed.

3 establishment units

Rue du Cerf 231, 1332 Rixensart

Market research and public opinion polling

since 20192.290.116.649

Parijsstraat 38, 3000 Leuven

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since 20252.377.838.204

3 parcels

Flanders 1 (33.3%) Wallonia 2 (66.7%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25033A0131/00C000	Wallonia	1,125 m²	1 · 157 m²	9.7 m · 2 fl.
24504D0236/00B000 ProtectedMonument · Townscape or village viewBurgerhuizen en stadswoningenSource ↗	Flanders	224 m²	1 · 123 m²	18.1 m · 4 fl.
25050B0384/00E002	Wallonia	62 m²	1 · 78 m²	-