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SCOR SERVICES BELUX

Active
Private limited companyfounded 200224 yrs activeBrand Whitlocklaan 87, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0477.480.421

SCOR SERVICES BELUX has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €683k and a net result of €41k. Equity is growing by ~9.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
90 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64=
Solvency100=
Growth43▲+1
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 6.6 against 5.18 in 2024; short-term debt: 15.2% and cash: 87.1% of total assets), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
84.8%
Return on assets
5.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
60 d early
2024
44 d early
2023
33 d early
2022
38 d early
2021
45 d early
2020
25 d late
2019
28 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, unclassified schema

Source amounts without an identifiable currency are assumed to be EUR.

Turnover
€1.34M▲ 0.2%
2024 · €1.34M
2018: €1.63M 2019: €1.63M 2020: €1.73M 2021: €1.74M 2022: €1.73M 2023: €1.57M 2024: €1.34M
2018 → 2025
EBIT margin
5.1%=
2024 · 5.1%
2018: 5.1% 2019: 5.1% 2020: 5.1% 2021: 5.2% 2022: 5.1% 2023: 5.1% 2024: 5.1%
2018 → 2025
Net result
€41k▲ 2.5%
2024 · €40k
2018: €42k 2019: €43k 2020: €54k 2021: €54k 2022: €53k 2023: €46k 2024: €40k
2018 → 2025
Working capital
€683k▲ 7.0%
2024 · €638k
2018: €331k 2019: €377k 2020: €434k 2021: €496k 2022: €561k 2023: €595k 2024: €638k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€1.74M-€1.73M▼ 0.5%€1.57M▼ 9.6%€1.34M▼ 14.7%€1.34M▲ 0.2%
Equity€502k-€555k▲ 10.6%€601k▲ 8.3%€642k▲ 6.7%€683k▲ 6.4%
Operating result€91k-€88k▼ 3.2%€80k▼ 9.6%€68k▼ 14.4%€69k▲ 0.6%
Net result€54k-€53k▼ 2.1%€46k▼ 13.3%€40k▼ 13.2%€41k▲ 2.5%
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €91k€91kNet result 2021: €54k€54kOperating result 2022: €88k€88kNet result 2022: €53k€53kOperating result 2023: €80k€80kNet result 2023: €46k€46kOperating result 2024: €68k€68kNet result 2024: €40k€40kOperating result 2025: €69k€69kNet result 2025: €41k€41k20212022202320242025
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €805k
Equity €683k▲ 6.4%
Debt €122k▼ 20.5%
The debt ratio falls from 19.4% to 15.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€70k
2024 · €70k
Cash flow
€42k
2024 · €42k
Solvency
84.8%
2024 · 80.6%
Current ratio
6.60
2024 · 5.18
Quick ratio
6.60
2024 · 5.18
Debt / equity
0.18
2024 · 0.24
ROE
6.0%
2024 · 6.2%
ROA
5.1%
2024 · 5.0%
Interest coverage
15.62
2024 · 16.24
Debt
€122k
2024 · €154k
Debt ≤ 1 year
€122k
2024 · €153k
Income taxes
€23k
2024 · €24k
Staff costs
€869k
2024 · €899k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€795k€805k
Fixed assets21/28€5k-
Tangible fixed assets22/27€5k-
Furniture and vehicles24€5k-
Current assets29/58€791k€805k
Amounts receivable within one year40/41€273k€82k
Trade receivables40€245k€57k
Other amounts receivable41€27k€25k
Cash at bank and in hand54/58€493k€701k
Deferred charges and accrued income490/1€24k€22k
Equity and liabilities
Total equity and liabilities10/49€795k€805k
Equity10/15€642k€683k
Contributions10/11€25k€25k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€614k€655k
Amounts payable17/49€154k€122k
Amounts payable within one year42/48€153k€122k
Trade debts44€21k€68k
Suppliers440/4€21k€68k
Taxes, remuneration and social security45€132k€54k
Remuneration and social security454/9€132k€54k
Accrued charges and deferred income492/3€1k€380
Income statement Code20242025
Operating income70/76A€1.35M€1.35M
Turnover70€1.34M€1.34M
Other operating income74€11k€10k
Operating charges60/66A€1.28M€1.28M
Services and other goods61€378k€410k
Remuneration, social security and pensions62€899k€869k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€863
Other operating charges640/8€1k€2k
Operating profit (loss)9901€68k€69k
Financial income75/76B€289€289=
Recurring financial income75€289€289=
Income from current assets751€289€289
Other financial income752/9€0€0
Financial charges65/66B€5k€5k
Recurring financial charges65€5k€5k
Debt charges650€4k€4k
Other financial charges652/9€574€668
Profit (loss) for the period before taxes9903€64k€64k
Income taxes67/77€24k€23k
Taxes670/3€24k€23k
Profit (loss) for the period9904€40k€41k
Profit (loss) for the period to be appropriated9905€40k€41k
Appropriation of the result
Profit (loss) to be appropriated9906€614k€655k
Profit (loss) brought forward from the previous period14P€574k€614k
Social balance
Average headcount (FTE)90875.34.6

The notes to these accounts (27 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-06
NBB filing Annual accounts filed
fiscal year 2025 · unclassified schema
2025
17-06
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema
2024
31-12
Financial Weakest financial yearnet €40k ▼13.2%
Net result drops to €40k, the lowest in the series; recovery starts the following year.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema
2023
23-06
NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema
2022
16-06
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema
2021
31-12
Financial Highest result since 2018net €54k ▲0.5%
Operating result €91k, net result €54k, both a record.
31-12
Financial Equity above €500kEq €502k ▲12.2%
4 profitable years in a row build equity to €502k.
25-08
NBB filing Annual accounts filed
fiscal year 2020 · unclassified schema · 25 days late
2020
28-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
27-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
24-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brand Whitlocklaan 871200 Sint-Lambrechts-Woluwe
Ground area
1,658 m²
Building footprint
698 m²
Volume, LiDAR
17,957 m³
Parcel 21673D0160/00A010, Brussels · tallest building 32.5 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
SCOR SERVICES BELUX
Brand Whitlocklaan 87, 1200 Sint-Lambrechts-WoluweActivities auxiliary to financial services and insurance activities
since 20022.099.047.633
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21673D0160/00A010 Brussels 1,658 m² 1 · 698 m² 32.5 m · 9 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 31,793 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-05-2002
Fiscal year end31-12
Abbreviation FR SCOR SB
Activities, NACEBEL
66290Activities auxiliary to financial services and insurance activities
67203
70200Business and other management consultancy
70220Business consulting
74142
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.