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EUFIPAR

Active Risk: not assessed
Public limited companyfounded 199530 yrs activeKroonlaan 8, 1050 Elsene, BelgiumKBO/BCE: BE 0456.375.102
Summary

EUFIPAR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €672,268 and a net result of €171,317. Equity is shrinking by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 2817 sector peers (fiscal year 2024). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
35 d early
2023
27 d early
2022
35 d early
2021
33 d early
2020
38 d early
2019
41 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

EUFIPAR was incorporated on 2 November 1995.1 Total assets fell from EUR 1.8 million in 2018 to EUR 1.2 million in 2024 and headcount from 2 to 4.8 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, full schema

Equity
€672,268▲ 34.2%
2023 · €500,951
Net result
€171,317▲ 18.1%
2023 · €145,071
Total assets
€1.2m▼ 16.2%
2023 · €1.4m
Solvency
57.2%▲ 21.5pp
2023 · 35.7%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover€1.4m▲ 0.9%€1.4m▲ 2.3%€1.5m▲ 4.0%€1.6m▲ 4.6%€1.9m▲ 21.4%
Operating result€519,642▲ 29.2%€157,561▼ 69.7%€324,047▲ 106%€190,445▼ 41.2%€222,342▲ 16.7%
Net result€384,924within the sector's middle half▲ 37.9%€112,509within the sector's middle half▼ 70.8%€235,386within the sector's middle half▲ 109%€145,071within the sector's middle half▼ 38.4%€171,317within the sector's middle half▲ 18.1%
Equity€2.1mwithin the sector's middle half▲ 22.3%€1.2mwithin the sector's middle half▼ 42.1%€855,880within the sector's middle half▼ 30.0%€500,951within the sector's middle half▼ 41.5%€672,268within the sector's middle half▲ 34.2%
Total assets€2.4mwithin the sector's middle half▲ 16.5%€2.6mwithin the sector's middle half▲ 8.0%€1.8mbelow the sector's middle half▼ 32.1%€1.4mbelow the sector's middle half▼ 20.5%€1.2mbelow the sector's middle half▼ 16.2%
Debt€298,646▼ 12.7%€1.4m▲ 361%€909,770▼ 34.0%€901,986▼ 0.9%€503,532▼ 44.2%
Working capital€2.1mabove the sector's middle half▲ 22.1%€1.2mwithin the sector's middle half▼ 42.1%€852,270within the sector's middle half▼ 30.1%€497,639within the sector's middle half▼ 41.6%€669,454within the sector's middle half▲ 34.5%
Solvency87.6%above the sector's middle half▲ 4.2pp47.0%within the sector's middle half▼ 40.6pp48.5%within the sector's middle half▲ 1.5pp35.7%within the sector's middle half▼ 12.8pp57.2%within the sector's middle half▲ 21.5pp
Current ratio8.06above the sector's middle half▲ 2.021.88within the sector's middle half▼ 6.171.94within the sector's middle half▲ 0.051.55within the sector's middle half▼ 0.392.33within the sector's middle half▲ 0.78
Return on assets (ROA)16.0%above the sector's middle half▲ 2.5pp4.3%within the sector's middle half▼ 11.7pp13.3%above the sector's middle half▲ 9.0pp10.3%above the sector's middle half▼ 3.0pp14.6%above the sector's middle half▲ 4.2pp
Staff (FTE)3within the sector's middle half▲ 50.0%3within the sector's middle half=3within the sector's middle half=3.9within the sector's middle half▲ 30.0%4.8within the sector's middle half▲ 23.1%
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€200,000€400,000€600,000Operating result 2020: €519,642€519,642Net result 2020: €384,924€384,924Operating result 2021: €157,561€157,561Net result 2021: €112,509€112,509Operating result 2022: €324,047€324,047Net result 2022: €235,386€235,386Operating result 2023: €190,445€190,445Net result 2023: €145,071€145,071Operating result 2024: €222,342€222,342Net result 2024: €171,317€171,31720202021202220232024€0€100,000€200,000€300,000Operating result 2022: €324,047€324,000Net result 2022: €235,386€235,000Operating result 2023: €190,445€190,000Net result 2023: €145,071€145,000Operating result 2024: €222,342€222,000Net result 2024: €171,317€171,000202220232024
The operating result recovers in 2024; 2024 is 17% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.2m
Fixed assets €3,886 ▲ 17.3%
Current assets €1.2m ▼ 16.3%
Equity and liabilities €1.2m
Equity €672,268 ▲ 34.2%
Debt €503,532 ▼ 44.2%
Debt's share of the balance-sheet total falls from 64.3% to 42.8%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
ROE
25.5%▼
2023 · 29.0%
Debt ≤ 1 year
€502,460▼
2023 · €901,985
Income taxes
€66,388▲
2023 · €57,085
Staff costs
€1.5m▲
2023 · €1.2m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 57 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.4m€1.2m▼
Fixed assets21/28€3,313€3,886▲
Tangible fixed assets22/27€3,197€3,770▲
Furniture and vehicles24€3,197€3,770▲
Financial fixed assets28€116€116=
Other financial fixed assets284/8€116€116=
Amounts receivable and cash guarantees285/8€116€116=
Current assets29/58€1.4m€1.2m▼
Amounts receivable within one year40/41€88,276€108,852▲
Trade receivables40€79,594€95,833▲
Other amounts receivable41€8,683€13,019▲
Current investments50/53€1.0m€600,000▼
Other investments51/53€1.0m€600,000▼
Cash at bank and in hand54/58€305,433€458,941▲
Deferred charges and accrued income490/1€5,915€4,121▼
Equity and liabilities
Total equity and liabilities10/49€1.4m€1.2m▼
Equity10/15€500,951€672,268▲
Contributions10/11€250,000€250,000=
Capital10€250,000€250,000=
Issued capital100€250,000€250,000=
Reserves13€25,000€25,000=
Non-distributable reserves130/1€25,000€25,000=
Legal reserve130€25,000€25,000=
Profit (loss) carried forward14€225,951€397,268▲
Amounts payable17/49€901,986€503,532▼
Amounts payable within one year42/48€901,985€502,460▼
Trade debts44€18,122€17,684▼
Suppliers440/4€18,122€17,684▼
Taxes, remuneration and social security45€383,746€484,776▲
Taxes450/3€73,092€97,365▲
Remuneration and social security454/9€310,653€387,411▲
Other amounts payable47/48€500,118-
Accrued charges and deferred income492/3€0€1,072▲
Income statement Code20232024
Operating income70/76A€1.6m€1.9m▲
Turnover70€1.6m€1.9m▲
Operating charges60/66A€1.4m€1.7m▲
Services and other goods61€142,405€174,086▲
Remuneration, social security and pensions62€1.2m€1.5m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,171€1,169▼
Other operating charges640/8€2,590€1,373▼
Operating profit (loss)9901€190,445€222,342▲
Financial income75/76B€12,023€15,670▲
Recurring financial income75€12,023€15,670▲
Income from current assets751€12,023€15,670▲
Financial charges65/66B€311€307▼
Recurring financial charges65€311€307▼
Other financial charges652/9€311€307▼
Profit (loss) for the period before taxes9903€202,157€237,705▲
Income taxes67/77€57,085€66,388▲
Taxes670/3€57,085€66,388▲
Profit (loss) for the period9904€145,071€171,317▲
Profit (loss) for the period to be appropriated9905€145,071€171,317▲
Appropriation of the result
Profit (loss) to be appropriated9906€725,951€397,268▼
Profit (loss) brought forward from the previous period14P€580,880€225,951▼
Profit to be distributed694/7€500,000-
Return on contributions (dividend)694€500,000-
Social balance
Average headcount (FTE)90873.94.8▲

The notes to these accounts (27 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Operating income70/76A-€1.4m€1.5m€1.6m€1.9m▲ 21.4%
Turnover70€1.4m€1.4m€1.5m€1.6m€1.9m▲ 21.4%
Operating charges60/66A-€1.3m€1.2m€1.4m€1.7m▲ 22.1%
Services and other goods61-€206,379€212,010€142,405€174,086▲ 22.2%
Remuneration, social security and pensions62-€1.1m€943,848€1.2m€1.5m▲ 22.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€844€1,128€972€1,171€1,169▼ 0.2%
Other operating charges640/8-€5,868€10,868€2,590€1,373▼ 47.0%
Operating profit (loss)9901€519,642€157,561€324,047€190,445€222,342▲ 16.7%
Financial income75/76B---€12,023€15,670▲ 30.3%
Recurring financial income75---€12,023€15,670▲ 30.3%
Income from current assets751---€12,023€15,670▲ 30.3%
Financial charges65/66B-€691€959€311€307▼ 1.1%
Recurring financial charges65€549€691€959€311€307▼ 1.1%
Other financial charges652/9-€691€959€311€307▼ 1.1%
Profit (loss) for the period before taxes9903€519,092€156,870€323,088€202,157€237,705▲ 17.6%
Income taxes67/77€134,169€44,361€87,703€57,085€66,388▲ 16.3%
Taxes670/3-€44,361€87,703€57,085€66,388▲ 16.3%
Profit (loss) for the period9904€384,924€112,509€235,386€145,071€171,317▲ 18.1%
Profit (loss) for the period to be appropriated9905€384,924€112,509€235,386€145,071€171,317▲ 18.1%
Line20202021202220232024Change
Assets
Total assets20/58€2.4m€2.6m€1.8m€1.4m€1.2m▼ 16.2%
Fixed assets21/28€4,600€3,472€3,609€3,313€3,886▲ 17.3%
Tangible fixed assets22/27€4,484€3,356€3,494€3,197€3,770▲ 17.9%
Furniture and vehicles24-€3,356€3,494€3,197€3,770▲ 17.9%
Financial fixed assets28€116€116€116€116€116=
Other financial fixed assets284/8-€116€116€116€116=
Amounts receivable and cash guarantees285/8-€116€116€116€116=
Current assets29/58€2.4m€2.6m€1.8m€1.4m€1.2m▼ 16.3%
Amounts receivable within one year40/41€29,599€167,140€140,327€88,276€108,852▲ 23.3%
Trade receivables40-€59,718€112,620€79,594€95,833▲ 20.4%
Other amounts receivable41-€107,422€27,707€8,683€13,019▲ 49.9%
Current investments50/53---€1.0m€600,000▼ 40.0%
Other investments51/53---€1.0m€600,000▼ 40.0%
Cash at bank and in hand54/58€2.4m€2.4m€1.6m€305,433€458,941▲ 50.3%
Deferred charges and accrued income490/1-€735€844€5,915€4,121▼ 30.3%
Equity and liabilities
Total equity and liabilities10/49€2.4m€2.6m€1.8m€1.4m€1.2m▼ 16.2%
Equity10/15€2.1m€1.2m€855,880€500,951€672,268▲ 34.2%
Contributions10/11€250,000€250,000€250,000€250,000€250,000=
Capital10-€250,000€250,000€250,000€250,000=
Issued capital100-€250,000€250,000€250,000€250,000=
Reserves13€25,000€25,000€25,000€25,000€25,000=
Non-distributable reserves130/1-€25,000€25,000€25,000€25,000=
Legal reserve130-€25,000€25,000€25,000€25,000=
Profit (loss) carried forward14€1.8m€947,494€580,880€225,951€397,268▲ 75.8%
Amounts payable17/49€298,646€1.4m€909,770€901,986€503,532▼ 44.2%
Amounts payable within one year42/48€298,424€1.4m€909,770€901,985€502,460▼ 44.3%
Trade debts44€11,479€18,366€14,906€18,122€17,684▼ 2.4%
Suppliers440/4-€18,366€14,906€18,122€17,684▼ 2.4%
Taxes, remuneration and social security45-€359,101€292,864€383,746€484,776▲ 26.3%
Taxes450/3-€60,279€51,343€73,092€97,365▲ 33.2%
Remuneration and social security454/9-€298,823€241,522€310,653€387,411▲ 24.7%
Other amounts payable47/48-€1.0m€602,000€500,118--
Accrued charges and deferred income492/3-€286-€0€1,072▲ 714,673%
Line20202021202220232024Change
Profit (loss) for the period9904€384,924€112,509€235,386€145,071€171,317▲ 18.1%
+ Depreciation and write-downs630€844€1,128€972€1,171€1,169▼ 0.2%
Operating cash flow (approximation)€385,768€113,637€236,357€146,242€172,485▲ 17.9%
Investment in fixed assets (approximation)-€0-€1,109-€874-€1,742▼ 99.2%
Change in cash-€56,990-€808,407-€1.3m€153,509▲ 112%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
11-09
State Gazette act Reappointments: Alex Bongrain, Pierre Ragnet and Dominique Lebecq
Appointment: SOCIETE DE DEVELOPPEMENT ET DE GESTION (director) · Permanent representative: Laurent Marembaud · Resignation: Laurent Marembaud (director and managing director)12 facts ▸
  • General meeting, 19-06-2026
  • Director reappointment, Alex Bongrain (director)
  • Director reappointment, Pierre Ragnet (director)
  • Director reappointment, Dominique Lebecq (director)
  • Director appointment, SOCIETE DE DEVELOPPEMENT ET DE GESTION (director)
  • Permanent representative, Laurent Marembaud (permanent representative)
  • Director reappointment, Alex Bongrain (managing director)
  • Director reappointment, Pierre Ragnet (managing director)
  • Director reappointment, Dominique Lebecq (managing director)
  • Director appointment, SOCIETE DE DEVELOPPEMENT ET DE GESTION (managing director)
  • Director resignation, Laurent Marembaud (director and managing director)
  • Other statement, unanimity, administrateurs individuellement et au commissaire
10-07
State Gazette act Resignation: SOCIETE DE DEVELOPPEMENT ET DE GESTION (director and managing director)
Appointment: SOCIETE DE DEVELOPPEMENT ET DE GESTION (director) · Permanent representative: MAREMBAUD Laurent · Director discharge7 facts ▸
  • General meeting, 19-06-2026
  • Director resignation, SOCIETE DE DEVELOPPEMENT ET DE GESTION (director and managing director)
  • Director discharge, SOCIETE DE DEVELOPPEMENT ET DE GESTION
  • Director appointment, SOCIETE DE DEVELOPPEMENT ET DE GESTION (director)
  • Permanent representative, MAREMBAUD Laurent (permanent representative)
  • Power of attorney
  • Power of attorney, Kim LAGAE
2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
26-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
28-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Weakest financial yearnet €112,509 ▼70.8%
Net result drops to €112,509, the lowest in the series; recovery starts the following year.
23-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Highest result since 2018net €384,924 ▲37.9%
Operating result €519,642, net result €384,924, both a record.
31-12
Financial Equity above €2mEq €2.1m ▲22.3%
3 profitable years in a row build equity to €2.1m.
10-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 41 days late
2019
02-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
Show earlier events
2018
20-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
28-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
23-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 18 acts read
About the unread acts

Of the 18 Belgian State Gazette acts we know for this company, 2 have been read. The other 16 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
under verification, last change in 2026
This board is reconstructed from a single act (26114465). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.

Board 4

SOCIETE DE DEVELOPPEMENT ET DE GESTION
Director · since 10-07-2026 · Legal entity · perm. rep.: MAREMBAUD Laurent
Current
Current
Current
Current

Day-to-day management 4

SOCIETE DE DEVELOPPEMENT ET DE GESTION
Managing director · since 11-09-2026 · Legal entity · perm. rep.: MAREMBAUD Laurent
Current
Alex Bongrain
Managing director
Current
Dominique Lebecq
Managing director
Current
Pierre Ragnet
Managing director
Current

Permanent representatives 1

MAREMBAUD Laurent
Permanent representative · since 10-07-2026 · for SOCIETE DE DEVELOPPEMENT ET DE GESTION
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
16 of this company's 18 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1995
seat establishment The establishment unit on the map
Ground area
407 m²
Building footprint
179 m²
Volume, LiDAR
3,128 m³
Parcel 21443A0088/00K011, Brussels · tallest building 20.9 m, ±6 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
EUFIPAR
Kroonlaan 8, 1050 ElseneInsurance, reinsurance and pension funding, except compulsory social security
since 19952.073.987.385
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21443A0088/00K011 Brussels 407 m² 1 · 179 m² 20.9 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

5 people since 2026, 4 in office
Show
  • Board
  • Day-to-day management
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
SOCIETE DE DEVELOPPEMENT ET DE GESTION
  • Director and managing director, until 10-07-2026
  • Director, from 10-07-2026 to date
  • Director and managing director, until 10-07-2026
  • Managing director, from 11-09-2026 to date
Alex Bongrain
  • Director, already before 11-09-2026 to date
  • Managing director, already before 11-09-2026 to date
Dominique Lebecq
  • Director, already before 11-09-2026 to date
  • Managing director, already before 11-09-2026 to date
Pierre Ragnet
  • Director, already before 11-09-2026 to date
  • Managing director, already before 11-09-2026 to date
Laurent Marembaud
  • Director and managing director, until 11-09-2026
  • Director and managing director, until 11-09-2026
See the board, name and seat on a given date →

Articles of association

Board rule
Composition du conseil d'administration, 16
Other statement
Gestion journalière, 22

Structure & network

Connections & network

4 current directors
Depth

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Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,367 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded02-11-1995
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0456375102
Also 9925:BE0456375102

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.